Mortgage Lenders and Brokers in Chillicothe, Missouri
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Chillicothe, Missouri mortgage lenders include BTC BankBTC Bank400 W Business 36, Chillicothe, MO 64601A5.0 ★Texas Ratio: 6.76%, NBH BankNBH Bank345 S Washington St, Chillicothe, MO 64601A+5.0 ★Texas Ratio: 2.90%, Southern BankSouthern Bank515 Washington St, Chillicothe, MO 64601A5.0 ★Texas Ratio: 6.11%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Bank NorthwestBank Northwest3309 Miller St, Bethany, MO 64424A+5.0 ★Texas Ratio: 1.34%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, The Hamilton BankThe Hamilton Bank190 S 7th St, Breckenridge, MO 64625B3.5 ★Texas Ratio: 3.70%, Preferred BankPreferred Bank28638 Highway 11, Brookfield, MO 64628C2.4 ★Texas Ratio: 1.88%, Bison State BankBison State Bank9201 Ward Pkwy, Kansas City, MO 64114A+5.0 ★Texas Ratio: 2.38%, and Multipli Federal Credit UnionMultipli Federal Credit Union400 E Broadway, Ashland, MO 65010. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chillicothe, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chillicothe are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chillicothe, Missouri
Market share is the lender's share of all home loans closed in Chillicothe, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Chillicothe 400 W Business 36, Chillicothe, MO 64601 A5.0 ★Texas Ratio: 6.76% |
Conventional | 15 | 10.9% | 88.2% | $88,333 | View |
|
1 office in Chillicothe 345 S Washington St, Chillicothe, MO 64601 A+5.0 ★Texas Ratio: 2.90% |
Conventional, FHA, USDA, HELOC | 6 +3 HELOCs |
4.3% | 100% | $125,000 | View |
|
2 offices in Chillicothe 515 Washington St, Chillicothe, MO 64601 A5.0 ★Texas Ratio: 6.11% |
Conventional, HELOC | 1 +7 HELOCs |
0.7% | 100% | $75,000 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, USDA | 10 | 7.2% | 100% | $132,000 | View |
|
3309 Miller St, Bethany, MO 64424 A+5.0 ★Texas Ratio: 1.34% |
Conventional | 3 | 2.2% | 100% | $58,333 | View |
|
1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.4% | 100% | $175,000 | View |
|
190 S 7th St, Breckenridge, MO 64625 B3.5 ★Texas Ratio: 3.70% |
Conventional | 2 | 1.4% | 100% | $45,000 | View |
|
28638 Highway 11, Brookfield, MO 64628 C2.4 ★Texas Ratio: 1.88% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
|
9201 Ward Pkwy, Kansas City, MO 64114 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
|
400 E Broadway, Ashland, MO 65010 |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
|
20130 E Valley View Pkwy, Independence, MO 64057 1590 A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
|
1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
Mortgage Research Center
|
VA | 4 | 2.9% | 66.7% | $182,500 | |
Jlb Corporation dba Golden Oak Lending
|
FHA | 1 | 0.7% | 100% | $205,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.7% | 100% | $185,000 | |
Kearney Trust Company
|
Conventional | 1 | 0.7% | 100% | $75,000 | |
|
A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA, USDA | 15 | 10.9% | 88.2% | $159,666 | |
Primelending
|
Conventional, FHA, VA | 14 | 10.1% | 100% | $137,857 | |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 9 | 6.5% | 90% | $145,000 | View |
Freedom Mortgage Corporation
|
FHA, VA | 5 | 3.6% | 100% | $207,000 | |
Pennymac Loan Services LLC
|
Conventional | 3 | 2.2% | 100% | $135,000 | |
Nationstar Mortgage
|
Conventional | 3 | 2.2% | 100% | $148,333 | |
Communityamerica Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $230,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.4% | 100% | $145,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
|
FHA, USDA | 2 | 1.4% | 66.7% | $160,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 2 | 1.4% | 100% | $70,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 1.4% | 100% | $105,000 | |
Equity Prime Mortgage LLC
|
VA, USDA | 2 | 1.4% | 100% | $135,000 | |
CrossCountry Mortgage, LLC
|
FHA, VA | 2 | 1.4% | 100% | $125,000 | |
loanDepot.com LLC
|
Conventional, FHA | 2 | 1.4% | 66.7% | $65,000 | |
Midwest Mortgage Associates Corp
|
Conventional, FHA | 2 | 1.4% | 100% | $115,000 | |
Community Banc Mortgage Corp
|
Conventional, USDA | 2 | 1.4% | 100% | $95,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 0.7% | 100% | $455,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.7% | 100% | $95,000 | |
Mortgage Investment Services Corporation
|
FHA | 1 | 0.7% | 100% | $105,000 | |
Canopy Mortgage, LLC
|
VA | 1 | 0.7% | 100% | $235,000 | |
Newrez LLC
|
Conventional | 1 | 0.7% | 100% | $55,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.7% | 12.5% | $95,000 | |
Guild Mortgage Company
|
FHA | 1 | 0.7% | 100% | $115,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.7% | 100% | $145,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $165,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.7% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 2.07% |
FHA | 1 | 0.7% | 100% | $335,000 | View |
1St Midamerica Credit Union
|
Conventional | 1 | 0.7% | 100% | $65,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.7% | 100% | $125,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.7% | 100% | $65,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.7% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.7% | 100% | $35,000 | |
Leaderone Financial Corp.
|
Conventional | 1 | 0.7% | 100% | $175,000 | |
Guaranteed Rate, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Chillicothe Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chillicothe, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Chillicothe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chillicothe in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chillicothe, MO
Use these to narrow the list above. Each category shows how many Chillicothe, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Chillicothe, MO
Independent mortgage companies closed 58.7 percent of home loans in Chillicothe, Missouri in 2025, banks 36.2 percent and credit unions 5.1 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, BTC Bank the largest bank and Multipli Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, BTC Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chillicothe, MO
By home loans closed in 2025, BTC Bank was the largest mortgage lender in Chillicothe, Missouri with 15 loans, about 10.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Chillicothe, Missouri in 2025, led by Primelending with 7. 10 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 6 credit unions closed home loans in Chillicothe, Missouri in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chillicothe, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chillicothe, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chillicothe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
