Mortgage Lenders and Brokers in Adrian, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Adrian, Missouri mortgage lenders include Adrian BankAdrian Bank130 E Main St, Adrian, MO 64720A+5.0 ★Texas Ratio: 3.57%, Community First BankCommunity First Bank214 W 4th St, Appleton City, MO 64724A5.0 ★Texas Ratio: 8.40%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Capitol Federal Savings BankCapitol Federal Savings Bank4242 Main St, Kansas City, MO 64111A+5.0 ★Texas Ratio: 5.21%, Sherwood Community BankSherwood Community Bank202 D St, Creighton, MO 64739A5.0 ★Texas Ratio: 10.87%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, First National Bank of OmahaFirst National Bank of Omaha202 E North Ave, Belton, MO 64012A+5.0 ★Texas Ratio: 4.82%, Bank of America NABank of America NA1301 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 4.14%, Umb Bank NAUmb Bank NA827 Arnold Commons Drive, Arnold, MO 63010A+5.0 ★Texas Ratio: 1.78%, and Citizens Bank of AmsterdamCitizens Bank of AmsterdamRich Hill, MO. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Adrian, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Adrian are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Adrian, Missouri
Market share is the lender's share of all home loans closed in Adrian, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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130 E Main St, Adrian, MO 64720 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 11 | 10.4% | 100% | $195,909 | View |
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214 W 4th St, Appleton City, MO 64724 A5.0 ★Texas Ratio: 8.40% |
Conventional | 7 | 6.6% | 100% | $202,142 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 5 | 4.7% | 100% | $195,000 | View |
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4242 Main St, Kansas City, MO 64111 A+5.0 ★Texas Ratio: 5.21% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $415,000 | View |
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202 D St, Creighton, MO 64739 A5.0 ★Texas Ratio: 10.87% |
Conventional | 1 | 0.9% | 100% | $45,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.9% | 100% | $15,000 | View |
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202 E North Ave, Belton, MO 64012 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Citizens Bank of Amsterdam
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Conventional | 5 | 4.7% | 83.3% | $179,000 | |
FCS Financial FLCA
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Conventional | 3 | 2.8% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 1.9% | 100% | $235,000 | View |
Community Mortgage, LLC
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FHA | 1 | 0.9% | 50% | $235,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 13.2% | 93.3% | $257,142 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 9.4% | 100% | $308,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 7 | 6.6% | 70% | $147,857 | View |
Nationstar Mortgage
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Conventional | 4 | 3.8% | 100% | $90,000 | |
21St Mortgage
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Conventional | 4 | 3.8% | 100% | $202,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 2.8% | 60% | $168,333 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 2.8% | 75% | $271,666 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 1.9% | 100% | $270,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.9% | 100% | $240,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 2 | 1.9% | 100% | $280,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 33.3% | $135,000 | View |
Goodleap, LLC
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VA | 1 | 0.9% | 50% | $415,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.9% | 100% | $285,000 | |
Newrez LLC
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VA | 1 | 0.9% | 100% | $475,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.9% | 100% | $255,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.9% | 100% | $465,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 33.3% | $55,000 | |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.9% | 100% | $145,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.9% | 100% | $375,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.9% | 100% | $285,000 | View |
Mainstreet Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $175,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $125,000 | |
New American Funding, LLC.
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FHA | 1 | 0.9% | 100% | $275,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.9% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Communityamerica Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Adrian Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Adrian, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Adrian? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Adrian in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Adrian, MO
Use these to narrow the list above. Each category shows how many Adrian, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Adrian, MO
Independent mortgage companies closed 68.9 percent of home loans in Adrian, Missouri in 2025, banks 28.3 percent and credit unions 2.8 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Adrian Bank the largest bank and Mazuma Credit Union the largest credit union. Among lenders headquartered in Missouri, Adrian Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Adrian, MO
By home loans closed in 2025, Adrian Bank was the largest mortgage lender in Adrian, Missouri with 11 loans, about 10.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Adrian, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 4. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 5 credit unions closed home loans in Adrian, Missouri in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Adrian, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Adrian, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Adrian. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
