Mortgage Lenders and Brokers in Clarkfield, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clarkfield, Minnesota mortgage lenders include Minnwest BankMinnwest Bank113 N Main St, Belview, MN 56214A+5.0 ★Texas Ratio: 5.77%, Old National BankOld National Bank101 Minnesota Ave N, Aitkin, MN 56431A+5.0 ★Texas Ratio: 4.98%, St. Cloud Financial Credit UnionSt. Cloud Financial Credit Union5600 La Centre Ave Ste 100, Albertville, MN 55301 4018A+5.0 ★Texas Ratio: 3.54%, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, Citizens Alliance BankCitizens Alliance Bank55 1st St Nw, Clara City, MN 56222A5.0 ★Texas Ratio: 10.53%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Deerwood BankDeerwood Bank14986 Lynwood Dr, Baxter, MN 56425A+5.0 ★Texas Ratio: 4.01%, ServionServionNew Brighton, MN, Bremer Bank NABremer Bank NALake Elmo, MN, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clarkfield, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clarkfield are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clarkfield, Minnesota
Market share is the lender's share of all home loans closed in Clarkfield, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77% |
Conventional, HELOC | 1 +1 HELOCs |
3.3% | 100% | $205,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 3.3% | 100% | $95,000 | View |
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5600 La Centre Ave Ste 100, Albertville, MN 55301 4018 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 3.3% | 100% | $95,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 3.3% | 100% | $95,000 | View |
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55 1st St Nw, Clara City, MN 56222 A5.0 ★Texas Ratio: 10.53% |
Conventional | 1 | 3.3% | 50% | $35,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Servion
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Conventional | 2 | 6.7% | 66.7% | $155,000 | |
Bremer Bank NA
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 7 | 23.3% | 100% | $140,714 | |
United Wholesale Mortgage
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FHA, VA | 3 | 10% | 100% | $108,333 | |
Everett Financial, Inc.
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Conventional | 2 | 6.7% | 66.7% | $110,000 | |
Florida Capital Bank, N.A
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Conventional, FHA | 2 | 6.7% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 3.3% | 100% | $105,000 | View |
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A+5.0 ★Texas Ratio: 2.16% |
VA | 1 | 3.3% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 3.3% | 100% | $175,000 | View |
Homeowners Financial Group, LLC
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Conventional | 1 | 3.3% | 100% | $65,000 | |
New Day Financial, LLC.
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VA | 1 | 3.3% | 100% | $335,000 | |
First International Bank & Trust
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Conventional | 1 | 3.3% | 100% | $65,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 3.3% | 100% | $115,000 | |
Mortgage Research Center
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VA | 1 | 3.3% | 100% | $165,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 3.3% | 100% | $115,000 |
Clarkfield Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clarkfield, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Clarkfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clarkfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clarkfield, MN
Use these to narrow the list above. Each category shows how many Clarkfield, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Clarkfield, MN
Independent mortgage companies closed 66.7 percent of home loans in Clarkfield, Minnesota in 2025, banks 30 percent and credit unions 3.3 percent. Servion was the largest mortgage company, Minnwest Bank the largest bank and St. Cloud Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Minnwest Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clarkfield, MN
By home loans closed in 2025, Minnwest Bank was the largest mortgage lender in Clarkfield, Minnesota with 1 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Clarkfield, Minnesota in 2025, led by Rocket Mortgage with 2. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 2 credit unions closed home loans in Clarkfield, Minnesota in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clarkfield, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clarkfield, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clarkfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
