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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Clinton, Missouri

Clinton, Missouri mortgage lenders include Hawthorn BankHawthorn Bank1712 E Ohio St, Clinton, MO 64735A+5.0 ★Texas Ratio: 3.36%, Equity BankEquity Bank615 E Ohio St, Clinton, MO 64735A5.0 ★Texas Ratio: 6.60%, OakStar BankOakStar Bank1508 N 2nd St, Clinton, MO 64735A+5.0 ★Texas Ratio: 3.21%, Umb Bank NAUmb Bank NA220 S 2nd St, Clinton, MO 64735A+5.0 ★Texas Ratio: 1.78%, US Bank, N.A.US Bank, N.A.115 E Franklin St, Clinton, MO 64735A+5.0 ★Texas Ratio: 2.85%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Legacy Bank & TrustLegacy Bank & Trust107 S 2nd St, Clinton, MO 64735A5.0 ★Texas Ratio: 10.90%, Sherwood Community BankSherwood Community Bank202 D St, Creighton, MO 64739A5.0 ★Texas Ratio: 10.87%, Community National Bank & TrustCommunity National Bank & Trust2813 The Loop, Carthage, MO 64836A5.0 ★Texas Ratio: 6.38%, and The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Clinton, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clinton are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Clinton, Missouri

Market share is the lender's share of all home loans closed in Clinton, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Clinton
1712 E Ohio St, Clinton, MO 64735
A+5.0 ★Texas Ratio: 3.36%
Conventional, USDA, HELOC 18
+17 HELOCs
9.6% 100% $221,666 View
1 office in Clinton
615 E Ohio St, Clinton, MO 64735
A5.0 ★Texas Ratio: 6.60%
Conventional, HELOC 4
+4 HELOCs
2.1% 80% $82,500 View
★ 5 stars, 1 review
1 office in Clinton
1508 N 2nd St, Clinton, MO 64735
A+5.0 ★Texas Ratio: 3.21%
Conventional, HELOC 4
+4 HELOCs
2.1% 80% $67,500 View
1 office in Clinton
220 S 2nd St, Clinton, MO 64735
A+5.0 ★Texas Ratio: 1.78%
Conventional, FHA, HELOC 3
+1 HELOCs
1.6% 75% $111,666 View
1 office in Clinton
115 E Franklin St, Clinton, MO 64735
A+5.0 ★Texas Ratio: 2.85%
FHA, HELOC 1
+4 HELOCs
0.5% 25% $135,000 View
803 Wollard Blvd, Richmond, MO 64085
A+5.0 ★Texas Ratio: 0.00%
Conventional, FHA, VA, USDA 9 4.8% 100% $239,444 View
107 S 2nd St, Clinton, MO 64735
A5.0 ★Texas Ratio: 10.90%
Conventional 3 1.6% 100% $155,000 View
202 D St, Creighton, MO 64739
A5.0 ★Texas Ratio: 10.87%
Conventional 2 1.1% 66.7% $25,000 View
2813 The Loop, Carthage, MO 64836
A5.0 ★Texas Ratio: 6.38%
USDA, HELOC 1
+1 HELOCs
0.5% 100% $275,000 View
405 E Broadway, Ashland, MO 65010
A+5.0 ★Texas Ratio: 3.12%
Conventional, HELOC 1
+1 HELOCs
0.5% 100% $255,000 View
1301 Jeffco Blvd, Arnold, MO 63010
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 0.5% 100% $155,000 View
7701 Forsyth Blvd, Clayton, MO 63105
D3.5 ★Texas Ratio: 33.34%
Conventional 1 0.5% 100% $165,000 View
125 Southwest Blvd, Kansas City, MO 64108
A+5.0 ★Texas Ratio: 1.05%
Conventional 1 0.5% 100% $165,000 View
607 Highway 71 North, Anderson, MO 64831
A5.0 ★Texas Ratio: 7.48%
Conventional 1 0.5% 100% $35,000 View
308 S 9th St Ste 114, Columbia, MO 65201 5161
A5.0 ★Texas Ratio: 12.18%
HELOC 0
+1 HELOCs
0% n/a View
Community Mortgage, LLC
Conventional, FHA, VA, USDA 33 17.6% 100% $173,484
Mortgage Research Center
Conventional, FHA, VA 8 4.3% 53.3% $163,750
R-G Fderal Credit Union
Conventional 3 1.6% 100% $161,666
Endeavor Capital, LLC
Conventional 2 1.1% 100% $105,000
First State Bank of St Charles
Conventional 1 0.5% 100% $185,000
Mortgage Solutions, LLC
Conventional 1 0.5% 100% $245,000
A5.0 ★Texas Ratio: 7.45%
Conventional, FHA, VA 13 7% 92.9% $161,153 View
Fairway Independent Mort Corp
Conventional, FHA, VA, USDA 6 3.2% 100% $163,333
Freedom Mortgage Corporation
FHA, VA 5 2.7% 83.3% $217,000
Pennymac Loan Services LLC
Conventional, FHA 5 2.7% 100% $93,000
Royal United Mortgage LLC
Conventional 4 2.1% 100% $90,000
Amerisave Mortgage Company
Conventional, FHA 4 2.1% 50% $97,500
United Wholesale Mortgage
Conventional, USDA 3 1.6% 100% $155,000
Pilgrim Mortgage LLC
FHA 3 1.6% 100% $245,000
C-3.7 ★Texas Ratio: 30.67%
Conventional 3 1.6% 100% $188,333 View
Nationstar Mortgage
Conventional, FHA 3 1.6% 100% $121,666
Carrington Mortgage Services LLC
FHA, USDA 3 1.6% 80% $201,666
Leaderone Financial Corp.
Conventional, FHA, VA 3 1.6% 100% $145,000
Communityamerica Federal Credit Union
Conventional, HELOC 2
+1 HELOCs
1.1% 100% $310,000
Newrez LLC
Conventional 2 1.1% 50% $145,000
CrossCountry Mortgage, LLC
FHA 2 1.1% 100% $240,000
Union Home Mortgage Corp.
Conventional, USDA 2 1.1% 100% $175,000
Midwest Mortgage Associates Corp
FHA 2 1.1% 100% $190,000
Zillow Home Loans, LLC
FHA 2 1.1% 100% $195,000
Goodleap, LLC
VA, HELOC 1
+1 HELOCs
0.5% 100% $255,000
Premier Mortgage Resources, LLC
FHA 1 0.5% 100% $95,000
Mortgage Investment Services Corporation
FHA 1 0.5% 100% $285,000
A-4.9 ★Texas Ratio: 16.48%
FHA 1 0.5% 100% $405,000 View
Lakeview Loan Servicing, LLC
Conventional 1 0.5% 100% $175,000
Envoy Mortgage, Ltd
Conventional 1 0.5% 100% $225,000
Kind Lending, LLC
FHA 1 0.5% 100% $165,000
loanDepot.com LLC
VA 1 0.5% 33.3% $135,000
AmeriHome Mortgage Company, LLC
FHA 1 0.5% 100% $205,000
B+4.8 ★Texas Ratio: 17.16%
VA 1 0.5% 100% $285,000 View
Guild Mortgage Company
Conventional 1 0.5% 100% $435,000
Sun West Mortgage Company, Inc
FHA 1 0.5% 100% $245,000
American Financing Corporation
Conventional 1 0.5% 100% $205,000
New Day Financial, LLC.
VA 1 0.5% 100% $165,000
Megastar Finanacial Corp
Conventional 1 0.5% 100% $245,000
Pentagon Federal Credit Union
VA 1 0.5% 100% $125,000
A-5.0 ★Texas Ratio: 14.93%
Conventional 1 0.5% 100% $95,000 View
The Loan Store, Inc
Conventional 1 0.5% 100% $215,000
New American Funding, LLC.
FHA 1 0.5% 25% $65,000
B+4.8 ★Texas Ratio: 16.98%
VA 1 0.5% 50% $125,000 View
21St Mortgage
Conventional 1 0.5% 100% $95,000
Top Flite Financial, Inc.
FHA 1 0.5% 100% $65,000
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Clinton, Missouri

Looking for mortgage lenders near me or mortgage brokers near me in Clinton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clinton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Clinton, MO

Use these to narrow the list above. Each category shows how many Clinton, MO lenders fit and what that kind of lender is usually best for.

Who Lends in Clinton, MO

Independent mortgage companies closed 70.1 percent of home loans in Clinton, Missouri in 2025, banks 26.2 percent and credit unions 3.7 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Hawthorn Bank the largest bank and West Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Hawthorn Bank led with 18 loans.

70.1%
Mortgage companies
26.2%
Banks
3.7%
Credit unions
27%
FHA loans
14%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.

More Missouri Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Clinton, MO

Who is the largest mortgage lender in Clinton, MO?

By home loans closed in 2025, Hawthorn Bank was the largest mortgage lender in Clinton, Missouri with 18 loans, about 9.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Clinton, MO mortgage lenders offer FHA, VA and USDA loans?

25 lenders closed FHA loans in Clinton, Missouri in 2025, led by Community Mortgage, LLC with 15. 13 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Clinton, MO lender list?

Yes. 19 banks and 5 credit unions closed home loans in Clinton, Missouri in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Clinton, MO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Clinton, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clinton, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clinton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.