Kiester, Minnesota mortgage lenders include Alerus Financial NAAlerus Financial NA143 W Clark St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 3.32%, Citizens Community Federal N.A.Citizens Community Federal N.A.2630 Bridge Ave, Albert Lea, MN 56007A5.0 ★Texas Ratio: 12.61%, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, HomeTown BankHomeTown Bank1600 Monroe Drive, Carver, MN 55315A+5.0 ★Texas Ratio: 3.53%, Bank of America NABank of America NA7510 147th St W, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 4.14%, Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124, Fairway Independent Mort Corp, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kiester, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kiester are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Kiester, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 3 | 9.7% | 100% | $151,666 | View |
|
2630 Bridge Ave, Albert Lea, MN 56007 A5.0 ★Texas Ratio: 12.61% |
Conventional | 3 | 9.7% | 75% | $341,666 | View |
|
122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 6.5% | 100% | $130,000 | View |
|
331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
3.2% | 50% | $135,000 | View |
|
1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 3.2% | 100% | $195,000 | View |
|
1600 Monroe Drive, Carver, MN 55315 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 1 | 3.2% | 100% | $75,000 | View |
|
7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
14985 Glazier Ave, Apple Valley, MN 55124 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fairway Independent Mort Corp
|
Conventional, FHA, USDA | 6 | 19.4% | 100% | $88,333 | |
Rocket Mortgage
|
Conventional, FHA, VA | 3 | 9.7% | 60% | $78,333 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 2 | 6.5% | 100% | $220,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 6.5% | 100% | $90,000 | |
Iowa Bankers Mortgage Corporation
|
Conventional | 2 | 6.5% | 100% | $100,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 3.2% | 100% | $75,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 3.2% | 100% | $195,000 | |
Discover Bank
|
Conventional | 1 | 3.2% | 50% | $35,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 3.2% | 100% | $85,000 | |
|
A4.7 ★Texas Ratio: 2.58% |
USDA | 1 | 3.2% | 100% | $85,000 | View |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Navy Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.17% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Kiester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kiester in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Kiester, MN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 58.1 percent of home loans in Kiester, Minnesota in 2025, banks 41.9 percent and credit unions 0 percent. Fairway Independent Mort Corp was the largest mortgage company, Alerus Financial NA the largest bank and Wings Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
By home loans closed in 2025, Alerus Financial NA was the largest mortgage lender in Kiester, Minnesota with 3 loans, about 9.7 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Kiester, Minnesota in 2025, led by Fairway Independent Mort Corp with 1. 2 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 3 credit unions closed home loans in Kiester, Minnesota in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kiester, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kiester, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kiester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.