Mortgage Lenders and Brokers in Hardin, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hardin, Missouri mortgage lenders include BTC BankBTC Bank301 Ne 2nd St, Hardin, MO 64035A5.0 ★Texas Ratio: 6.76%, Community Bank of MissouriCommunity Bank of Missouri1400 Hospital Dr, Excelsior Springs, MO 64024A5.0 ★Texas Ratio: 10.00%, Goppert Financial BankGoppert Financial Bank710 Oak St, Lathrop, MO 64465A+5.0 ★Texas Ratio: 0.00%, Bank NorthwestBank Northwest3309 Miller St, Bethany, MO 64424A+5.0 ★Texas Ratio: 1.34%, NBH BankNBH Bank1100 NW Outer Road, Blue Springs, MO 64015A+5.0 ★Texas Ratio: 2.90%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Farmers State BankFarmers State Bank416 N Walnut St, Cameron, MO 64429, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1314 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.68%, and Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hardin, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hardin are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hardin, Missouri
Market share is the lender's share of all home loans closed in Hardin, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hardin 301 Ne 2nd St, Hardin, MO 64035 A5.0 ★Texas Ratio: 6.76% |
Conventional | 2 | 2.8% | 100% | $35,000 | View |
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1400 Hospital Dr, Excelsior Springs, MO 64024 A5.0 ★Texas Ratio: 10.00% |
Conventional | 7 | 9.9% | 90% | $307,857 | View |
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710 Oak St, Lathrop, MO 64465 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 6 | 8.5% | 100% | $256,666 | View |
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3309 Miller St, Bethany, MO 64424 A+5.0 ★Texas Ratio: 1.34% |
Conventional | 3 | 4.2% | 100% | $261,666 | View |
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1100 NW Outer Road, Blue Springs, MO 64015 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 2 +2 HELOCs |
2.8% | 100% | $50,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
2.8% | 100% | $260,000 | View |
Farmers State Bank
416 N Walnut St, Cameron, MO 64429 |
Conventional | 2 | 2.8% | 100% | $175,000 | |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $375,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.4% | 100% | $65,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 1.4% | 100% | $175,000 | View |
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920 Stonner Loop, Richmond, MO 64085 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 1.4% | 50% | $35,000 | View |
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2275 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 1.4% | 100% | $255,000 | View |
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20130 E Valley View Pkwy, Independence, MO 64057 1590 A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1.4% | 100% | $375,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 1.4% | 100% | $345,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 1.4% | 50% | $115,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
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VA | 3 | 4.2% | 100% | $268,333 | |
First State Bank of St Charles
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Conventional | 1 | 1.4% | 100% | $115,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional | 1 | 1.4% | 100% | $295,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 4 | 5.6% | 66.7% | $105,000 | |
United Wholesale Mortgage
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Conventional | 2 | 2.8% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional | 2 | 2.8% | 66.7% | $145,000 | View |
Kind Lending, LLC
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Conventional, FHA | 2 | 2.8% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
FHA, VA | 2 | 2.8% | 100% | $505,000 | View |
Union Home Mortgage Corp.
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Conventional, USDA | 2 | 2.8% | 66.7% | $250,000 | |
New Day Financial, LLC.
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VA | 2 | 2.8% | 66.7% | $130,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 2.8% | 100% | $205,000 | View |
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A5.0 ★Texas Ratio: 6.15% |
FHA | 1 | 1.4% | 100% | $275,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 1.4% | 100% | $375,000 | |
Newrez LLC
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Conventional | 1 | 1.4% | 100% | $215,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 1.4% | 100% | $145,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.4% | 100% | $65,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.4% | 100% | $85,000 | |
American Financing Corporation
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Conventional | 1 | 1.4% | 100% | $145,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1.4% | 100% | $185,000 | |
Castle & Cooke Mortgage, LLC
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VA | 1 | 1.4% | 50% | $725,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 1.4% | 100% | $375,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $255,000 | |
Lower, LLC
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VA | 1 | 1.4% | 100% | $275,000 | |
Fairway Independent Mort Corp
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VA | 1 | 1.4% | 50% | $585,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.4% | 100% | $365,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 1.4% | 100% | $85,000 | |
Village Capital & Investment
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VA | 1 | 1.4% | 100% | $275,000 |
Hardin Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hardin, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Hardin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hardin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hardin, MO
Use these to narrow the list above. Each category shows how many Hardin, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Hardin, MO
Independent mortgage companies closed 45.1 percent of home loans in Hardin, Missouri in 2025, banks 49.3 percent and credit unions 5.6 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, BTC Bank the largest bank and Central Missouri Community Credit Union the largest credit union. Among lenders headquartered in Missouri, BTC Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hardin, MO
By home loans closed in 2025, BTC Bank was the largest mortgage lender in Hardin, Missouri with 2 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Hardin, Missouri in 2025, led by Leaderone Financial Corp. with 2. 9 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 4 credit unions closed home loans in Hardin, Missouri in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hardin, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hardin, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hardin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
