Mortgage Lenders and Brokers in Beatrice, Nebraska
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Beatrice, Nebraska mortgage lenders include First State Bank NebraskaFirst State Bank Nebraska560 Sargent St, Beatrice, NE 68310A+5.0 ★Texas Ratio: 1.05%, Pinnacle BankPinnacle Bank523 Court St, Beatrice, NE 68310A+5.0 ★Texas Ratio: 1.45%, First National Bank of OmahaFirst National Bank of Omaha2205 N 6th St, Beatrice, NE 68310A+5.0 ★Texas Ratio: 4.82%, Security First BankSecurity First Bank2301 N 6th St, Beatrice, NE 68310A+5.0 ★Texas Ratio: 1.27%, BMO Harris Bank NABMO Harris Bank NA633 N 6th St, Beatrice, NE 68310A+5.0 ★Texas Ratio: 3.54%, First Interstate BankFirst Interstate Bank1000 Court St, Beatrice, NE 68310A+5.0 ★Texas Ratio: 4.72%, Lincoln Federal Svgs Bk of NeLincoln Federal Svgs Bk of Ne524 Chief St, Benkelman, NE 69021A+5.0 ★Texas Ratio: 3.23%, Union Bank and Trust CompanyUnion Bank and Trust Company238 E 4th St, Ainsworth, NE 69210A+5.0 ★Texas Ratio: 2.09%, US Bank, N.A.US Bank, N.A.200 N 6th St, Beatrice, NE 68310A+5.0 ★Texas Ratio: 2.85%, and West Gate BankWest Gate Bank1004 Cornhusker Rd, Bellevue, NE 68123A+5.0 ★Texas Ratio: 1.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Beatrice, Nebraska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Beatrice are listed first, then lenders elsewhere in Nebraska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Beatrice, Nebraska
Market share is the lender's share of all home loans closed in Beatrice, Nebraska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Beatrice 560 Sargent St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 25 | 9.5% | 92.9% | $193,000 | View |
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2 offices in Beatrice 523 Court St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 1.45% |
Conventional, FHA, Jumbo, HELOC | 22 +7 HELOCs |
8.4% | 95.7% | $140,909 | View |
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2 offices in Beatrice 2205 N 6th St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 10 +1 HELOCs |
3.8% | 62.5% | $147,000 | View |
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4 offices in Beatrice 2301 N 6th St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 7 | 2.7% | 100% | $125,000 | View |
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1 office in Beatrice 633 N 6th St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $45,000 | View |
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★ 1 stars, 1 review 1 office in Beatrice 1000 Court St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $245,000 | View |
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524 Chief St, Benkelman, NE 69021 A+5.0 ★Texas Ratio: 3.23% |
Conventional, FHA, VA, USDA | 24 | 9.2% | 92.3% | $157,500 | View |
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238 E 4th St, Ainsworth, NE 69210 A+5.0 ★Texas Ratio: 2.09% |
Conventional, FHA, HELOC | 7 +2 HELOCs |
2.7% | 77.8% | $169,285 | View |
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200 N 6th St, Beatrice, NE 68310 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 7 | 2.7% | 87.5% | $133,571 | View |
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1004 Cornhusker Rd, Bellevue, NE 68123 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 7 | 2.7% | 100% | $172,142 | View |
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110 Pawnee St, Burchard, NE 68323 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 5 | 1.9% | 100% | $95,000 | View |
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12702 Westport Pkwy Ste 100, La Vista, NE 68138 4012 A+5.0 ★Texas Ratio: 3.58% |
Conventional, FHA | 4 | 1.5% | 100% | $147,500 | View |
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301 Miner St, Du Bois, NE 68345 A5.0 ★Texas Ratio: 7.21% |
Conventional | 3 | 1.1% | 75% | $245,000 | View |
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6000 Village Dr, Lincoln, NE 68516 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 3 | 1.1% | 100% | $131,666 | View |
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20041 Manderson St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 2.29% |
Conventional, FHA | 2 | 0.8% | 75% | $180,000 | View |
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113 N Locust St, Grand Island, NE 68801 A+5.0 ★Texas Ratio: 1.90% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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19507 Oakmont Dr, Gretna, NE 68028 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 50% | $185,000 | View |
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901 Q St, Aurora, NE 68818 A+5.0 ★Texas Ratio: 0.80% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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4638 W St, Lincoln, NE 68503 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.4% | 100% | $15,000 | View |
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5200 Dakota Ave, Dakota City, NE 68731 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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1135 Main Ave, Crete, NE 68333 A5.0 ★Texas Ratio: 8.33% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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1501 Silver St, Ashland, NE 68003 A+5.0 ★Texas Ratio: 3.29% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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2433 Silver St, Ashland, NE 68003 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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3500 Faulkner Dr, Lincoln, NE 68516 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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1918 N 203rd St, Elkhorn, NE 68022 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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3311 W Stolley Park Rd, Grand Island, NE 68803 A+5.0 ★Texas Ratio: 1.17% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Regent Financial Group
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Conventional, FHA | 3 | 1.1% | 100% | $145,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 22 | 8.4% | 88.9% | $135,909 | |
Gershman Investment Corp.
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Conventional, FHA | 12 | 4.6% | 92.3% | $117,500 | |
Mortgage Research Center
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Conventional, FHA, VA | 10 | 3.8% | 100% | $192,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 2.3% | 100% | $165,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 6 | 2.3% | 75% | $178,333 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA, HELOC | 5 +2 HELOCs |
1.9% | 85.7% | $107,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.9% | 83.3% | $183,000 | |
Pennymac Loan Services LLC
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Conventional | 4 | 1.5% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 2.49% |
Conventional, FHA | 3 | 1.1% | 100% | $88,333 | View |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 1.1% | 100% | $71,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.1% | 60% | $81,666 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 3 | 1.1% | 100% | $128,333 | View |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 1.1% | 100% | $65,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 3 | 1.1% | 100% | $111,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.1% | 100% | $171,666 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 3 | 1.1% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $125,000 | |
Centennial Lending, LLC
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Conventional, FHA | 2 | 0.8% | 40% | $180,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.8% | 66.7% | $85,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $195,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $115,000 | |
Newrez LLC
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VA | 1 | 0.4% | 50% | $485,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 25% | $85,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $175,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Shoreham Bank
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FHA | 1 | 0.4% | 100% | $25,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 33.3% | $245,000 | |
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B4.4 ★Texas Ratio: 21.68% |
USDA | 1 | 0.4% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 33.3% | $185,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.4% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.4% | 50% | $215,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 50% | $95,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.4% | 100% | $165,000 | View |
Leaderone Financial Corp.
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Beatrice Mortgage Rate Trends
Daily average mortgage rates for Nebraska compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Beatrice, Nebraska
Looking for mortgage lenders near me or mortgage brokers near me in Beatrice? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Beatrice in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Beatrice, NE
Use these to narrow the list above. Each category shows how many Beatrice, NE lenders fit and what that kind of lender is usually best for.
Who Lends in Beatrice, NE
Independent mortgage companies closed 42.7 percent of home loans in Beatrice, Nebraska in 2025, banks 55 percent and credit unions 2.3 percent. Regent Financial Group was the largest mortgage company, First State Bank Nebraska the largest bank and Liberty First Credit Union the largest credit union. Among lenders headquartered in Nebraska, First State Bank Nebraska led with 25 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nebraska. State documentary stamp tax paid by the seller of $3.32 per $1,000 of value effective July 18, 2026 under LB 1067 to fund workforce housing; the rate was $2.25 per $1,000 from 2005 through September 2, 2025 and $2.32 from September 3, 2025 to July 17, 2026, and it drops back to $2.32 on January 1, 2032. No mortgage recording tax.
More Nebraska Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Beatrice, NE
By home loans closed in 2025, First State Bank Nebraska was the largest mortgage lender in Beatrice, Nebraska with 25 loans, about 9.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Beatrice, Nebraska in 2025, led by Lincoln Federal Svgs Bk of Ne with 6. 9 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 3 credit unions closed home loans in Beatrice, Nebraska in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Beatrice, Nebraska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Beatrice, Nebraska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Beatrice. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
