Mortgage Lenders and Brokers in Agency, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Agency, Missouri mortgage lenders include The Nodaway Valley BankThe Nodaway Valley Bank304 N Main St, Maryville, MO 64468A+5.0 ★Texas Ratio: 0.00%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, HNB National BankHNB National Bank700 Business Highway 61 N, Bowling Green, MO 63334A+5.0 ★Texas Ratio: 0.35%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Farmers State BankFarmers State Bank416 N Walnut St, Cameron, MO 64429, First Federal Bank of Kansas CityFirst Federal Bank of Kansas City3500 S Noland Rd, Independence, MO 64055A+5.0 ★Texas Ratio: 3.50%, Nbkc BankNbkc Bank8320 Ward Pkwy, Kansas City, MO 64114, Exchange Bank & TrustExchange Bank & Trust2443 Nw Prairie View Rd, Platte City, MO 64079A+5.0 ★Texas Ratio: 1.06%, Connections BankConnections Bank301 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 0.00%, and United Community BankUnited Community Bank123 W Lafayette St, Palmyra, MO 63461A+5.0 ★Texas Ratio: 2.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Agency, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Agency are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Agency, Missouri
Market share is the lender's share of all home loans closed in Agency, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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304 N Main St, Maryville, MO 64468 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 10 | 9.8% | 100% | $162,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 5 +2 HELOCs |
4.9% | 100% | $209,000 | View |
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700 Business Highway 61 N, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 5 | 4.9% | 100% | $201,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +3 HELOCs |
2.9% | 75% | $98,333 | View |
Farmers State Bank
416 N Walnut St, Cameron, MO 64429 |
Conventional | 2 | 2% | 100% | $340,000 | |
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3500 S Noland Rd, Independence, MO 64055 A+5.0 ★Texas Ratio: 3.50% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1% | 100% | $2,105,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
VA | 1 | 1% | 100% | $645,000 | |
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2443 Nw Prairie View Rd, Platte City, MO 64079 A+5.0 ★Texas Ratio: 1.06% |
Conventional | 1 | 1% | 100% | $155,000 | View |
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301 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1% | 100% | $85,000 | View |
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123 W Lafayette St, Palmyra, MO 63461 A+5.0 ★Texas Ratio: 2.53% |
Conventional | 1 | 1% | 100% | $405,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
FHA | 1 | 1% | 100% | $145,000 | View |
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321 S Us Highway 169, Gower, MO 64454 A5.0 ★Texas Ratio: 7.97% |
Conventional | 1 | 1% | 100% | $125,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Community Mortgage, LLC
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Conventional | 1 | 1% | 100% | $395,000 | |
Mortgage Research Center
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VA | 1 | 1% | 100% | $175,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 1% | 100% | $145,000 | |
FCS Financial FLCA
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Conventional | 1 | 1% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 12 | 11.8% | 92.9% | $190,833 | View |
Primelending
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Conventional, FHA, VA | 10 | 9.8% | 100% | $273,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 8 | 7.8% | 100% | $281,250 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 4.9% | 83.3% | $259,000 | |
Leaderone Financial Corp.
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Conventional | 4 | 3.9% | 100% | $342,500 | |
Communityamerica Federal Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
2.9% | 100% | $325,000 | |
United Wholesale Mortgage
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FHA, VA | 3 | 2.9% | 100% | $361,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 3 | 2.9% | 100% | $295,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 2% | 100% | $515,000 | |
Nationstar Mortgage
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Conventional | 2 | 2% | 66.7% | $215,000 | |
Mutual Savings Association
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Conventional | 2 | 2% | 100% | $385,000 | |
Canopy Mortgage, LLC
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USDA | 1 | 1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 1% | 100% | $285,000 | View |
M Squared Financial LLC
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FHA | 1 | 1% | 100% | $225,000 | |
Service Federal Credit Union
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Conventional | 1 | 1% | 100% | $75,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1% | 100% | $55,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1% | 50% | $195,000 | View |
Planet Home Lending, LLC
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VA | 1 | 1% | 100% | $95,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 1% | 100% | $105,000 | |
New American Funding, LLC.
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FHA | 1 | 1% | 100% | $65,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 1% | 100% | $355,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1% | 100% | $295,000 | View |
Spring Eq, LLC
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Conventional | 1 | 1% | 50% | $45,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Agency Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Agency, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Agency? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Agency in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Agency, MO
Use these to narrow the list above. Each category shows how many Agency, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Agency, MO
Independent mortgage companies closed 49 percent of home loans in Agency, Missouri in 2025, banks 47.1 percent and credit unions 3.9 percent. Community Mortgage, LLC was the largest mortgage company, The Nodaway Valley Bank the largest bank and Communityamerica Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, The Nodaway Valley Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Agency, MO
By home loans closed in 2025, The Nodaway Valley Bank was the largest mortgage lender in Agency, Missouri with 10 loans, about 9.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Agency, Missouri in 2025, led by Primelending with 2. 9 lenders closed VA loans, led by Primelending, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 3 credit unions closed home loans in Agency, Missouri in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Agency, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Agency, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Agency. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
