Mortgage Lenders and Brokers in Rock Creek, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rock Creek, Minnesota mortgage lenders include Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Northview BankNorthview Bank6340 Merchant St, Askov, MN 55704A+5.0 ★Texas Ratio: 3.46%, Frandsen Bank & TrustFrandsen Bank & Trust410 2nd St W, Ada, MN 56510A+5.0 ★Texas Ratio: 5.91%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Members Cooperative Credit UnionMembers Cooperative Credit Union108 Minnesota Ave N, Aitkin, MN 56431 1410A5.0 ★Texas Ratio: 10.43%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Deerwood BankDeerwood Bank14986 Lynwood Dr, Baxter, MN 56425A+5.0 ★Texas Ratio: 4.01%, and Associated Bank NAAssociated Bank NA7760 France Ave S, Bloomington, MN 55435A+5.0 ★Texas Ratio: 3.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rock Creek, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rock Creek are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rock Creek, Minnesota
Market share is the lender's share of all home loans closed in Rock Creek, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 9 +7 HELOCs |
8.4% | 71.4% | $126,111 | View |
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6340 Merchant St, Askov, MN 55704 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 6 | 5.6% | 85.7% | $181,666 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 6 | 5.6% | 100% | $383,333 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 4 +2 HELOCs |
3.7% | 66.7% | $117,500 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 40% | $230,000 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $220,000 | View |
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108 Minnesota Ave N, Aitkin, MN 56431 1410 A5.0 ★Texas Ratio: 10.43% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $185,000 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA | 2 | 1.9% | 100% | $365,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 2 | 1.9% | 100% | $160,000 | View |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $245,000 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.9% | 100% | $425,000 | View |
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234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.9% | 100% | $415,000 | View |
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27925 Danville Avenue, Castle Rock, MN 55010 A+5.0 ★Texas Ratio: 0.04% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
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15 Minnesota Ave S, Aitkin, MN 56431 B4.5 ★Texas Ratio: 21.20% |
Conventional | 1 | 0.9% | 100% | $25,000 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.9% | 100% | $415,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
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7641 Lake Dr, Lino Lakes, MN 55014 A5.0 ★Texas Ratio: 9.19% |
Conventional | 1 | 0.9% | 100% | $395,000 | View |
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101 Old Town Rd, Elko New Market, MN 55054 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.9% | 100% | $305,000 | View |
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2501 London Rd, Duluth, MN 55812 A+5.0 ★Texas Ratio: 3.95% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.9% | 100% | $375,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 0.9% | 33.3% | $845,000 | View |
Tradition Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $275,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 7.5% | 72.7% | $245,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 6 +1 HELOCs |
5.6% | 100% | $291,666 | |
United Wholesale Mortgage
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Conventional, VA | 5 | 4.7% | 83.3% | $371,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 4.7% | 83.3% | $249,000 | |
Compeer Financial
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Conventional | 3 | 2.8% | 100% | $178,333 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.9% | 100% | $175,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1.9% | 100% | $290,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.9% | 66.7% | $340,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1.9% | 100% | $325,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.9% | 100% | $315,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.9% | 100% | $95,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.9% | 100% | $185,000 | |
Newrez LLC
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.9% | 100% | $245,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 50% | $35,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $175,000 | |
Guild Mortgage Company
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FHA | 1 | 0.9% | 100% | $195,000 | |
Indianhead Credit Union
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Conventional | 1 | 0.9% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.9% | 100% | $505,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.9% | 50% | $265,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 100% | $205,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.9% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.9% | 100% | $195,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.9% | 100% | $115,000 | |
Lower, LLC
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Conventional | 1 | 0.9% | 100% | $265,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 100% | $315,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $185,000 | |
Paramount Residential Mortgage
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USDA | 1 | 0.9% | 100% | $345,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.9% | 50% | $55,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.9% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.9% | 100% | $345,000 | View |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.9% | 100% | $345,000 | |
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Notre Dame Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Rock Creek Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rock Creek, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Rock Creek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rock Creek in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rock Creek, MN
Use these to narrow the list above. Each category shows how many Rock Creek, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Rock Creek, MN
Independent mortgage companies closed 51.4 percent of home loans in Rock Creek, Minnesota in 2025, banks 28 percent and credit unions 20.6 percent. Luminate Home Loans, Inc. was the largest mortgage company, Northview Bank the largest bank and Blaze Credit Union the largest credit union. Among lenders headquartered in Minnesota, Blaze Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rock Creek, MN
By home loans closed in 2025, Blaze Credit Union was the largest mortgage lender in Rock Creek, Minnesota with 9 loans, about 8.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Rock Creek, Minnesota in 2025, led by CrossCountry Mortgage, LLC with 3. 4 lenders closed VA loans, led by Bell Bank, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 11 credit unions closed home loans in Rock Creek, Minnesota in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rock Creek, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rock Creek, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rock Creek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
