Mortgage Lenders and Brokers in Eugene, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Eugene, Missouri mortgage lenders include Community Point BankCommunity Point Bank14112 Redfield Dr, Eugene, MO 65032A+5.0 ★Texas Ratio: 0.72%, Mid America BankMid America Bank278 Highway H, Eugene, MO 65032A+5.0 ★Texas Ratio: 5.45%, Multipli Federal Credit UnionMultipli Federal Credit Union400 E Broadway, Ashland, MO 65010, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, The Maries County BankThe Maries County Bank2nd And Pine Street, Argyle, MO 65001A+5.0 ★Texas Ratio: 0.59%, Sullivan BankSullivan Bank700 N Franklin St, Cuba, MO 65453A-4.9 ★Texas Ratio: 16.43%, and Hawthorn BankHawthorn Bank8127 E 171st St, Belton, MO 64012A+5.0 ★Texas Ratio: 3.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eugene, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eugene are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Eugene, Missouri
Market share is the lender's share of all home loans closed in Eugene, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Eugene 14112 Redfield Dr, Eugene, MO 65032 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 6 | 7.1% | 100% | $235,000 | View |
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1 office in Eugene 278 Highway H, Eugene, MO 65032 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 3 | 3.5% | 75% | $318,333 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional, VA | 22 | 25.9% | 95.8% | $212,727 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 16 | 18.8% | 100% | $245,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, VA, HELOC | 11 +12 HELOCs |
12.9% | 100% | $217,727 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
VA | 1 | 1.2% | 100% | $185,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
VA | 1 | 1.2% | 100% | $355,000 | View |
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2nd And Pine Street, Argyle, MO 65001 A+5.0 ★Texas Ratio: 0.59% |
Conventional | 1 | 1.2% | 100% | $75,000 | View |
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700 N Franklin St, Cuba, MO 65453 A-4.9 ★Texas Ratio: 16.43% |
Conventional | 1 | 1.2% | 100% | $395,000 | View |
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8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, VA | 2 | 2.4% | 100% | $320,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 5.9% | 100% | $261,000 | |
loanDepot.com LLC
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Conventional | 3 | 3.5% | 100% | $268,333 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional | 2 | 2.4% | 100% | $150,000 | View |
Nationstar Mortgage
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Conventional | 2 | 2.4% | 100% | $540,000 | |
American Financial Resources LLC
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Conventional | 1 | 1.2% | 100% | $205,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.2% | 100% | $155,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.2% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 3.74% |
VA | 1 | 1.2% | 100% | $265,000 | View |
New Day Financial, LLC.
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VA | 1 | 1.2% | 100% | $295,000 | |
Mission Loans, LLC
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VA | 1 | 1.2% | 100% | $305,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.2% | 100% | $155,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.2% | 100% | $155,000 | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Eugene Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Eugene, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Eugene? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eugene in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Eugene, MO
Use these to narrow the list above. Each category shows how many Eugene, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Eugene, MO
Independent mortgage companies closed 44.7 percent of home loans in Eugene, Missouri in 2025, banks 29.4 percent and credit unions 25.9 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Community Point Bank the largest bank and Multipli Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Community Point Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Eugene, MO
By home loans closed in 2025, Community Point Bank was the largest mortgage lender in Eugene, Missouri with 6 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Eugene, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 5. 11 lenders closed VA loans, led by Multipli Federal Credit Union, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in Eugene, Missouri in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eugene, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eugene, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eugene. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
