Mortgage Lenders and Brokers in Holden, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Holden, Missouri mortgage lenders include F & C BankF & C Bank1006 Eagle Crest Dr, Holden, MO 64040A+5.0 ★Texas Ratio: 3.13%, The Central Trust BankThe Central Trust Bank206 S Market St, Holden, MO 64040A+5.0 ★Texas Ratio: 3.12%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Bank of OdessaBank of Odessa201 E Front St, La Monte, MO 65337A5.0 ★Texas Ratio: 11.55%, Arvest BankArvest Bank607 Highway 71 North, Anderson, MO 64831A5.0 ★Texas Ratio: 7.48%, Community National Bank & TrustCommunity National Bank & Trust2813 The Loop, Carthage, MO 64836A5.0 ★Texas Ratio: 6.38%, Umb Bank NAUmb Bank NA827 Arnold Commons Drive, Arnold, MO 63010A+5.0 ★Texas Ratio: 1.78%, Nbkc BankNbkc Bank8320 Ward Pkwy, Kansas City, MO 64114, Farmers State BankFarmers State Bank416 N Walnut St, Cameron, MO 64429, and BMO Harris Bank NABMO Harris Bank NA1060 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holden, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holden are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Holden, Missouri
Market share is the lender's share of all home loans closed in Holden, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1006 Eagle Crest Dr, Holden, MO 64040 A+5.0 ★Texas Ratio: 3.13% |
Conventional | 21 | 11.9% | 100% | $185,000 | View |
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1 office in Holden 206 S Market St, Holden, MO 64040 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, HELOC | 5 +3 HELOCs |
2.8% | 83.3% | $233,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 12 | 6.8% | 100% | $243,333 | View |
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201 E Front St, La Monte, MO 65337 A5.0 ★Texas Ratio: 11.55% |
Conventional | 10 | 5.7% | 100% | $167,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA | 4 | 2.3% | 66.7% | $207,500 | View |
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2813 The Loop, Carthage, MO 64836 A5.0 ★Texas Ratio: 6.38% |
Conventional, FHA | 2 | 1.1% | 100% | $245,000 | View |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $715,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 1 | 0.6% | 50% | $395,000 | |
Farmers State Bank
416 N Walnut St, Cameron, MO 64429 |
Conventional | 1 | 0.6% | 100% | $105,000 | |
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1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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651 Ne Coronado Dr, Blue Springs, MO 64014 A5.0 ★Texas Ratio: 6.60% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1316 E 32nd St, Joplin, MO 64804 A+5.0 ★Texas Ratio: 1.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
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FHA, VA | 5 | 2.8% | 83.3% | $285,000 | |
Community Mortgage, LLC
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FHA, VA | 3 | 1.7% | 100% | $321,666 | |
R-G Fderal Credit Union
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Conventional | 2 | 1.1% | 100% | $215,000 | |
First State Bank of St Charles
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VA | 2 | 1.1% | 100% | $375,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.6% | 100% | $295,000 | |
Endeavor Capital, LLC
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VA | 1 | 0.6% | 100% | $265,000 | |
FCS Financial FLCA
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Leaderone Financial Corp.
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Conventional, FHA, VA, USDA | 17 | 9.7% | 100% | $195,588 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 10 | 5.7% | 76.9% | $163,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 5 | 2.8% | 85.7% | $281,000 | |
Primelending
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Conventional, FHA, VA | 5 | 2.8% | 100% | $351,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.8% | 85.7% | $221,000 | |
Communityamerica Federal Credit Union
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Conventional, FHA, HELOC | 4 +2 HELOCs |
2.3% | 100% | $307,500 | |
M Squared Financial LLC
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Conventional, FHA, VA | 4 | 2.3% | 100% | $172,500 | |
Pilgrim Mortgage LLC
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Conventional, FHA | 3 | 1.7% | 100% | $191,666 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 3 | 1.7% | 100% | $208,333 | View |
Nationstar Mortgage
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Conventional, VA | 3 | 1.7% | 75% | $268,333 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 1.7% | 100% | $215,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 1.1% | 100% | $85,000 | |
Mortgage Investment Services Corporation
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FHA, VA | 2 | 1.1% | 100% | $175,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.1% | 60% | $300,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 2 | 1.1% | 100% | $275,000 | |
Synergy One Lending, Inc.
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Conventional | 2 | 1.1% | 100% | $155,000 | |
Geneva Financial LLC
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Conventional | 2 | 1.1% | 100% | $320,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $260,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 1.1% | 100% | $180,000 | |
New American Funding, LLC.
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FHA | 2 | 1.1% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.1% | 66.7% | $350,000 | |
loanDepot.com LLC
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FHA, HELOC | 1 +1 HELOCs |
0.6% | 33.3% | $125,000 | |
Alameda Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $315,000 | |
American Financial Resources LLC
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VA | 1 | 0.6% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 11.06% |
USDA | 1 | 0.6% | 100% | $135,000 | View |
Canopy Mortgage, LLC
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USDA | 1 | 0.6% | 100% | $235,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.6% | 100% | $405,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.6% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $185,000 | |
Union Home Mortgage Corp.
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USDA | 1 | 0.6% | 100% | $235,000 | |
Midwest Mortgage Associates Corp
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Conventional | 1 | 0.6% | 100% | $125,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.6% | 50% | $245,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $175,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 0.6% | 100% | $185,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.6% | 50% | $275,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $245,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.6% | 100% | $305,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.6% | 100% | $365,000 | View |
21St Mortgage
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Conventional | 1 | 0.6% | 33.3% | $155,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Holden Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Holden, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Holden? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holden in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Holden, MO
Use these to narrow the list above. Each category shows how many Holden, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Holden, MO
Independent mortgage companies closed 60.2 percent of home loans in Holden, Missouri in 2025, banks 34.7 percent and credit unions 5.1 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, F & C Bank the largest bank and R-G Fderal Credit Union the largest credit union. Among lenders headquartered in Missouri, F & C Bank led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Holden, MO
By home loans closed in 2025, F & C Bank was the largest mortgage lender in Holden, Missouri with 21 loans, about 11.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Holden, Missouri in 2025, led by Leaderone Financial Corp. with 5. 20 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 4 credit unions closed home loans in Holden, Missouri in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holden, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holden, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holden. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
