Mortgage Lenders and Brokers in Hermitage, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hermitage, Missouri mortgage lenders include OakStar BankOakStar Bank23193 Us Highway 54, Hermitage, MO 65668A+5.0 ★Texas Ratio: 3.21%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Grand Missouri BankGrand Missouri Bank1630 Killingsworth Ave, Bolivar, MO 65613A+5.0 ★Texas Ratio: 1.26%, US Bank, N.A.US Bank, N.A.214 South Spring Street, Hermitage, MO 65668A+5.0 ★Texas Ratio: 2.85%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, The Bank of MissouriThe Bank of Missouri495 S Springfield Ave, Bolivar, MO 65613A5.0 ★Texas Ratio: 9.58%, BTC BankBTC Bank101 E Us Highway 136, Albany, MO 64402A5.0 ★Texas Ratio: 6.76%, BluCurrent Credit UnionBluCurrent Credit Union310 W Mount Vernon St, NIXA, MO 65714 9657A+5.0 ★Texas Ratio: 2.53%, State Bank of MissouriState Bank of Missouri114 South Country Road, Alma, MO 64001A5.0 ★Texas Ratio: 13.33%, and O'Bannon Banking CompanyO'Bannon Banking Company1347 S Ash St, Buffalo, MO 65622A5.0 ★Texas Ratio: 12.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hermitage, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hermitage are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hermitage, Missouri
Market share is the lender's share of all home loans closed in Hermitage, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1 office in Hermitage 23193 Us Highway 54, Hermitage, MO 65668 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, HELOC | 11 +8 HELOCs |
16.9% | 92.3% | $183,181 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA, USDA | 5 | 7.7% | 100% | $183,000 | View |
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1630 Killingsworth Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 5 | 7.7% | 83.3% | $109,000 | View |
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214 South Spring Street, Hermitage, MO 65668 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 4.6% | 100% | $135,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA | 2 | 3.1% | 100% | $235,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 1.5% | 50% | $145,000 | View |
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101 E Us Highway 136, Albany, MO 64402 A5.0 ★Texas Ratio: 6.76% |
Conventional | 1 | 1.5% | 33.3% | $45,000 | View |
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310 W Mount Vernon St, NIXA, MO 65714 9657 A+5.0 ★Texas Ratio: 2.53% |
Conventional | 1 | 1.5% | 100% | $155,000 | View |
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114 South Country Road, Alma, MO 64001 A5.0 ★Texas Ratio: 13.33% |
Conventional | 1 | 1.5% | 100% | $155,000 | View |
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1347 S Ash St, Buffalo, MO 65622 A5.0 ★Texas Ratio: 12.26% |
Conventional | 1 | 1.5% | 100% | $205,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.5% | 100% | $125,000 | View |
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214 W 4th St, Appleton City, MO 64724 A5.0 ★Texas Ratio: 8.40% |
Conventional | 1 | 1.5% | 100% | $215,000 | View |
Mortgage Research Center
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VA | 5 | 7.7% | 100% | $165,000 | |
First State Bank of St Charles
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Conventional | 1 | 1.5% | 100% | $45,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 1.5% | 100% | $285,000 | |
FCS Financial FLCA
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Conventional | 1 | 1.5% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, VA | 5 | 7.7% | 50% | $107,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 6.2% | 100% | $157,500 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 6.2% | 100% | $232,500 | |
Communityamerica Federal Credit Union
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Conventional, HELOC | 2 +2 HELOCs |
3.1% | 100% | $150,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 3.1% | 100% | $180,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.5% | 100% | $105,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 1.5% | 100% | $115,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.5% | 50% | $245,000 | |
Frontier Community Credit Unio
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Conventional | 1 | 1.5% | 100% | $165,000 | |
Geneva Financial LLC
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Conventional | 1 | 1.5% | 100% | $175,000 | |
Lower, LLC
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VA | 1 | 1.5% | 100% | $385,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.5% | 100% | $185,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hermitage Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hermitage, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Hermitage? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hermitage in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hermitage, MO
Use these to narrow the list above. Each category shows how many Hermitage, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Hermitage, MO
Independent mortgage companies closed 49.2 percent of home loans in Hermitage, Missouri in 2025, banks 44.6 percent and credit unions 6.2 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, OakStar Bank the largest bank and BluCurrent Credit Union the largest credit union. Among lenders headquartered in Missouri, OakStar Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hermitage, MO
By home loans closed in 2025, OakStar Bank was the largest mortgage lender in Hermitage, Missouri with 11 loans, about 16.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Hermitage, Missouri in 2025, led by Freedom Mortgage Corporation with 2. 6 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 3 credit unions closed home loans in Hermitage, Missouri in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hermitage, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hermitage, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hermitage. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
