Mortgage Lenders and Brokers in Blooming Prairie, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Blooming Prairie, Minnesota mortgage lenders include Manufacturers Bank & Trust CoManufacturers Bank & Trust Co245 E Main St, Blooming Prairie, MN 55917A+5.0 ★Texas Ratio: 5.80%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, Community Resource BankCommunity Resource Bank1230 4th St S, Cannon Falls, MN 55009A5.0 ★Texas Ratio: 7.12%, Peoples State Bank of PlainviewPeoples State Bank of Plainview411 N Main St, Altura, MN 55910A-4.7 ★Texas Ratio: 9.93%, Frandsen Bank & TrustFrandsen Bank & Trust410 2nd St W, Ada, MN 56510A+5.0 ★Texas Ratio: 5.91%, US Bank, N.A.US Bank, N.A.236 E Main St, Blooming Prairie, MN 55917A+5.0 ★Texas Ratio: 2.85%, Cambria Financial GroupCambria Financial GroupEden Prairie, MN, Fairway Independent Mort Corp, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Blooming Prairie, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Blooming Prairie are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Blooming Prairie, Minnesota
Market share is the lender's share of all home loans closed in Blooming Prairie, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Blooming Prairie 245 E Main St, Blooming Prairie, MN 55917 A+5.0 ★Texas Ratio: 5.80% |
Conventional | 3 | 4.9% | 100% | $145,000 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional | 3 | 4.9% | 100% | $141,666 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 3.3% | 100% | $170,000 | View |
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1230 4th St S, Cannon Falls, MN 55009 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 1.6% | 100% | $175,000 | View |
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411 N Main St, Altura, MN 55910 A-4.7 ★Texas Ratio: 9.93% |
Conventional | 1 | 1.6% | 100% | $45,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 1.6% | 100% | $75,000 | View |
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236 E Main St, Blooming Prairie, MN 55917 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Cambria Financial Group
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FHA | 1 | 1.6% | 100% | $185,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 11.5% | 100% | $256,428 | |
Rocket Mortgage
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Conventional, FHA | 4 | 6.6% | 62.5% | $142,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 4.9% | 100% | $278,333 | |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 4.9% | 100% | $101,666 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 4.9% | 100% | $265,000 | |
Compeer Financial
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Conventional | 3 | 4.9% | 100% | $391,666 | |
Towne Mortgage Company
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VA, USDA | 3 | 4.9% | 100% | $171,666 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 3.3% | 100% | $180,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 3.3% | 100% | $205,000 | |
Union Home Mortgage Corp.
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FHA | 2 | 3.3% | 100% | $250,000 | |
Mortgage Research Center
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VA | 2 | 3.3% | 66.7% | $310,000 | |
Prosperity Home Mortgage, LLC
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FHA, VA | 2 | 3.3% | 100% | $305,000 | |
Goodleap, LLC
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Conventional | 1 | 1.6% | 100% | $125,000 | |
Greenstate Credit Union
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Conventional | 1 | 1.6% | 100% | $295,000 | |
TruHome Solutions, LLC
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USDA | 1 | 1.6% | 100% | $235,000 | |
American Financial Network, Inc.
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FHA | 1 | 1.6% | 100% | $185,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.6% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 1 | 1.6% | 100% | $385,000 | |
Land Home Financial Services,
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FHA | 1 | 1.6% | 100% | $115,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.6% | 100% | $45,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.6% | 100% | $195,000 | |
New American Funding, LLC.
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FHA | 1 | 1.6% | 100% | $165,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1.6% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 1.6% | 100% | $475,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 1.6% | 100% | $85,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Blooming Prairie Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Blooming Prairie, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Blooming Prairie? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Blooming Prairie in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Blooming Prairie, MN
Use these to narrow the list above. Each category shows how many Blooming Prairie, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Blooming Prairie, MN
Independent mortgage companies closed 78.7 percent of home loans in Blooming Prairie, Minnesota in 2025, banks 14.8 percent and credit unions 6.6 percent. Cambria Financial Group was the largest mortgage company, Manufacturers Bank & Trust Co the largest bank and Affinity Plus Federal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Affinity Plus Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Blooming Prairie, MN
By home loans closed in 2025, Manufacturers Bank & Trust Co was the largest mortgage lender in Blooming Prairie, Minnesota with 3 loans, about 4.9 percent of the market. The largest lender headquartered in Minnesota was Affinity Plus Federal Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Blooming Prairie, Minnesota in 2025, led by Union Home Mortgage Corp. with 2. 8 lenders closed VA loans, led by Freedom Mortgage Corporation, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 2 credit unions closed home loans in Blooming Prairie, Minnesota in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Blooming Prairie, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Blooming Prairie, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Blooming Prairie. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
