Aurora, Missouri mortgage lenders include Arvest BankArvest Bank138 E Church St, Aurora, MO 65605A5.0 ★Texas Ratio: 7.48%, Peoples Community BankPeoples Community Bank1625 S Elliott Ave, Aurora, MO 65605A+5.0 ★Texas Ratio: 4.76%, Freedom Bank of Southern MissouriFreedom Bank of Southern Missouri444 S Rinker Ave, Aurora, MO 65605A+5.0 ★Texas Ratio: 1.22%, Great Southern BankGreat Southern Bank1500 S Elliott Ave, Aurora, MO 65605A+5.0 ★Texas Ratio: 1.55%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Guaranty BankGuaranty Bank312 W Central Ave, Carthage, MO 64836A+5.0 ★Texas Ratio: 3.97%, Omb BankOmb Bank218 N Webster Ave, Ash Grove, MO 65604A5.0 ★Texas Ratio: 6.69%, Bank of BillingsBank of Billings104 Ne Elm St, Billings, MO 65610A+5.0 ★Texas Ratio: 5.58%, Mid-Missouri BankMid-Missouri Bank2275 S Springfield Ave, Bolivar, MO 65613A+5.0 ★Texas Ratio: 0.49%, and The Bank of MissouriThe Bank of Missouri495 S Springfield Ave, Bolivar, MO 65613A5.0 ★Texas Ratio: 9.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Aurora, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Aurora are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Aurora, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Aurora 138 E Church St, Aurora, MO 65605 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, HELOC | 8 +12 HELOCs |
4.2% | 80% | $126,250 | View |
|
1 office in Aurora 1625 S Elliott Ave, Aurora, MO 65605 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 8 | 4.2% | 100% | $102,500 | View |
|
1 office in Aurora 444 S Rinker Ave, Aurora, MO 65605 A+5.0 ★Texas Ratio: 1.22% |
Conventional | 6 | 3.2% | 100% | $123,333 | View |
|
1 office in Aurora 1500 S Elliott Ave, Aurora, MO 65605 A+5.0 ★Texas Ratio: 1.55% |
Conventional, USDA | 4 | 2.1% | 44.4% | $110,000 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 15 | 7.9% | 100% | $177,666 | View |
|
312 W Central Ave, Carthage, MO 64836 A+5.0 ★Texas Ratio: 3.97% |
Conventional, FHA, VA, USDA | 10 | 5.3% | 100% | $192,000 | View |
|
218 N Webster Ave, Ash Grove, MO 65604 A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA, USDA | 9 | 4.7% | 90% | $140,555 | View |
|
104 Ne Elm St, Billings, MO 65610 A+5.0 ★Texas Ratio: 5.58% |
Conventional | 5 | 2.6% | 100% | $119,000 | View |
|
2275 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 4 | 2.1% | 100% | $160,000 | View |
|
495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 2 | 1.1% | 66.7% | $175,000 | View |
|
400 E Broadway, Ashland, MO 65010 |
Conventional | 2 | 1.1% | 100% | $145,000 | View |
|
405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $55,000 | View |
|
1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $65,000 | View |
|
410 N Massey Blvd, Nixa, MO 65714 A5.0 ★Texas Ratio: 13.33% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
|
10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
FHA | 1 | 0.5% | 100% | $135,000 | View |
|
1347 S Ash St, Buffalo, MO 65622 A5.0 ★Texas Ratio: 12.26% |
Conventional | 1 | 0.5% | 100% | $695,000 | View |
|
1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
USDA | 1 | 0.5% | 100% | $55,000 | View |
|
2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Das Acquisition Company, LLC
|
Conventional, FHA, USDA | 10 | 5.3% | 100% | $159,000 | |
Mortgage Research Center
|
Conventional, FHA, VA | 10 | 5.3% | 71.4% | $204,000 | |
Gershman Investment Corp.
|
Conventional, FHA, USDA | 5 | 2.6% | 100% | $135,000 | |
Jlb Corporation dba Golden Oak Lending
|
FHA | 2 | 1.1% | 100% | $135,000 | |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 12 | 6.3% | 85.7% | $157,500 | View |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 8 | 4.2% | 100% | $153,750 | |
21St Mortgage
|
Conventional | 7 | 3.7% | 53.8% | $25,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 2.6% | 71.4% | $245,000 | |
Pennymac Loan Services LLC
|
FHA, VA | 5 | 2.6% | 71.4% | $123,000 | |
American Financial Resources LLC
|
FHA, USDA | 4 | 2.1% | 100% | $150,000 | |
loanDepot.com LLC
|
Conventional, FHA | 4 | 2.1% | 100% | $127,500 | |
Click n' Close, Inc.
|
Conventional, FHA, USDA | 4 | 2.1% | 100% | $127,500 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 1.6% | 100% | $121,666 | |
New American Funding, LLC.
|
Conventional, FHA, USDA | 3 | 1.6% | 100% | $138,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1.6% | 100% | $191,666 | |
Newrez LLC
|
FHA, VA | 2 | 1.1% | 66.7% | $165,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 2 | 1.1% | 100% | $65,000 | |
New Day Financial, LLC.
|
VA | 2 | 1.1% | 66.7% | $210,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.1% | 100% | $50,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 1.1% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 0.35% |
Conventional | 2 | 1.1% | 100% | $45,000 | View |
|
A-5.0 ★Texas Ratio: 14.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $75,000 | View |
Zippy Loans, LLC
|
Conventional | 1 | 0.5% | 50% | $25,000 | |
Goodleap, LLC
|
FHA | 1 | 0.5% | 50% | $125,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.5% | 100% | $215,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $25,000 | |
ResMac Inc
|
FHA | 1 | 0.5% | 100% | $265,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.5% | 100% | $165,000 | |
Union Home Mortgage Corp.
|
USDA | 1 | 0.5% | 100% | $245,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.5% | 100% | $185,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.5% | 100% | $315,000 | |
Lower, LLC
|
FHA | 1 | 0.5% | 100% | $125,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 0.5% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
Ark-La-Tex Financial Services LLC
|
USDA | 1 | 0.5% | 100% | $185,000 | |
Guaranteed Rate, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Aurora? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Aurora in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Aurora, MO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.2 percent of home loans in Aurora, Missouri in 2025, banks 34.2 percent and credit unions 2.6 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Arvest Bank the largest bank and Multipli Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Peoples Community Bank led with 8 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Aurora, Missouri with 8 loans, about 4.2 percent of the market. The largest lender headquartered in Missouri was Peoples Community Bank with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Aurora, Missouri in 2025, led by Rocket Mortgage with 6. 13 lenders closed VA loans, led by Mortgage Research Center, and 12 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 2 credit unions closed home loans in Aurora, Missouri in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Aurora, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Aurora, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Aurora. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.