Mortgage Lenders and Brokers in Higginsville, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Higginsville, Missouri mortgage lenders include Wood & Huston BankWood & Huston Bank3500 Highway 13 Blvd, Higginsville, MO 64037A+5.0 ★Texas Ratio: 1.77%, The Central Trust BankThe Central Trust Bank401 Fairground Ave, Higginsville, MO 64037A+5.0 ★Texas Ratio: 3.12%, Equity BankEquity Bank1919 Highway 13 Blvd, Higginsville, MO 64037A5.0 ★Texas Ratio: 6.60%, Bank of OdessaBank of Odessa201 E Front St, La Monte, MO 65337A5.0 ★Texas Ratio: 11.55%, Community Bank of MarshallCommunity Bank of Marshall208 N Main St, Blackburn, MO 65321A+5.0 ★Texas Ratio: 5.27%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, State Bank of MissouriState Bank of Missouri114 South Country Road, Alma, MO 64001A5.0 ★Texas Ratio: 13.33%, US Bank, N.A.US Bank, N.A.1901 Main St, Higginsville, MO 64037A+5.0 ★Texas Ratio: 2.85%, Nbkc BankNbkc Bank8320 Ward Pkwy, Kansas City, MO 64114, and Community National Bank & TrustCommunity National Bank & Trust2813 The Loop, Carthage, MO 64836A5.0 ★Texas Ratio: 6.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Higginsville, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Higginsville are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Higginsville, Missouri
Market share is the lender's share of all home loans closed in Higginsville, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1 office in Higginsville 3500 Highway 13 Blvd, Higginsville, MO 64037 A+5.0 ★Texas Ratio: 1.77% |
Conventional, Jumbo | 24 | 15.4% | 100% | $264,583 | View |
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1 office in Higginsville 401 Fairground Ave, Higginsville, MO 64037 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, HELOC | 4 +5 HELOCs |
2.6% | 66.7% | $272,500 | View |
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1 office in Higginsville 1919 Highway 13 Blvd, Higginsville, MO 64037 A5.0 ★Texas Ratio: 6.60% |
Conventional, HELOC | 1 +5 HELOCs |
0.6% | 100% | $135,000 | View |
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201 E Front St, La Monte, MO 65337 A5.0 ★Texas Ratio: 11.55% |
Conventional | 6 | 3.8% | 100% | $83,333 | View |
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208 N Main St, Blackburn, MO 65321 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 6 | 3.8% | 100% | $56,666 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, USDA | 5 | 3.2% | 100% | $171,000 | View |
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114 South Country Road, Alma, MO 64001 A5.0 ★Texas Ratio: 13.33% |
Conventional | 3 | 1.9% | 100% | $148,333 | View |
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1901 Main St, Higginsville, MO 64037 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
1.3% | 100% | $45,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 2 | 1.3% | 100% | $180,000 | |
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2813 The Loop, Carthage, MO 64836 A5.0 ★Texas Ratio: 6.38% |
Conventional, USDA | 2 | 1.3% | 100% | $155,000 | View |
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1100 NW Outer Road, Blue Springs, MO 64015 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 2 | 1.3% | 100% | $135,000 | View |
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101 S Church St, Fayette, MO 65248 C+4.1 ★Texas Ratio: 26.19% |
Conventional | 2 | 1.3% | 100% | $155,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
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1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 1 | 0.6% | 100% | $35,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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3500 S Noland Rd, Independence, MO 64055 A+5.0 ★Texas Ratio: 3.50% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Community Mortgage, LLC
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FHA, USDA | 4 | 2.6% | 100% | $202,500 | |
Mortgage Research Center
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VA | 3 | 1.9% | 75% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.39% |
Conventional | 2 | 1.3% | 100% | $575,000 | View |
FCS Financial FLCA
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Conventional | 2 | 1.3% | 100% | $230,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.6% | 100% | $155,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 22 | 14.1% | 95.7% | $215,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 8 | 5.1% | 60% | $193,750 | View |
Nations Direct Mortgage, LLC
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Conventional, FHA | 4 | 2.6% | 100% | $210,000 | |
United Wholesale Mortgage
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FHA, VA | 3 | 1.9% | 100% | $208,333 | |
Midwest Mortgage Associates Corp
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Conventional, FHA, VA | 3 | 1.9% | 100% | $218,333 | |
Geneva Financial LLC
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Conventional, FHA, USDA | 3 | 1.9% | 100% | $145,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 3 | 1.9% | 100% | $111,666 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1.3% | 75% | $205,000 | |
Newrez LLC
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Conventional, USDA | 2 | 1.3% | 50% | $95,000 | |
Pennymac Loan Services LLC
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VA | 2 | 1.3% | 66.7% | $210,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.3% | 100% | $165,000 | |
Communityamerica Federal Credit Union
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Conventional, USDA | 2 | 1.3% | 100% | $135,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 1.3% | 100% | $315,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 1.3% | 100% | $195,000 | |
Paramount Residential Mortgage
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FHA, USDA | 2 | 1.3% | 100% | $175,000 | |
Primelending
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FHA | 1 | 0.6% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 11.06% |
USDA | 1 | 0.6% | 100% | $135,000 | View |
Goodleap, LLC
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.6% | 100% | $145,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 0.6% | 100% | $265,000 | |
Kind Lending, LLC
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USDA | 1 | 0.6% | 100% | $165,000 | |
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D3.3 ★Texas Ratio: 35.11% |
USDA | 1 | 0.6% | 100% | $175,000 | View |
Pilgrim Mortgage LLC
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VA | 1 | 0.6% | 100% | $165,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 33.3% | $25,000 | |
Sun West Mortgage Company, Inc
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USDA | 1 | 0.6% | 100% | $135,000 | |
Frontier Bank
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Conventional | 1 | 0.6% | 100% | $175,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 50% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.07% |
VA | 1 | 0.6% | 100% | $115,000 | View |
Megastar Finanacial Corp
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USDA | 1 | 0.6% | 100% | $195,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
USDA | 1 | 0.6% | 100% | $195,000 | View |
Thrivent Bank
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Conventional | 1 | 0.6% | 100% | $205,000 | |
21St Mortgage
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.6% | 33.3% | $135,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Higginsville Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Higginsville, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Higginsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Higginsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Higginsville, MO
Use these to narrow the list above. Each category shows how many Higginsville, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Higginsville, MO
Independent mortgage companies closed 55.8 percent of home loans in Higginsville, Missouri in 2025, banks 42.3 percent and credit unions 1.9 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Wood & Huston Bank the largest bank and Multipli Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Wood & Huston Bank led with 24 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Higginsville, MO
By home loans closed in 2025, Wood & Huston Bank was the largest mortgage lender in Higginsville, Missouri with 24 loans, about 15.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Higginsville, Missouri in 2025, led by Fairway Independent Mort Corp with 5. 9 lenders closed VA loans, led by Fairway Independent Mort Corp, and 15 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 2 credit unions closed home loans in Higginsville, Missouri in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Higginsville, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Higginsville, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Higginsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
