Clinton, Missouri mortgage lenders include Hawthorn BankHawthorn Bank1712 E Ohio St, Clinton, MO 64735A+5.0 ★Texas Ratio: 3.36%, Equity BankEquity Bank615 E Ohio St, Clinton, MO 64735A5.0 ★Texas Ratio: 6.60%, OakStar BankOakStar Bank1508 N 2nd St, Clinton, MO 64735A+5.0 ★Texas Ratio: 3.21%, Umb Bank NAUmb Bank NA220 S 2nd St, Clinton, MO 64735A+5.0 ★Texas Ratio: 1.78%, US Bank, N.A.US Bank, N.A.115 E Franklin St, Clinton, MO 64735A+5.0 ★Texas Ratio: 2.85%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Legacy Bank & TrustLegacy Bank & Trust107 S 2nd St, Clinton, MO 64735A5.0 ★Texas Ratio: 10.90%, Sherwood Community BankSherwood Community Bank202 D St, Creighton, MO 64739A5.0 ★Texas Ratio: 10.87%, Community National Bank & TrustCommunity National Bank & Trust2813 The Loop, Carthage, MO 64836A5.0 ★Texas Ratio: 6.38%, and The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clinton, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clinton are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Clinton, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Clinton 1712 E Ohio St, Clinton, MO 64735 A+5.0 ★Texas Ratio: 3.36% |
Conventional, USDA, HELOC | 18 +17 HELOCs |
9.6% | 100% | $221,666 | View |
|
1 office in Clinton 615 E Ohio St, Clinton, MO 64735 A5.0 ★Texas Ratio: 6.60% |
Conventional, HELOC | 4 +4 HELOCs |
2.1% | 80% | $82,500 | View |
|
★ 5 stars, 1 review 1 office in Clinton 1508 N 2nd St, Clinton, MO 64735 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 4 +4 HELOCs |
2.1% | 80% | $67,500 | View |
|
1 office in Clinton 220 S 2nd St, Clinton, MO 64735 A+5.0 ★Texas Ratio: 1.78% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
1.6% | 75% | $111,666 | View |
|
1 office in Clinton 115 E Franklin St, Clinton, MO 64735 A+5.0 ★Texas Ratio: 2.85% |
FHA, HELOC | 1 +4 HELOCs |
0.5% | 25% | $135,000 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 9 | 4.8% | 100% | $239,444 | View |
|
107 S 2nd St, Clinton, MO 64735 A5.0 ★Texas Ratio: 10.90% |
Conventional | 3 | 1.6% | 100% | $155,000 | View |
|
202 D St, Creighton, MO 64739 A5.0 ★Texas Ratio: 10.87% |
Conventional | 2 | 1.1% | 66.7% | $25,000 | View |
|
2813 The Loop, Carthage, MO 64836 A5.0 ★Texas Ratio: 6.38% |
USDA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $275,000 | View |
|
405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $255,000 | View |
|
1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
|
7701 Forsyth Blvd, Clayton, MO 63105 D3.5 ★Texas Ratio: 33.34% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
|
125 Southwest Blvd, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
|
607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
|
308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Community Mortgage, LLC
|
Conventional, FHA, VA, USDA | 33 | 17.6% | 100% | $173,484 | |
Mortgage Research Center
|
Conventional, FHA, VA | 8 | 4.3% | 53.3% | $163,750 | |
R-G Fderal Credit Union
|
Conventional | 3 | 1.6% | 100% | $161,666 | |
Endeavor Capital, LLC
|
Conventional | 2 | 1.1% | 100% | $105,000 | |
First State Bank of St Charles
|
Conventional | 1 | 0.5% | 100% | $185,000 | |
Mortgage Solutions, LLC
|
Conventional | 1 | 0.5% | 100% | $245,000 | |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 13 | 7% | 92.9% | $161,153 | View |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, USDA | 6 | 3.2% | 100% | $163,333 | |
Freedom Mortgage Corporation
|
FHA, VA | 5 | 2.7% | 83.3% | $217,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 5 | 2.7% | 100% | $93,000 | |
Royal United Mortgage LLC
|
Conventional | 4 | 2.1% | 100% | $90,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 4 | 2.1% | 50% | $97,500 | |
United Wholesale Mortgage
|
Conventional, USDA | 3 | 1.6% | 100% | $155,000 | |
Pilgrim Mortgage LLC
|
FHA | 3 | 1.6% | 100% | $245,000 | |
|
C-3.7 ★Texas Ratio: 30.67% |
Conventional | 3 | 1.6% | 100% | $188,333 | View |
Nationstar Mortgage
|
Conventional, FHA | 3 | 1.6% | 100% | $121,666 | |
Carrington Mortgage Services LLC
|
FHA, USDA | 3 | 1.6% | 80% | $201,666 | |
Leaderone Financial Corp.
|
Conventional, FHA, VA | 3 | 1.6% | 100% | $145,000 | |
Communityamerica Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $310,000 | |
Newrez LLC
|
Conventional | 2 | 1.1% | 50% | $145,000 | |
CrossCountry Mortgage, LLC
|
FHA | 2 | 1.1% | 100% | $240,000 | |
Union Home Mortgage Corp.
|
Conventional, USDA | 2 | 1.1% | 100% | $175,000 | |
Midwest Mortgage Associates Corp
|
FHA | 2 | 1.1% | 100% | $190,000 | |
Zillow Home Loans, LLC
|
FHA | 2 | 1.1% | 100% | $195,000 | |
Goodleap, LLC
|
VA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $255,000 | |
Premier Mortgage Resources, LLC
|
FHA | 1 | 0.5% | 100% | $95,000 | |
Mortgage Investment Services Corporation
|
FHA | 1 | 0.5% | 100% | $285,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.5% | 100% | $405,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.5% | 100% | $175,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.5% | 100% | $225,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.5% | 100% | $165,000 | |
loanDepot.com LLC
|
VA | 1 | 0.5% | 33.3% | $135,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.5% | 100% | $205,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 0.5% | 100% | $285,000 | View |
Guild Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $435,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.5% | 100% | $245,000 | |
American Financing Corporation
|
Conventional | 1 | 0.5% | 100% | $205,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.5% | 100% | $165,000 | |
Megastar Finanacial Corp
|
Conventional | 1 | 0.5% | 100% | $245,000 | |
Pentagon Federal Credit Union
|
VA | 1 | 0.5% | 100% | $125,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
The Loan Store, Inc
|
Conventional | 1 | 0.5% | 100% | $215,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.5% | 25% | $65,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 50% | $125,000 | View |
21St Mortgage
|
Conventional | 1 | 0.5% | 100% | $95,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.5% | 100% | $65,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Clinton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clinton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Clinton, MO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 70.1 percent of home loans in Clinton, Missouri in 2025, banks 26.2 percent and credit unions 3.7 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Hawthorn Bank the largest bank and West Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Hawthorn Bank led with 18 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
By home loans closed in 2025, Hawthorn Bank was the largest mortgage lender in Clinton, Missouri with 18 loans, about 9.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Clinton, Missouri in 2025, led by Community Mortgage, LLC with 15. 13 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 5 credit unions closed home loans in Clinton, Missouri in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clinton, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clinton, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clinton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.