Mortgage Lenders and Brokers in Brownsville, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Brownsville, Minnesota mortgage lenders include Esb BankEsb Bank115 N Highway 44 76, Caledonia, MN 55921A5.0 ★Texas Ratio: 10.00%, Merchants Bank, National AssociationMerchants Bank, National Association7300 147th St W, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 3.28%, Old National BankOld National Bank101 Minnesota Ave N, Aitkin, MN 56431A+5.0 ★Texas Ratio: 4.98%, Bank of America NABank of America NA7510 147th St W, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 4.14%, Think Mutual BankThink Mutual Bank15751 Emperor Ave, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 0.90%, F & M Community Bank, N.A.F & M Community Bank, N.A.229 Main St N, Chatfield, MN 55923A+5.0 ★Texas Ratio: 0.00%, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, Alerus Financial NAAlerus Financial NA143 W Clark St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 3.32%, BMO Harris Bank NABMO Harris Bank NA412 E Main St, Ada, MN 56510A+5.0 ★Texas Ratio: 3.54%, and Associated Bank NAAssociated Bank NA7760 France Ave S, Bloomington, MN 55435A+5.0 ★Texas Ratio: 3.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Brownsville, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Brownsville are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Brownsville, Minnesota
Market share is the lender's share of all home loans closed in Brownsville, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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115 N Highway 44 76, Caledonia, MN 55921 A5.0 ★Texas Ratio: 10.00% |
Conventional | 9 | 16.1% | 100% | $230,555 | View |
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7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
Conventional, HELOC | 2 +3 HELOCs |
3.6% | 66.7% | $200,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 1.8% | 100% | $495,000 | View |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.8% | 100% | $415,000 | View |
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15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 1.8% | 100% | $185,000 | View |
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229 Main St N, Chatfield, MN 55923 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.8% | 100% | $35,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.8% | 100% | $465,000 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Servion
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Conventional | 3 | 5.4% | 100% | $235,000 | |
Altra Federal Credit Union
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Conventional, VA, HELOC | 20 +11 HELOCs |
35.7% | 90.9% | $229,000 | |
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A+5.0 ★Texas Ratio: 0.02% |
Conventional | 3 | 5.4% | 100% | $391,666 | View |
Firefighters Credit Union
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Conventional, Jumbo | 2 | 3.6% | 100% | $590,000 | |
United Wholesale Mortgage
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VA | 1 | 1.8% | 100% | $365,000 | |
Verve, A Credit Union
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Conventional | 1 | 1.8% | 100% | $95,000 | |
loanDepot.com LLC
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VA | 1 | 1.8% | 100% | $285,000 | |
Guild Mortgage Company
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VA | 1 | 1.8% | 100% | $395,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.8% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 7.56% |
Conventional | 1 | 1.8% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.8% | 100% | $665,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.8% | 100% | $405,000 | View |
Marine Credit Union
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Conventional | 1 | 1.8% | 100% | $245,000 | |
Governmental Employees Credit Union
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Conventional | 1 | 1.8% | 100% | $175,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.8% | 100% | $465,000 | |
New American Funding, LLC.
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VA | 1 | 1.8% | 100% | $555,000 |
Brownsville Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Brownsville, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Brownsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Brownsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Brownsville, MN
Use these to narrow the list above. Each category shows how many Brownsville, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Brownsville, MN
Independent mortgage companies closed 16.1 percent of home loans in Brownsville, Minnesota in 2025, banks 39.3 percent and credit unions 44.6 percent. Servion was the largest mortgage company, Esb Bank the largest bank and Altra Federal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Esb Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Brownsville, MN
By home loans closed in 2025, Esb Bank was the largest mortgage lender in Brownsville, Minnesota with 9 loans, about 16.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 5 credit unions closed home loans in Brownsville, Minnesota in 2025, alongside 7 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Brownsville, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Brownsville, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Brownsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
