Mortgage Lenders and Brokers in Monett, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Monett, Missouri mortgage lenders include Freedom Bank of Southern MissouriFreedom Bank of Southern Missouri901 E Highway 60, Monett, MO 65708A+5.0 ★Texas Ratio: 1.22%, Arvest BankArvest Bank100 E Broadway St, Monett, MO 65708A5.0 ★Texas Ratio: 7.48%, US Bank, N.A.US Bank, N.A.832 E Us Highway 60, Monett, MO 65708A+5.0 ★Texas Ratio: 2.85%, Umb Bank NAUmb Bank NA500 E Broadway St, Monett, MO 65708A+5.0 ★Texas Ratio: 1.78%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Omb BankOmb Bank218 N Webster Ave, Ash Grove, MO 65604A5.0 ★Texas Ratio: 6.69%, OakStar BankOakStar Bank340 S Springfield Ave, Bolivar, MO 65613A+5.0 ★Texas Ratio: 3.21%, Peoples Community BankPeoples Community Bank200 E 2nd St, Annapolis, MO 63620A+5.0 ★Texas Ratio: 4.76%, Guaranty BankGuaranty Bank312 W Central Ave, Carthage, MO 64836A+5.0 ★Texas Ratio: 3.97%, and Sterling BankSterling Bank240 North Walnut Street, Bernie, MO 63822A+5.0 ★Texas Ratio: 2.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Monett, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Monett are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Monett, Missouri
Market share is the lender's share of all home loans closed in Monett, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Monett 901 E Highway 60, Monett, MO 65708 A+5.0 ★Texas Ratio: 1.22% |
Conventional | 17 | 9.2% | 94.7% | $122,647 | View |
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1 office in Monett 100 E Broadway St, Monett, MO 65708 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, USDA, HELOC | 16 +9 HELOCs |
8.7% | 72.7% | $171,875 | View |
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1 office in Monett 832 E Us Highway 60, Monett, MO 65708 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +1 HELOCs |
2.2% | 57.1% | $160,000 | View |
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1 office in Monett 500 E Broadway St, Monett, MO 65708 A+5.0 ★Texas Ratio: 1.78% |
FHA, USDA, HELOC | 2 +4 HELOCs |
1.1% | 50% | $170,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, USDA | 30 | 16.3% | 100% | $201,666 | View |
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218 N Webster Ave, Ash Grove, MO 65604 A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA, USDA | 4 | 2.2% | 100% | $167,500 | View |
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★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $190,000 | View |
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200 E 2nd St, Annapolis, MO 63620 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 2 | 1.1% | 100% | $180,000 | View |
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312 W Central Ave, Carthage, MO 64836 A+5.0 ★Texas Ratio: 3.97% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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240 North Walnut Street, Bernie, MO 63822 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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4225 E Us Highway 60, Rogersville, MO 65742 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
FHA | 1 | 0.5% | 100% | $235,000 | View |
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310 W Mount Vernon St, NIXA, MO 65714 9657 A+5.0 ★Texas Ratio: 2.53% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
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Conventional, VA, USDA | 7 | 3.8% | 87.5% | $187,857 | |
Gershman Investment Corp.
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Conventional, FHA, USDA | 7 | 3.8% | 100% | $186,428 | |
Das Acquisition Company, LLC
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Conventional, FHA | 4 | 2.2% | 100% | $280,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 22 | 12% | 81.8% | $166,818 | View |
United Wholesale Mortgage
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FHA, VA, HELOC | 6 +1 HELOCs |
3.3% | 100% | $233,333 | |
American Financial Resources LLC
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Conventional, FHA | 5 | 2.7% | 100% | $143,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.7% | 83.3% | $209,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 4 +2 HELOCs |
2.2% | 66.7% | $237,500 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 2.2% | 100% | $230,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.6% | 100% | $168,333 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.1% | 50% | $120,000 | |
PHH Mortgage Corporation
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FHA, VA | 2 | 1.1% | 100% | $255,000 | |
Midwest Mortgage Associates Corp
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FHA, USDA | 2 | 1.1% | 100% | $185,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 1.1% | 100% | $65,000 | |
New Day Financial, LLC.
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VA | 2 | 1.1% | 66.7% | $180,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 1.1% | 100% | $155,000 | |
Cadence Bank
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 0.5% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.5% | 100% | $195,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 0.5% | 100% | $115,000 | |
Servion
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.5% | 75% | $115,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $165,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.5% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
National Police Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 33.3% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
Guild Mortgage Company
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FHA | 1 | 0.5% | 100% | $235,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.74% |
VA | 1 | 0.5% | 100% | $205,000 | View |
Discover Bank
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Conventional | 1 | 0.5% | 33.3% | $125,000 | |
Click n' Close, Inc.
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USDA | 1 | 0.5% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.5% | 100% | $245,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Lower, LLC
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VA | 1 | 0.5% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 100% | $315,000 | |
21St Mortgage
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Conventional | 1 | 0.5% | 50% | $75,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 50% | $185,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $165,000 |
Monett Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Monett, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Monett? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Monett in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Monett, MO
Use these to narrow the list above. Each category shows how many Monett, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Monett, MO
Independent mortgage companies closed 68.5 percent of home loans in Monett, Missouri in 2025, banks 30.4 percent and credit unions 1.1 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Freedom Bank of Southern Missouri the largest bank and BluCurrent Credit Union the largest credit union. Among lenders headquartered in Missouri, Freedom Bank of Southern Missouri led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Monett, MO
By home loans closed in 2025, Freedom Bank of Southern Missouri was the largest mortgage lender in Monett, Missouri with 17 loans, about 9.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Monett, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 10. 12 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 3 credit unions closed home loans in Monett, Missouri in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Monett, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Monett, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Monett. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
