Mortgage Lenders and Brokers in Ralston, Nebraska
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ralston, Nebraska mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA4725 S 84th St, Ralston, NE 68127A+5.0 ★Texas Ratio: 5.36%, Charter West BankCharter West Bank20041 Manderson St, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 2.29%, Access BankAccess Bank7223 S 84th St, La Vista, NE 68128A+5.0 ★Texas Ratio: 3.62%, US Bank, N.A.US Bank, N.A.200 N 6th St, Beatrice, NE 68310A+5.0 ★Texas Ratio: 2.85%, Pinnacle BankPinnacle Bank122 S Walnut St, Arnold, NE 69120A+5.0 ★Texas Ratio: 1.45%, First National Bank of OmahaFirst National Bank of Omaha124 W 3rd St, Alliance, NE 69301A+5.0 ★Texas Ratio: 4.82%, Core BankCore Bank13220 Birch Dr, Omaha, NE 68164A+5.0 ★Texas Ratio: 0.26%, Centris Federal Credit UnionCentris Federal Credit Union2207 Pratt Ave, Bellevue, NE 68123A+5.0 ★Texas Ratio: 3.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA19507 Oakmont Dr, Gretna, NE 68028A+5.0 ★Texas Ratio: 3.68%, and Kellogg Midwest Federal Credit UnionKellogg Midwest Federal Credit Union9618 Brentwood Dr, LaVista, NE 68128. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ralston, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ralston are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ralston, Nebraska
Market share is the lender's share of all home loans closed in Ralston, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ralston 4725 S 84th St, Ralston, NE 68127 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 2.6% | 100% | $168,333 | View |
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20041 Manderson St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 2.29% |
Conventional, FHA | 6 | 5.3% | 100% | $255,000 | View |
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7223 S 84th St, La Vista, NE 68128 A+5.0 ★Texas Ratio: 3.62% |
Conventional, FHA, VA | 5 | 4.4% | 100% | $205,000 | View |
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200 N 6th St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 4 | 3.5% | 100% | $140,000 | View |
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122 S Walnut St, Arnold, NE 69120 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 4 | 3.5% | 100% | $135,000 | View |
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124 W 3rd St, Alliance, NE 69301 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 3 +3 HELOCs |
2.6% | 75% | $155,000 | View |
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13220 Birch Dr, Omaha, NE 68164 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 3 | 2.6% | 100% | $155,000 | View |
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2207 Pratt Ave, Bellevue, NE 68123 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 2 +2 HELOCs |
1.8% | 100% | $175,000 | View |
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19507 Oakmont Dr, Gretna, NE 68028 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.8% | 100% | $160,000 | View |
Kellogg Midwest Federal Credit Union
9618 Brentwood Dr, LaVista, NE 68128 |
Conventional | 2 | 1.8% | 100% | $70,000 | |
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18924 Evans St, Elkhorn, NE 68022 A5.0 ★Texas Ratio: 10.07% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
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155 W Bridge St, Arcadia, NE 68815 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.9% | 100% | $45,000 | View |
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17445 Arbor St, Omaha, NE 68130 A+5.0 ★Texas Ratio: 2.78% |
Conventional | 1 | 0.9% | 100% | $255,000 | View |
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130 W Eagle St, Arlington, NE 68002 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
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12240 L St, Omaha, NE 68137 2258 D1.6 ★Texas Ratio: 10.46% |
Conventional | 1 | 0.9% | 100% | $45,000 | View |
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5370 S 72nd St, Ralston, NE 68127 A5.0 ★Texas Ratio: 11.98% |
Conventional | 1 | 0.9% | 100% | $285,000 | View |
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1407 S 13th St, Omaha, NE 68108 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 1 | 0.9% | 100% | $135,000 | View |
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238 E 4th St, Ainsworth, NE 69210 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
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11515 S 39th St, Bellevue, NE 68123 5200 A5.0 ★Texas Ratio: 6.25% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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940 N 204th Ave Ste 270, Elkhorn, NE 68022 4682 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 423 W 3rd St, Alliance, NE 69301 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American National Bank
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Conventional | 1 | 0.9% | 100% | $275,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 8 +1 HELOCs |
7% | 100% | $205,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 7% | 75% | $222,500 | |
Guild Mortgage Company
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Conventional | 6 | 5.3% | 100% | $190,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 5.3% | 100% | $185,000 | |
Veridian Credit Union
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Conventional, HELOC | 5 +8 HELOCs |
4.4% | 100% | $189,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 4 | 3.5% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.49% |
Conventional | 4 | 3.5% | 100% | $197,500 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 3.5% | 80% | $180,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 2.6% | 100% | $251,666 | |
Churchill Mortgage Corporation
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Conventional | 3 | 2.6% | 100% | $215,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.8% | 100% | $190,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 1.8% | 100% | $290,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 1.8% | 66.7% | $165,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 1.8% | 100% | $155,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.9% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.9% | 100% | $195,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $255,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 50% | $55,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $235,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.9% | 100% | $285,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Iowa Bankers Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $345,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.9% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
Gershman Investment Corp.
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FHA | 1 | 0.9% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Ralston Mortgage Rate Trends
Daily average mortgage rates for Nebraska compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ralston, Nebraska
Looking for mortgage lenders near me or mortgage brokers near me in Ralston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ralston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ralston, NE
Use these to narrow the list above. Each category shows how many Ralston, NE lenders fit and what that kind of lender is usually best for.
Who Lends in Ralston, NE
Independent mortgage companies closed 52.6 percent of home loans in Ralston, Nebraska in 2025, banks 37.7 percent and credit unions 9.6 percent. Cmg Mortgage Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and Centris Federal Credit Union the largest credit union. Among lenders headquartered in Nebraska, Charter West Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.
More Nebraska Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ralston, NE
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Ralston, Nebraska with 3 loans, about 2.6 percent of the market. The largest lender headquartered in Nebraska was Charter West Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Ralston, Nebraska in 2025, led by Charter West Bank with 3. 9 lenders closed VA loans, led by Guaranteed Rate, Inc., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 7 credit unions closed home loans in Ralston, Nebraska in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ralston, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ralston, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ralston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
