Mortgage Lenders and Brokers in Sedalia, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sedalia, Missouri mortgage lenders include The Central Trust BankThe Central Trust Bank400 W Broadway Blvd, Sedalia, MO 65301A+5.0 ★Texas Ratio: 3.12%, BTC BankBTC Bank2450 W 16th Street, Sedalia, MO 65301A5.0 ★Texas Ratio: 6.76%, Wood & Huston BankWood & Huston Bank1001 Winchester Dr, Sedalia, MO 65301A+5.0 ★Texas Ratio: 1.77%, US Bank, N.A.US Bank, N.A.3615 W Broadway Blvd, Sedalia, MO 65301A+5.0 ★Texas Ratio: 2.85%, Simmons BankSimmons Bank818 Thompson Blvd, Sedalia, MO 65301A+5.0 ★Texas Ratio: 5.33%, Equity BankEquity Bank920 Thompson Blvd, Sedalia, MO 65301A5.0 ★Texas Ratio: 6.60%, The Missouri BankThe Missouri Bank1601 S Limit Ave, Sedalia, MO 65301A+5.0 ★Texas Ratio: 0.69%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Community National Bank & TrustCommunity National Bank & Trust2813 The Loop, Carthage, MO 64836A5.0 ★Texas Ratio: 6.38%, and Central Missouri Community Credit UnionCentral Missouri Community Credit Union3120 W 10th St, Sedalia, MO 65301A+5.0 ★Texas Ratio: 4.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sedalia, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sedalia are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sedalia, Missouri
Market share is the lender's share of all home loans closed in Sedalia, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5 offices in Sedalia 400 W Broadway Blvd, Sedalia, MO 65301 A+5.0 ★Texas Ratio: 3.12% |
Conventional, VA, USDA, HELOC | 33 +21 HELOCs |
7.1% | 85% | $102,575 | View |
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2 offices in Sedalia 2450 W 16th Street, Sedalia, MO 65301 A5.0 ★Texas Ratio: 6.76% |
Conventional | 13 | 2.8% | 100% | $115,769 | View |
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★ 5 stars, 1 review 1 office in Sedalia 1001 Winchester Dr, Sedalia, MO 65301 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 13 | 2.8% | 93.3% | $82,692 | View |
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1 office in Sedalia 3615 W Broadway Blvd, Sedalia, MO 65301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 10 +12 HELOCs |
2.1% | 57.9% | $175,000 | View |
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1 office in Sedalia 818 Thompson Blvd, Sedalia, MO 65301 A+5.0 ★Texas Ratio: 5.33% |
Conventional, VA, USDA, HELOC | 8 +6 HELOCs |
1.7% | 88.9% | $163,750 | View |
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1 office in Sedalia 920 Thompson Blvd, Sedalia, MO 65301 A5.0 ★Texas Ratio: 6.60% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $125,000 | View |
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1 office in Sedalia 1601 S Limit Ave, Sedalia, MO 65301 A+5.0 ★Texas Ratio: 0.69% |
Conventional | 2 | 0.4% | 100% | $165,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 37 | 7.9% | 97.4% | $178,513 | View |
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2813 The Loop, Carthage, MO 64836 A5.0 ★Texas Ratio: 6.38% |
Conventional | 6 | 1.3% | 100% | $95,000 | View |
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3120 W 10th St, Sedalia, MO 65301 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 4 | 0.9% | 57.1% | $45,000 | View |
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3488 Jeffco Blvd Ste 101, Arnold, MO 63010 F2.3 ★Texas Ratio: 46.97% |
Conventional | 3 | 0.6% | 100% | $71,666 | View |
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202 D St, Creighton, MO 64739 A5.0 ★Texas Ratio: 10.87% |
Conventional | 2 | 0.4% | 100% | $65,000 | View |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
USDA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $145,000 | View |
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3721 E Battlefield St, Springfield, MO 65809 A5.0 ★Texas Ratio: 13.71% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
FHA | 1 | 0.2% | 100% | $265,000 | |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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1400 Hospital Dr, Excelsior Springs, MO 64024 A5.0 ★Texas Ratio: 10.00% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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101 S Church St, Fayette, MO 65248 C+4.1 ★Texas Ratio: 26.19% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
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VA | 24 | 5.1% | 92.3% | $241,666 | |
Gershman Investment Corp.
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Conventional, FHA, VA, USDA | 17 | 3.6% | 81% | $182,058 | |
Community Mortgage, LLC
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Conventional, FHA, VA | 9 | 1.9% | 100% | $176,111 | |
Das Acquisition Company, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $320,000 | |
Endeavor Capital, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $210,000 | |
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A+5.0 ★Texas Ratio: 2.39% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA, USDA | 65 | 13.9% | 83.5% | $141,923 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 53 | 11.3% | 96.4% | $163,867 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 22 | 4.7% | 75.9% | $164,090 | View |
Leaderone Financial Corp.
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Conventional, FHA, VA, USDA | 10 | 2.1% | 100% | $147,000 | |
United Wholesale Mortgage
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Conventional, VA | 9 | 1.9% | 100% | $213,888 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 1.7% | 78.6% | $181,250 | |
Guild Mortgage Company
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Conventional, FHA, VA | 8 | 1.7% | 100% | $197,500 | |
Midwest Mortgage Associates Corp
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Conventional, FHA, USDA | 8 | 1.7% | 100% | $167,500 | |
Pilgrim Mortgage LLC
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Conventional, VA, USDA | 6 | 1.3% | 100% | $171,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.1% | 100% | $147,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 5 | 1.1% | 100% | $203,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 4 | 0.9% | 100% | $270,000 | |
Newrez LLC
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Conventional, VA | 4 | 0.9% | 66.7% | $165,000 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 4 | 0.9% | 100% | $212,500 | |
Spring Eq, LLC
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Conventional | 4 | 0.9% | 66.7% | $45,000 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 60% | $115,000 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $138,333 | |
Nationstar Mortgage
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Conventional, VA | 3 | 0.6% | 100% | $231,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.6% | 50% | $91,666 | |
Communityamerica Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $165,000 | |
Amerisave Mortgage Company
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Conventional, VA | 2 | 0.4% | 28.6% | $110,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.4% | 100% | $270,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 66.7% | $110,000 | View |
Community Banc Mortgage Corp
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Conventional, USDA | 2 | 0.4% | 66.7% | $200,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.4% | 100% | $155,000 | |
Top Flite Financial, Inc.
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FHA | 2 | 0.4% | 100% | $130,000 | |
Village Capital & Investment
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VA, USDA | 2 | 0.4% | 100% | $125,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $205,000 | |
Advantage Plus FCU
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Conventional | 1 | 0.2% | 100% | $125,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.2% | 100% | $95,000 | |
Servion
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FHA | 1 | 0.2% | 100% | $105,000 | |
MortgageOne, Inc
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VA | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $135,000 | View |
American Bancshares Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 50% | $65,000 | |
Click n' Close, Inc.
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VA | 1 | 0.2% | 100% | $205,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 50% | $235,000 | |
Transportation Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $185,000 | |
Bank & Trust Company
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $205,000 | |
Summit Funding.Inc
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VA | 1 | 0.2% | 100% | $305,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 50% | $225,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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A4.7 ★Texas Ratio: 2.58% |
FHA | 1 | 0.2% | 100% | $155,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sedalia Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sedalia, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Sedalia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sedalia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sedalia, MO
Use these to narrow the list above. Each category shows how many Sedalia, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Sedalia, MO
Independent mortgage companies closed 59.5 percent of home loans in Sedalia, Missouri in 2025, banks 37.9 percent and credit unions 2.6 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, The Central Trust Bank the largest bank and Central Missouri Community Credit Union the largest credit union. Among lenders headquartered in Missouri, The Central Trust Bank led with 33 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sedalia, MO
By home loans closed in 2025, The Central Trust Bank was the largest mortgage lender in Sedalia, Missouri with 33 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sedalia, Missouri, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 96.4 percent, against a 86.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Sedalia, Missouri in 2025, led by Gateway First Bank with 26. 27 lenders closed VA loans, led by Mortgage Research Center, and 13 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 8 credit unions closed home loans in Sedalia, Missouri in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sedalia, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sedalia, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sedalia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
