Mortgage Lenders and Brokers in Lexington, Nebraska
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lexington, Nebraska mortgage lenders include Home Federal Savings and LoanHome Federal Savings and Loan201 W 7th St, Lexington, NE 68850A+5.0 ★Texas Ratio: 1.17%, Pinnacle BankPinnacle Bank206 E 6th St, Lexington, NE 68850A+5.0 ★Texas Ratio: 1.45%, First Interstate BankFirst Interstate Bank110 W 7th St, Lexington, NE 68850A+5.0 ★Texas Ratio: 4.72%, Trius Federal Credit UnionTrius Federal Credit Union115 Cattlemens Dr, LEXINGTON, NE 68850A5.0 ★Texas Ratio: 9.15%, Charter West BankCharter West Bank20041 Manderson St, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 2.29%, US Bank, N.A.US Bank, N.A.200 N 6th St, Beatrice, NE 68310A+5.0 ★Texas Ratio: 2.85%, West Gate BankWest Gate Bank1004 Cornhusker Rd, Bellevue, NE 68123A+5.0 ★Texas Ratio: 1.69%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA19507 Oakmont Dr, Gretna, NE 68028A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1204 W 3rd St, Alliance, NE 69301A+5.0 ★Texas Ratio: 5.36%, and Five Points BankFive Points Bank1303 N 205th St, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 0.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lexington, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lexington are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lexington, Nebraska
Market share is the lender's share of all home loans closed in Lexington, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lexington 201 W 7th St, Lexington, NE 68850 A+5.0 ★Texas Ratio: 1.17% |
Conventional, FHA | 22 | 16.3% | 69.7% | $123,636 | View |
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2 offices in Lexington 206 E 6th St, Lexington, NE 68850 A+5.0 ★Texas Ratio: 1.45% |
Conventional, FHA, HELOC | 13 +2 HELOCs |
9.6% | 81.2% | $167,307 | View |
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★ 1 stars, 1 review 2 offices in Lexington 110 W 7th St, Lexington, NE 68850 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +5 HELOCs |
0.7% | 16.7% | $515,000 | View |
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115 Cattlemens Dr, LEXINGTON, NE 68850 A5.0 ★Texas Ratio: 9.15% |
Conventional | 19 | 14.1% | 73.1% | $65,526 | View |
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20041 Manderson St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 2.29% |
Conventional, FHA | 14 | 10.4% | 100% | $214,285 | View |
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200 N 6th St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
2.2% | 42.9% | $155,000 | View |
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1004 Cornhusker Rd, Bellevue, NE 68123 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 1.5% | 100% | $55,000 | View |
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19507 Oakmont Dr, Gretna, NE 68028 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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1204 W 3rd St, Alliance, NE 69301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $25,000 | View |
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★ 2 stars, 1 review 1303 N 205th St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 25 | 18.5% | 100% | $137,400 | |
Rocket Mortgage
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Conventional | 13 | 9.6% | 84.2% | $138,846 | |
Servion
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Conventional, FHA | 3 | 2.2% | 100% | $181,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2.2% | 80% | $115,000 | |
United Wholesale Mortgage
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VA, USDA | 2 | 1.5% | 100% | $245,000 | |
New American Funding, LLC.
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FHA | 2 | 1.5% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA, USDA | 2 | 1.5% | 100% | $245,000 | View |
Newrez LLC
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FHA | 1 | 0.7% | 100% | $185,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 33.3% | $65,000 | |
Data Mortgage, Inc
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FHA | 1 | 0.7% | 100% | $185,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 100% | $145,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $85,000 | |
Lower, LLC
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Conventional | 1 | 0.7% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Veridian Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lexington Mortgage Rate Trends
Daily average mortgage rates for Nebraska compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lexington, Nebraska
Looking for mortgage lenders near me or mortgage brokers near me in Lexington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lexington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lexington, NE
Use these to narrow the list above. Each category shows how many Lexington, NE lenders fit and what that kind of lender is usually best for.
Who Lends in Lexington, NE
Independent mortgage companies closed 40.7 percent of home loans in Lexington, Nebraska in 2025, banks 45.2 percent and credit unions 14.1 percent. Fairway Independent Mort Corp was the largest mortgage company, Home Federal Savings and Loan the largest bank and Trius Federal Credit Union the largest credit union. Among lenders headquartered in Nebraska, Home Federal Savings and Loan led with 22 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.
More Nebraska Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lexington, NE
By home loans closed in 2025, Home Federal Savings and Loan was the largest mortgage lender in Lexington, Nebraska with 22 loans, about 16.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Lexington, Nebraska in 2025, led by Charter West Bank with 11. 3 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 2 credit unions closed home loans in Lexington, Nebraska in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lexington, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lexington, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lexington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
