Nebraska City, Nebraska mortgage lenders include Arbor BankArbor Bank911 Central Ave, Nebraska City, NE 68410A5.0 ★Texas Ratio: 10.07%, First Nebraska BankFirst Nebraska Bank2214 S 11th St, Nebraska City, NE 68410A+5.0 ★Texas Ratio: 1.71%, Commercial State BankCommercial State Bank617 Central Ave, Nebraska City, NE 68410A+5.0 ★Texas Ratio: 1.04%, First Interstate BankFirst Interstate Bank1016 Central Ave, Nebraska City, NE 68410A+5.0 ★Texas Ratio: 4.72%, West Gate BankWest Gate Bank1004 Cornhusker Rd, Bellevue, NE 68123A+5.0 ★Texas Ratio: 1.69%, Charter West BankCharter West Bank20041 Manderson St, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 2.29%, First National Bank of OmahaFirst National Bank of Omaha124 W 3rd St, Alliance, NE 69301A+5.0 ★Texas Ratio: 4.82%, FirstBank of NebraskaFirstBank of Nebraska110 Pawnee St, Burchard, NE 68323A+5.0 ★Texas Ratio: 4.58%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA19507 Oakmont Dr, Gretna, NE 68028A+5.0 ★Texas Ratio: 3.68%, and Core BankCore Bank13220 Birch Dr, Omaha, NE 68164A+5.0 ★Texas Ratio: 0.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Nebraska City, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Nebraska City are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Nebraska City, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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911 Central Ave, Nebraska City, NE 68410 A5.0 ★Texas Ratio: 10.07% |
Conventional, FHA | 19 | 14% | 100% | $191,315 | View |
|
1 office in Nebraska City 2214 S 11th St, Nebraska City, NE 68410 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 8 | 5.9% | 88.9% | $111,250 | View |
|
1 office in Nebraska City 617 Central Ave, Nebraska City, NE 68410 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 5 | 3.7% | 100% | $69,000 | View |
|
★ 1 stars, 1 review 1 office in Nebraska City 1016 Central Ave, Nebraska City, NE 68410 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +3 HELOCs |
0.7% | 100% | $75,000 | View |
|
1004 Cornhusker Rd, Bellevue, NE 68123 A+5.0 ★Texas Ratio: 1.69% |
Conventional, FHA | 6 | 4.4% | 100% | $150,000 | View |
|
20041 Manderson St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 2.29% |
Conventional, FHA, USDA | 6 | 4.4% | 85.7% | $145,000 | View |
|
124 W 3rd St, Alliance, NE 69301 A+5.0 ★Texas Ratio: 4.82% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
2.2% | 75% | $128,333 | View |
|
110 Pawnee St, Burchard, NE 68323 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 3 | 2.2% | 100% | $261,666 | View |
|
19507 Oakmont Dr, Gretna, NE 68028 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.5% | 100% | $95,000 | View |
|
13220 Birch Dr, Omaha, NE 68164 A+5.0 ★Texas Ratio: 0.26% |
FHA | 2 | 1.5% | 100% | $250,000 | View |
|
12702 Westport Pkwy Ste 100, La Vista, NE 68138 4012 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 2 | 1.5% | 100% | $100,000 | View |
|
202 S 8th St, Nebraska City, NE 68410 A5.0 ★Texas Ratio: 6.92% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
|
560 Sargent St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
|
1204 W 3rd St, Alliance, NE 69301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $115,000 | View |
|
238 E 4th St, Ainsworth, NE 69210 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
|
6000 Village Dr, Lincoln, NE 68516 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
|
11515 S 39th St, Bellevue, NE 68123 5200 A5.0 ★Texas Ratio: 6.25% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
9719 Giles Rd, La Vista, NE 68128 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
American National Bank
|
Conventional, FHA, HELOC | 2 +2 HELOCs |
1.5% | 100% | $95,000 | |
Regent Financial Group
|
Conventional | 1 | 0.7% | 100% | $155,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 10 | 7.4% | 76.9% | $174,000 | |
Mortgage Research Center
|
Conventional, VA | 5 | 3.7% | 83.3% | $301,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 2.9% | 100% | $200,000 | |
Castle & Cooke Mortgage, LLC
|
VA, USDA | 4 | 2.9% | 100% | $187,500 | |
Gershman Investment Corp.
|
Conventional, FHA | 4 | 2.9% | 100% | $120,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 2.2% | 75% | $215,000 | |
United Wholesale Mortgage
|
FHA | 2 | 1.5% | 50% | $135,000 | |
Freedom Mortgage Corporation
|
VA | 2 | 1.5% | 100% | $180,000 | |
Newrez LLC
|
FHA, VA | 2 | 1.5% | 66.7% | $240,000 | |
loanDepot.com LLC
|
Conventional, FHA | 2 | 1.5% | 100% | $125,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 2 | 1.5% | 100% | $115,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 1.5% | 50% | $90,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.5% | 66.7% | $105,000 | View |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 1.5% | 100% | $65,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.7% | 100% | $255,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.7% | 100% | $185,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.7% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
Nbkc Bank
|
Conventional | 1 | 0.7% | 100% | $165,000 | |
Guild Mortgage Company
|
FHA | 1 | 0.7% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.7% | 100% | $215,000 | View |
First State Bank of St Charles
|
FHA | 1 | 0.7% | 100% | $195,000 | |
Cmg Mortgage Inc
|
VA | 1 | 0.7% | 100% | $185,000 | |
Discover Bank
|
Conventional | 1 | 0.7% | 33.3% | $55,000 | |
Flat Branch Mortgage, Inc.
|
USDA | 1 | 0.7% | 100% | $175,000 | |
Malvern Bank
|
Conventional | 1 | 0.7% | 100% | $125,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.7% | 100% | $285,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $325,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $215,000 | |
Peoples Mortgage Company
|
VA | 1 | 0.7% | 100% | $215,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.7% | 100% | $255,000 | |
|
B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.7% | 100% | $125,000 | View |
Veridian Credit Union
|
Conventional | 1 | 0.7% | 100% | $115,000 | |
Better Mortgage Corporation
|
FHA | 1 | 0.7% | 100% | $255,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.7% | 100% | $245,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.7% | 100% | $185,000 | |
Compass Mortgage, Inc.
|
USDA | 1 | 0.7% | 100% | $155,000 | |
Paramount Residential Mortgage
|
VA | 1 | 0.7% | 100% | $155,000 | |
Village Capital & Investment
|
FHA | 1 | 0.7% | 100% | $245,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Baxter Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Blaze Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Nebraska compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Nebraska City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Nebraska City in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Nebraska City, NE lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 42.6 percent of home loans in Nebraska City, Nebraska in 2025, banks 52.9 percent and credit unions 4.4 percent. Regent Financial Group was the largest mortgage company, Arbor Bank the largest bank and Liberty First Credit Union the largest credit union. Among lenders headquartered in Nebraska, Arbor Bank led with 19 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.
By home loans closed in 2025, Arbor Bank was the largest mortgage lender in Nebraska City, Nebraska with 19 loans, about 14 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Nebraska City, Nebraska in 2025, led by Rocket Mortgage with 4. 12 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 6 credit unions closed home loans in Nebraska City, Nebraska in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Nebraska City, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Nebraska City, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Nebraska City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.