Mortgage Lenders and Brokers in Thaxton, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Thaxton, Mississippi mortgage lenders include Renasant BankRenasant Bank103 E Washington St, Aberdeen, MS 39730A+5.0 ★Texas Ratio: 4.72%, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, Guaranty Bank & Trust CompanyGuaranty Bank & Trust Company105 Main St S, Amory, MS 38821A-5.0 ★Texas Ratio: 14.15%, BankFirst Financial ServicesBankFirst Financial Services28 Highway 528, Bay Springs, MS 39422A+5.0 ★Texas Ratio: 3.47%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank8899 Ms Highway 15, Ackerman, MS 39735A+5.0 ★Texas Ratio: 4.37%, Paragon BankParagon Bank2401 South Lamar Boulevard, Oxford, MS 38655A+5.0 ★Texas Ratio: 3.21%, Bank of Holly SpringsBank of Holly Springs2 Business 7 N, Abbeville, MS 38601C+4.2 ★Texas Ratio: 24.96%, Rocket Mortgage, and Pennymac Loan Services LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Thaxton, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Thaxton are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Thaxton, Mississippi
Market share is the lender's share of all home loans closed in Thaxton, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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103 E Washington St, Aberdeen, MS 39730 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA, HELOC | 4 +10 HELOCs |
5.6% | 80% | $282,500 | View |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
Conventional, VA, HELOC | 3 +2 HELOCs |
4.2% | 100% | $181,666 | |
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105 Main St S, Amory, MS 38821 A-5.0 ★Texas Ratio: 14.15% |
Conventional | 3 | 4.2% | 100% | $265,000 | View |
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28 Highway 528, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 2 | 2.8% | 100% | $315,000 | View |
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935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA | 2 | 2.8% | 100% | $240,000 | View |
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8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 100% | $115,000 | View |
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2401 South Lamar Boulevard, Oxford, MS 38655 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 1.4% | 100% | $105,000 | View |
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2 Business 7 N, Abbeville, MS 38601 C+4.2 ★Texas Ratio: 24.96% |
Conventional | 1 | 1.4% | 100% | $15,000 | View |
Rocket Mortgage
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Conventional, FHA | 9 | 12.7% | 100% | $181,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 9.9% | 87.5% | $186,428 | |
Triad Financial Services, Inc.
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Conventional | 5 | 7% | 90% | $135,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, FHA, USDA | 5 | 7% | 100% | $425,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, USDA | 3 | 4.2% | 75% | $211,666 | View |
21St Mortgage
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Conventional | 3 | 4.2% | 50% | $75,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 2 | 2.8% | 100% | $200,000 | View |
loanDepot.com LLC
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FHA, VA, Jumbo | 2 | 2.8% | 66.7% | $570,000 | |
Cardinal Financial Company, Li
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FHA | 2 | 2.8% | 100% | $170,000 | |
Nationstar Mortgage
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Conventional | 2 | 2.8% | 100% | $115,000 | |
First Community Mortgage, Inc.
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USDA | 1 | 1.4% | 100% | $165,000 | |
United Wholesale Mortgage
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FHA | 1 | 1.4% | 100% | $145,000 | |
Newrez LLC
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VA | 1 | 1.4% | 50% | $315,000 | |
Resicentral LLC
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Conventional | 1 | 1.4% | 100% | $275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.4% | 100% | $225,000 | View |
Land Home Financial Services,
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Conventional | 1 | 1.4% | 100% | $105,000 | |
Cis Financial Services, Inc.
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Conventional | 1 | 1.4% | 100% | $135,000 | |
Stockton Mortgage Corporation
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VA | 1 | 1.4% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1.4% | 80% | $45,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.4% | 50% | $65,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 1.4% | 33.3% | $85,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 1.4% | 100% | $135,000 | |
Southwest Funding LP
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FHA | 1 | 1.4% | 100% | $165,000 | |
Village Capital & Investment
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VA | 1 | 1.4% | 100% | $335,000 | |
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | 0% |
Thaxton Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Thaxton, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Thaxton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Thaxton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Thaxton, MS
Use these to narrow the list above. Each category shows how many Thaxton, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Thaxton, MS
Independent mortgage companies closed 63.4 percent of home loans in Thaxton, Mississippi in 2025, banks 35.2 percent and credit unions 1.4 percent. Rocket Mortgage was the largest mortgage company, Renasant Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Cadence Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Thaxton, MS
By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Thaxton, Mississippi with 4 loans, about 5.6 percent of the market. The largest lender headquartered in Mississippi was Cadence Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Thaxton, Mississippi in 2025, led by Pennymac Loan Services LLC with 2. 8 lenders closed VA loans, led by Renasant Bank, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 1 credit unions closed home loans in Thaxton, Mississippi in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Thaxton, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Thaxton, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Thaxton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
