Mortgage Lenders and Brokers in Biscay, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Biscay, Minnesota mortgage lenders include Cortrust BankCortrust Bank2850 Cutters Grove Ave, Anoka, MN 55303A+5.0 ★Texas Ratio: 5.11%, Novation Credit UnionNovation Credit Union45 Hassan St SE, Hutchinson, MN 55350A+5.0 ★Texas Ratio: 4.19%, SouthPoint Financial Credit UnionSouthPoint Financial Credit Union715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074A+5.0 ★Texas Ratio: 1.13%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Kensington BankKensington Bank321 Washburn Ave, Belgrade, MN 56312A+5.0 ★Texas Ratio: 4.45%, and Old National BankOld National Bank101 Minnesota Ave N, Aitkin, MN 56431A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Biscay, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Biscay are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Biscay, Minnesota
Market share is the lender's share of all home loans closed in Biscay, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2850 Cutters Grove Ave, Anoka, MN 55303 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 13 | 16.5% | 100% | $98,846 | View |
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45 Hassan St SE, Hutchinson, MN 55350 A+5.0 ★Texas Ratio: 4.19% |
Conventional | 3 | 3.8% | 100% | $78,333 | View |
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715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 3 | 3.8% | 100% | $185,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 2.5% | 100% | $105,000 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional | 2 | 2.5% | 100% | $65,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 1.3% | 100% | $665,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.3% | 100% | $415,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional | 1 | 1.3% | 100% | $95,000 | View |
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321 Washburn Ave, Belgrade, MN 56312 A+5.0 ★Texas Ratio: 4.45% |
Conventional | 1 | 1.3% | 100% | $45,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Summit Mortgage Corporation
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Conventional | 4 | 5.1% | 100% | $297,500 | |
Tradition Mortgage, LLC
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Conventional | 2 | 2.5% | 100% | $545,000 | |
Bremer Bank NA
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.11% |
Conventional, FHA, VA | 13 | 16.5% | 100% | $354,230 | View |
United Wholesale Mortgage
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Conventional, VA | 7 | 8.9% | 87.5% | $322,142 | |
Rocket Mortgage
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Conventional | 6 | 7.6% | 100% | $228,333 | |
Freedom Mortgage Corporation
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VA | 4 | 5.1% | 100% | $315,000 | |
Fairway Independent Mort Corp
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Conventional | 3 | 3.8% | 100% | $318,333 | |
New Day Financial, LLC.
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VA, Jumbo | 2 | 2.5% | 100% | $590,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 2.5% | 100% | $475,000 | |
New American Funding, LLC.
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Conventional | 2 | 2.5% | 100% | $510,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 1.3% | 100% | $535,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $305,000 | |
Compeer Financial
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Conventional | 1 | 1.3% | 100% | $305,000 | |
Amerisave Mortgage Company
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FHA | 1 | 1.3% | 100% | $165,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 1.3% | 100% | $325,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 100% | $75,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Biscay Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Biscay, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Biscay? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Biscay in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Biscay, MN
Use these to narrow the list above. Each category shows how many Biscay, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Biscay, MN
Independent mortgage companies closed 48.1 percent of home loans in Biscay, Minnesota in 2025, banks 40.5 percent and credit unions 11.4 percent. Summit Mortgage Corporation was the largest mortgage company, Cortrust Bank the largest bank and Novation Credit Union the largest credit union. Among lenders headquartered in Minnesota, Novation Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Biscay, MN
By home loans closed in 2025, Cortrust Bank was the largest mortgage lender in Biscay, Minnesota with 13 loans, about 16.5 percent of the market. The largest lender headquartered in Minnesota was Novation Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Biscay, Minnesota in 2025, led by Cortrust Mortgage, Inc. with 2. 4 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 6 credit unions closed home loans in Biscay, Minnesota in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Biscay, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Biscay, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Biscay. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
