Plattsmouth, Nebraska mortgage lenders include Citizens State BankCitizens State BankSixth And Main Streets, Plattsmouth, NE 68048A+5.0 ★Texas Ratio: 3.39%, First State Bank NebraskaFirst State Bank Nebraska2249 1st Avenue (highway 75), Plattsmouth, NE 68048A+5.0 ★Texas Ratio: 1.05%, Core BankCore Bank13220 Birch Dr, Omaha, NE 68164A+5.0 ★Texas Ratio: 0.26%, First National Bank of OmahaFirst National Bank of Omaha124 W 3rd St, Alliance, NE 69301A+5.0 ★Texas Ratio: 4.82%, Cobalt Credit UnionCobalt Credit Union219 S 23rd St, Plattsmouth, NE 68048 2903A5.0 ★Texas Ratio: 6.25%, West Gate BankWest Gate Bank1004 Cornhusker Rd, Bellevue, NE 68123A+5.0 ★Texas Ratio: 1.69%, Liberty First Credit UnionLiberty First Credit Union12702 Westport Pkwy Ste 100, La Vista, NE 68138 4012A+5.0 ★Texas Ratio: 3.58%, Charter West BankCharter West Bank20041 Manderson St, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 2.29%, Centris Federal Credit UnionCentris Federal Credit Union2207 Pratt Ave, Bellevue, NE 68123A+5.0 ★Texas Ratio: 3.12%, and US Bank, N.A.US Bank, N.A.200 N 6th St, Beatrice, NE 68310A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Plattsmouth, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Plattsmouth are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Plattsmouth, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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3 offices in Plattsmouth Sixth And Main Streets, Plattsmouth, NE 68048 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 14 | 6.3% | 100% | $147,142 | View |
|
2 offices in Plattsmouth 2249 1st Avenue (highway 75), Plattsmouth, NE 68048 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 4 | 1.8% | 100% | $122,500 | View |
|
13220 Birch Dr, Omaha, NE 68164 A+5.0 ★Texas Ratio: 0.26% |
Conventional, FHA, VA | 12 | 5.4% | 100% | $279,166 | View |
|
124 W 3rd St, Alliance, NE 69301 A+5.0 ★Texas Ratio: 4.82% |
Conventional, FHA, HELOC | 9 +2 HELOCs |
4.1% | 100% | $123,888 | View |
|
219 S 23rd St, Plattsmouth, NE 68048 2903 A5.0 ★Texas Ratio: 6.25% |
Conventional, FHA, HELOC | 5 +14 HELOCs |
2.3% | 100% | $299,000 | View |
|
1004 Cornhusker Rd, Bellevue, NE 68123 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 4 | 1.8% | 85.7% | $252,500 | View |
|
12702 Westport Pkwy Ste 100, La Vista, NE 68138 4012 A+5.0 ★Texas Ratio: 3.58% |
Conventional, FHA | 4 | 1.8% | 100% | $122,500 | View |
|
20041 Manderson St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 2.29% |
Conventional, FHA, VA | 4 | 1.8% | 66.7% | $197,500 | View |
|
2207 Pratt Ave, Bellevue, NE 68123 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 3 +5 HELOCs |
1.4% | 60% | $51,666 | View |
|
200 N 6th St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
1.4% | 50% | $175,000 | View |
|
18924 Evans St, Elkhorn, NE 68022 A5.0 ★Texas Ratio: 10.07% |
Conventional, FHA | 3 | 1.4% | 100% | $115,000 | View |
|
1407 S 13th St, Omaha, NE 68108 A+5.0 ★Texas Ratio: 0.17% |
Conventional, FHA | 3 | 1.4% | 100% | $305,000 | View |
|
122 S Walnut St, Arnold, NE 69120 A+5.0 ★Texas Ratio: 1.45% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $205,000 | View |
|
7223 S 84th St, La Vista, NE 68128 A+5.0 ★Texas Ratio: 3.62% |
Conventional, VA | 2 | 0.9% | 100% | $300,000 | View |
|
211 Rock Bluff Rd, Plattsmouth, NE 68048 A5.0 ★Texas Ratio: 12.96% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
|
155 W Bridge St, Arcadia, NE 68815 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
Kellogg Midwest Federal Credit Union
9618 Brentwood Dr, LaVista, NE 68128 |
Conventional | 1 | 0.5% | 100% | $55,000 | |
|
130 W Eagle St, Arlington, NE 68002 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.5% | 100% | $15,000 | View |
|
12240 L St, Omaha, NE 68137 2258 D1.6 ★Texas Ratio: 10.46% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
|
6000 Village Dr, Lincoln, NE 68516 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
|
1918 N 203rd St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
|
3423 21st St, Columbus, NE 68601 D3.5 ★Texas Ratio: 32.53% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
|
524 Chief St, Benkelman, NE 69021 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
|
940 N 204th Ave Ste 270, Elkhorn, NE 68022 4682 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
8510 West Dodge Road, Omaha, NE 68114 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Regent Financial Group
|
USDA | 1 | 0.5% | 100% | $205,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 15 | 6.8% | 75% | $193,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 10 | 4.5% | 100% | $172,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, VA | 9 | 4.1% | 90% | $192,777 | |
Mortgage Research Center
|
VA | 8 | 3.6% | 88.9% | $288,750 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +1 HELOCs |
3.2% | 77.8% | $117,857 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 7 | 3.2% | 88.9% | $207,857 | |
Veridian Credit Union
|
Conventional, HELOC | 6 +8 HELOCs |
2.7% | 85.7% | $115,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 6 | 2.7% | 100% | $123,333 | |
Churchill Mortgage Corporation
|
Conventional, FHA | 6 | 2.7% | 100% | $131,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 5 | 2.3% | 83.3% | $221,000 | |
Guild Mortgage Company
|
Conventional, FHA | 5 | 2.3% | 100% | $119,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 5 | 2.3% | 100% | $121,000 | View |
Everett Financial, Inc.
|
Conventional, FHA | 3 | 1.4% | 60% | $198,333 | |
Union Home Mortgage Corp.
|
Conventional | 3 | 1.4% | 100% | $258,333 | |
Fairway Independent Mort Corp
|
Conventional | 3 | 1.4% | 100% | $135,000 | |
Village Capital & Investment
|
VA | 3 | 1.4% | 100% | $478,333 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, VA | 2 | 0.9% | 100% | $380,000 | |
Newrez LLC
|
Conventional, USDA | 2 | 0.9% | 100% | $130,000 | |
Discover Bank
|
Conventional | 2 | 0.9% | 100% | $85,000 | |
Centennial Lending, LLC
|
FHA | 2 | 0.9% | 100% | $175,000 | |
Flat Branch Mortgage, Inc.
|
VA | 2 | 0.9% | 100% | $220,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.9% | 66.7% | $215,000 | |
Castle & Cooke Mortgage, LLC
|
Conventional, FHA | 2 | 0.9% | 100% | $100,000 | |
Towne Mortgage Company
|
VA, USDA | 2 | 0.9% | 100% | $205,000 | |
Better Mortgage Corporation
|
Conventional | 2 | 0.9% | 100% | $195,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 2 | 0.9% | 100% | $220,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $65,000 | |
Greenstate Credit Union
|
Conventional | 1 | 0.5% | 100% | $65,000 | |
Nbkc Bank
|
Conventional | 1 | 0.5% | 50% | $205,000 | |
CrossCountry Mortgage, LLC
|
VA | 1 | 0.5% | 100% | $185,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.5% | 100% | $255,000 | View |
PHH Mortgage Corporation
|
VA | 1 | 0.5% | 100% | $475,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.5% | 100% | $445,000 | View |
Amerisave Mortgage Company
|
FHA | 1 | 0.5% | 14.3% | $135,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.5% | 100% | $465,000 | |
Malvern Bank
|
Conventional | 1 | 0.5% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 5.26% |
FHA | 1 | 0.5% | 100% | $235,000 | View |
|
A+5.0 ★Texas Ratio: 5.98% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
Planet Home Lending, LLC
|
VA | 1 | 0.5% | 50% | $485,000 | |
V.I.P. Mortgage, Inc.
|
USDA | 1 | 0.5% | 100% | $235,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
21St Mortgage
|
Conventional | 1 | 0.5% | 33.3% | $35,000 | |
Gershman Investment Corp.
|
Conventional | 1 | 0.5% | 100% | $275,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Nebraska compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Plattsmouth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Plattsmouth in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Plattsmouth, NE lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 50.2 percent of home loans in Plattsmouth, Nebraska in 2025, banks 37.1 percent and credit unions 12.7 percent. Regent Financial Group was the largest mortgage company, Citizens State Bank the largest bank and Cobalt Credit Union the largest credit union. Among lenders headquartered in Nebraska, Citizens State Bank led with 14 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.
By home loans closed in 2025, Citizens State Bank was the largest mortgage lender in Plattsmouth, Nebraska with 14 loans, about 6.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Plattsmouth, Nebraska in 2025, led by Rocket Mortgage with 5. 20 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 9 credit unions closed home loans in Plattsmouth, Nebraska in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Plattsmouth, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Plattsmouth, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Plattsmouth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.