Mortgage Lenders and Brokers in Chisago City, Minnesota
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Chisago City, Minnesota mortgage lenders include US Bank, N.A.US Bank, N.A.11493 Lake Ln, Chisago City, MN 55013A+5.0 ★Texas Ratio: 2.85%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Security State Bank of MarineSecurity State Bank of Marine21450 Forest Blvd N, Forest Lake, MN 55025A+5.0 ★Texas Ratio: 0.92%, Minnco Credit UnionMinnco Credit Union2121 Station Pkwy NW, Andover, MN 55304A+5.0 ★Texas Ratio: 2.50%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, Topline Financial Credit UnionTopline Financial Credit Union900 American Blvd W, Bloomington, MN 55420A5.0 ★Texas Ratio: 6.54%, and Highland BankHighland Bank11800 Aberdeen St Ne, Blaine, MN 55449C+4.1 ★Texas Ratio: 26.29%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chisago City, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chisago City are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chisago City, Minnesota
Market share is the lender's share of all home loans closed in Chisago City, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Chisago City 11493 Lake Ln, Chisago City, MN 55013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +6 HELOCs |
2.1% | 60% | $235,000 | View |
|
1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 13 +2 HELOCs |
9% | 100% | $417,307 | View |
|
2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 5 +2 HELOCs |
3.4% | 83.3% | $357,000 | View |
|
21450 Forest Blvd N, Forest Lake, MN 55025 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 5 | 3.4% | 100% | $333,000 | View |
|
2121 Station Pkwy NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 5 | 3.4% | 100% | $113,000 | View |
|
1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional | 4 | 2.8% | 66.7% | $35,000 | View |
|
10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional | 4 | 2.8% | 66.7% | $195,000 | View |
|
208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 3 | 2.1% | 100% | $341,666 | View |
|
900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 66.7% | $70,000 | View |
|
11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 2 | 1.4% | 100% | $80,000 | View |
|
405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +6 HELOCs |
0.7% | 100% | $255,000 | View |
|
6340 Merchant St, Askov, MN 55704 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.7% | 100% | $25,000 | View |
|
5600 La Centre Ave Ste 100, Albertville, MN 55301 4018 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.7% | 100% | $355,000 | View |
|
208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.7% | 100% | $535,000 | View |
|
122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
|
109 N St Paul Ave, Fulda, MN 56131 A5.0 ★Texas Ratio: 9.42% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
|
1330 Conway St Ste 200, Saint Paul, MN 55106 A+5.0 ★Texas Ratio: 1.19% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
|
7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Summit Mortgage Corporation
|
Conventional | 2 | 1.4% | 100% | $125,000 | |
Servion
|
Conventional | 1 | 0.7% | 100% | $275,000 | |
Cambria Financial Group
|
Conventional | 1 | 0.7% | 100% | $405,000 | |
Tradition Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $295,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
9.7% | 93.3% | $373,571 | |
Rocket Mortgage
|
Conventional | 11 | 7.6% | 92.9% | $288,636 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 7 | 4.8% | 100% | $485,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 5 | 3.4% | 100% | $257,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, Jumbo | 4 | 2.8% | 100% | $460,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 4 | 2.8% | 100% | $345,000 | |
New American Funding, LLC.
|
Conventional, FHA | 4 | 2.8% | 80% | $210,000 | |
Fairway Independent Mort Corp
|
Conventional | 4 | 2.8% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 3.17% |
Conventional, VA, Jumbo, HELOC | 3 +4 HELOCs |
2.1% | 75% | $595,000 | View |
Mutual of Omaha Mortgage
|
Conventional, VA | 3 | 2.1% | 75% | $391,666 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 50% | $90,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 2 | 1.4% | 100% | $455,000 | |
Newrez LLC
|
Conventional | 2 | 1.4% | 50% | $115,000 | |
Cmg Mortgage Inc
|
FHA, USDA | 2 | 1.4% | 100% | $165,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.4% | 100% | $75,000 | |
Plaza Home Mortgage, Inc
|
Conventional, VA | 2 | 1.4% | 100% | $475,000 | |
Midwestone Bank
|
Conventional, HELOC | 1 +3 HELOCs |
0.7% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.7% | 100% | $255,000 | View |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $335,000 | |
Compeer Financial
|
Conventional | 1 | 0.7% | 100% | $185,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.7% | 100% | $75,000 | |
Discover Bank
|
Conventional | 1 | 0.7% | 50% | $35,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.7% | 100% | $135,000 | |
Westconsin Credit Union
|
Conventional | 1 | 0.7% | 100% | $45,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.7% | 100% | $445,000 | |
Iowa Bankers Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $585,000 | |
Mortgage Research Center
|
VA | 1 | 0.7% | 100% | $385,000 | |
Abbott Laboratories Employees Credit Union
|
Conventional | 1 | 0.7% | 100% | $105,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $555,000 | |
|
A-5.0 ★Texas Ratio: 15.06% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.7% | 100% | $805,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.7% | 100% | $215,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Navy Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Chisago City Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chisago City, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Chisago City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chisago City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chisago City, MN
Use these to narrow the list above. Each category shows how many Chisago City, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Chisago City, MN
Independent mortgage companies closed 57.9 percent of home loans in Chisago City, Minnesota in 2025, banks 23.4 percent and credit unions 18.6 percent. Luminate Home Loans, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Trustone Financial Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chisago City, MN
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Chisago City, Minnesota with 3 loans, about 2.1 percent of the market. The largest lender headquartered in Minnesota was Trustone Financial Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Chisago City, Minnesota in 2025, led by United Wholesale Mortgage with 4. 8 lenders closed VA loans, led by Bell Bank, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 12 credit unions closed home loans in Chisago City, Minnesota in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chisago City, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chisago City, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chisago City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
