Mortgage Lenders and Brokers in Hutchinson, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hutchinson, Minnesota mortgage lenders include Cortrust BankCortrust Bank308 Main St S, Hutchinson, MN 55350A+5.0 ★Texas Ratio: 5.11%, Wells Fargo Bank NAWells Fargo Bank NA135 Main St N, Hutchinson, MN 55350A+5.0 ★Texas Ratio: 5.36%, SouthPoint Financial Credit UnionSouthPoint Financial Credit Union1250 Highway 15 S, Hutchinson, MN 55350A+5.0 ★Texas Ratio: 1.13%, Novation Credit UnionNovation Credit Union45 Hassan St SE, Hutchinson, MN 55350A+5.0 ★Texas Ratio: 4.19%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Kensington BankKensington Bank321 Washburn Ave, Belgrade, MN 56312A+5.0 ★Texas Ratio: 4.45%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Old National BankOld National Bank101 Minnesota Ave N, Aitkin, MN 56431A+5.0 ★Texas Ratio: 4.98%, and Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hutchinson, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hutchinson are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hutchinson, Minnesota
Market share is the lender's share of all home loans closed in Hutchinson, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hutchinson 308 Main St S, Hutchinson, MN 55350 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 17 | 6.1% | 94.4% | $72,647 | View |
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1 office in Hutchinson 135 Main St N, Hutchinson, MN 55350 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1.8% | 85.7% | $213,000 | View |
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1250 Highway 15 S, Hutchinson, MN 55350 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 14 | 5% | 87.5% | $167,142 | View |
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45 Hassan St SE, Hutchinson, MN 55350 A+5.0 ★Texas Ratio: 4.19% |
Conventional | 12 | 4.3% | 92.3% | $48,333 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, USDA | 8 | 2.9% | 88.9% | $176,250 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional | 3 | 1.1% | 100% | $98,333 | View |
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321 Washburn Ave, Belgrade, MN 56312 A+5.0 ★Texas Ratio: 4.45% |
Conventional | 3 | 1.1% | 100% | $215,000 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $165,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 2 | 0.7% | 100% | $340,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.7% | 100% | $230,000 | View |
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301 S State St, Fairmont, MN 56031 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 2 | 0.7% | 100% | $295,000 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $175,000 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $155,000 | View |
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4801 E Superior St, Duluth, MN 55804 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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110 Meeker Ave W, Eden Valley, MN 55329 A5.0 ★Texas Ratio: 9.66% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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1420 White Oak Dr, Chaska, MN 55318 A5.0 ★Texas Ratio: 11.00% |
USDA | 1 | 0.4% | 100% | $165,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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1600 Monroe Drive, Carver, MN 55315 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
USDA | 1 | 0.4% | 100% | $285,000 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Summit Mortgage Corporation
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Conventional | 14 | 5% | 100% | $185,714 | |
Cambria Financial Group
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Conventional | 2 | 0.7% | 100% | $165,000 | |
Tradition Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 5.11% |
Conventional, FHA, VA | 53 | 18.9% | 96.4% | $250,471 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 23 | 8.2% | 95.8% | $254,130 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 17 | 6.1% | 100% | $205,588 | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 4.6% | 100% | $162,692 | |
Mortgage Research Center
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VA | 8 | 2.9% | 80% | $318,750 | |
New American Funding, LLC.
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Conventional, FHA, VA | 7 | 2.5% | 100% | $270,714 | |
Cardinal Financial Company, Li
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Conventional, FHA | 4 | 1.4% | 100% | $182,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.4% | 80% | $142,500 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 4 | 1.4% | 100% | $195,000 | |
21St Mortgage
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Conventional | 4 | 1.4% | 41.7% | $87,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.1% | 60% | $181,666 | |
Newrez LLC
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Conventional | 3 | 1.1% | 100% | $138,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.1% | 100% | $271,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.1% | 60% | $298,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.7% | 66.7% | $45,000 | |
Guaranteed Rate, Inc.
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FHA | 2 | 0.7% | 100% | $225,000 | |
Primelending
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Conventional | 2 | 0.7% | 100% | $115,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $125,000 | |
Amerisave Mortgage Company
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FHA | 2 | 0.7% | 50% | $175,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.7% | 100% | $115,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $90,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $130,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $275,000 | View |
Guaranteed Rate Affinity, LLC
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USDA | 1 | 0.4% | 100% | $315,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 50% | $175,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $275,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $195,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $155,000 | |
Bay Equity LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.4% | 100% | $325,000 | |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $125,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.4% | 50% | $185,000 | |
Empeople Credit Union
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.4% | 50% | $125,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $215,000 | |
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C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.4% | 14.3% | $75,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $295,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 100% | $295,000 | |
Mason-McDuffie Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $275,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.4% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Hutchinson Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hutchinson, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Hutchinson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hutchinson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hutchinson, MN
Use these to narrow the list above. Each category shows how many Hutchinson, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Hutchinson, MN
Independent mortgage companies closed 50.4 percent of home loans in Hutchinson, Minnesota in 2025, banks 36.8 percent and credit unions 12.9 percent. Luminate Home Loans, Inc. was the largest mortgage company, Cortrust Bank the largest bank and SouthPoint Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hutchinson, MN
By home loans closed in 2025, Cortrust Bank was the largest mortgage lender in Hutchinson, Minnesota with 17 loans, about 6.1 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Hutchinson, Minnesota, Cortrust Mortgage, Inc. approved the highest share of completed applications in 2025 at 96.4 percent, against a 88.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Hutchinson, Minnesota in 2025, led by Cortrust Mortgage, Inc. with 6. 8 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 9 credit unions closed home loans in Hutchinson, Minnesota in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hutchinson, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hutchinson, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hutchinson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
