Mortgage Lenders and Brokers in Falcon Heights, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Falcon Heights, Minnesota mortgage lenders include Blaze Credit UnionBlaze Credit Union2025 Larpenteur Ave W, Falcon Heights, MN 55113A5.0 ★Texas Ratio: 6.19%, Alerus Financial NAAlerus Financial NA143 W Clark St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 3.32%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Northview BankNorthview Bank6340 Merchant St, Askov, MN 55704A+5.0 ★Texas Ratio: 3.46%, and Topline Financial Credit UnionTopline Financial Credit Union900 American Blvd W, Bloomington, MN 55420A5.0 ★Texas Ratio: 6.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Falcon Heights, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Falcon Heights are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Falcon Heights, Minnesota
Market share is the lender's share of all home loans closed in Falcon Heights, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2025 Larpenteur Ave W, Falcon Heights, MN 55113 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 3 +2 HELOCs |
6.7% | 100% | $358,333 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 5 | 11.1% | 100% | $355,000 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 4 +3 HELOCs |
8.9% | 100% | $65,000 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 4 | 8.9% | 80% | $367,500 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 3 +1 HELOCs |
6.7% | 100% | $228,333 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 4.4% | 100% | $340,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 4.4% | 100% | $220,000 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 2.2% | 100% | $345,000 | View |
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6340 Merchant St, Askov, MN 55704 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 2.2% | 100% | $275,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Thrivent Federal Credit Union
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Conventional | 1 | 2.2% | 100% | $295,000 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 6.7% | 100% | $315,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 6.7% | 100% | $341,666 | |
Rocket Mortgage
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Conventional | 2 | 4.4% | 66.7% | $310,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 2 | 4.4% | 100% | $380,000 | |
Guild Mortgage Company
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Conventional | 1 | 2.2% | 100% | $275,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 2.2% | 100% | $335,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 2.2% | 100% | $505,000 | |
Nations Lending Corporation
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Conventional | 1 | 2.2% | 100% | $255,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 2.2% | 100% | $455,000 | |
New American Funding, LLC.
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Conventional | 1 | 2.2% | 100% | $405,000 | |
The Loan Store, Inc
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Conventional | 1 | 2.2% | 100% | $105,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 2.2% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 2.2% | 100% | $75,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Falcon Heights Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Falcon Heights, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Falcon Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Falcon Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Falcon Heights, MN
Use these to narrow the list above. Each category shows how many Falcon Heights, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Falcon Heights, MN
Independent mortgage companies closed 37.8 percent of home loans in Falcon Heights, Minnesota in 2025, banks 37.8 percent and credit unions 24.4 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Alerus Financial NA the largest bank and Blaze Credit Union the largest credit union. Among lenders headquartered in Minnesota, Blaze Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Falcon Heights, MN
By home loans closed in 2025, Blaze Credit Union was the largest mortgage lender in Falcon Heights, Minnesota with 3 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 7 credit unions closed home loans in Falcon Heights, Minnesota in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Falcon Heights, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Falcon Heights, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Falcon Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
