Mortgage Lenders and Brokers in Winn, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Winn, Michigan mortgage lenders include Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Isabella BankIsabella Bank240 E Northern Ave, Barryton, MI 49305A+5.0 ★Texas Ratio: 4.10%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, PNC Bank N.A.PNC Bank N.A.855 Marshall St, Allegan, MI 49010A+5.0 ★Texas Ratio: 4.24%, River Valley Credit UnionRiver Valley Credit Union7177 Headley St SE, Ada, MI 49301 9900A+5.0 ★Texas Ratio: 2.94%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Lake Trust Credit UnionLake Trust Credit Union2222 Packard St, Ann Arbor, MI 48104 6368A5.0 ★Texas Ratio: 6.91%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Towne Mortgage CompanyTowne Mortgage Company2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, and Wildfire Credit UnionWildfire Credit Union2936 Wilder Rd, Bay City, MI 48706A+5.0 ★Texas Ratio: 3.16%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Winn, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Winn are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Winn, Michigan
Market share is the lender's share of all home loans closed in Winn, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, HELOC | 14 +3 HELOCs |
18.4% | 93.3% | $185,000 | View |
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240 E Northern Ave, Barryton, MI 49305 A+5.0 ★Texas Ratio: 4.10% |
Conventional, HELOC | 13 +6 HELOCs |
17.1% | 86.7% | $166,538 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 4 | 5.3% | 100% | $185,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $225,000 | View |
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7177 Headley St SE, Ada, MI 49301 9900 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 1.3% | 100% | $155,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.3% | 100% | $215,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 1.3% | 100% | $65,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
USDA | 1 | 1.3% | 100% | $225,000 | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
FHA | 1 | 1.3% | 100% | $145,000 | View |
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2936 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 1.3% | 100% | $55,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
GreenStone Farm Credit Services
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Conventional | 7 | 9.2% | 100% | $306,428 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 7.9% | 85.7% | $206,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 5 | 6.6% | 100% | $157,000 | |
Success Mortgage Partners, Inc
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Conventional | 2 | 2.6% | 100% | $70,000 | |
Homesite Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $265,000 | |
Legacy Mortgage
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Conventional | 1 | 1.3% | 100% | $105,000 | |
Mortgage 1 Incorporated
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FHA | 1 | 1.3% | 100% | $125,000 | |
Mortgage Center LC
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Conventional | 1 | 1.3% | 100% | $305,000 | |
MMS Mortgage Services, Ltd.
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FHA | 1 | 1.3% | 100% | $175,000 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 3.9% | 100% | $218,333 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 2.6% | 100% | $145,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 2.6% | 100% | $305,000 | |
Mortgage Research Center
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VA | 2 | 2.6% | 100% | $160,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.3% | 75% | $45,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.3% | 100% | $225,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.3% | 100% | $135,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 1.3% | 100% | $185,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Winn Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Winn, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Winn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Winn in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Winn, MI
Use these to narrow the list above. Each category shows how many Winn, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Winn, MI
Independent mortgage companies closed 50 percent of home loans in Winn, Michigan in 2025, banks 43.4 percent and credit unions 6.6 percent. Towne Mortgage Company was the largest mortgage company, Mercantile Bank the largest bank and River Valley Credit Union the largest credit union. Among lenders headquartered in Michigan, Mercantile Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Winn, MI
By home loans closed in 2025, Mercantile Bank was the largest mortgage lender in Winn, Michigan with 14 loans, about 18.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Winn, Michigan in 2025, led by United Wholesale Mortgage with 2. 5 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 6 credit unions closed home loans in Winn, Michigan in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Winn, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Winn, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Winn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
