Mortgage Lenders and Brokers in Wayne, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wayne, Michigan mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA35011 W Michigan Ave, Wayne, MI 48184A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.35215 W Michigan Ave, Wayne, MI 48184A+5.0 ★Texas Ratio: 4.24%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%, Community FinancialCommunity Financial12483 State St, Atlanta, MI 49709, Michigan First Credit UnionMichigan First Credit Union20645 Gibraltar Rd, Brownstown Twp, MI 48183A+5.0 ★Texas Ratio: 4.92%, Vibe Credit UnionVibe Credit Union3082 Coolidge Hwy, Berkley, MI 48072A+5.0 ★Texas Ratio: 5.97%, Community Choice Credit UnionCommunity Choice Credit Union39440 W 14 Mile Rd, Commerce Township, MI 48390 3907A+5.0 ★Texas Ratio: 5.61%, and Public Service Credit UnionPublic Service Credit Union3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142A+5.0 ★Texas Ratio: 5.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wayne, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wayne are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wayne, Michigan
Market share is the lender's share of all home loans closed in Wayne, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Wayne 35011 W Michigan Ave, Wayne, MI 48184 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +1 HELOCs |
1.8% | 71.4% | $91,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Wayne 35215 W Michigan Ave, Wayne, MI 48184 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, HELOC | 11 +2 HELOCs |
3.9% | 84.6% | $167,727 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 5 +5 HELOCs |
1.8% | 83.3% | $131,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 4 +6 HELOCs |
1.4% | 100% | $150,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional, HELOC | 4 +3 HELOCs |
1.4% | 100% | $107,500 | |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional, FHA | 4 | 1.4% | 80% | $120,000 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 4 | 1.4% | 100% | $107,500 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 75% | $71,666 | View |
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3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 3 | 1.1% | 100% | $31,666 | View |
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131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 3 | 1.1% | 60% | $68,333 | View |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 100% | $175,000 | View |
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4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $60,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 2 | 0.7% | 100% | $45,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 2 | 0.7% | 100% | $270,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA | 2 | 0.7% | 100% | $160,000 | |
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625 N Main St, Clawson, MI 48017 1529 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 0.7% | 100% | $55,000 | View |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 2 | 0.7% | 100% | $280,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 2 | 0.7% | 100% | $215,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +9 HELOCs |
0.4% | 100% | $275,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
FHA, HELOC | 1 +5 HELOCs |
0.4% | 100% | $145,000 | View |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $45,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $15,000 | View |
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7240 Park Ave, Allen Park, MI 48101 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 1 | 0.4% | 100% | $15,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
FHA | 1 | 0.4% | 100% | $215,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
FHA | 1 | 0.4% | 100% | $215,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 58 | 20.6% | 81.1% | $152,413 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 41 | 14.6% | 91.1% | $180,121 | |
Staunton Financial Inc
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Conventional, FHA | 12 | 4.3% | 100% | $152,500 | |
Mortgage 1 Incorporated
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Conventional, FHA | 8 | 2.8% | 100% | $165,000 | |
Success Mortgage Partners, Inc
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Conventional | 5 | 1.8% | 100% | $153,000 | |
Ross Mortgage Corporation
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Conventional, FHA | 4 | 1.4% | 100% | $130,000 | |
Mortgage Center LC
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Conventional, FHA | 4 | 1.4% | 100% | $155,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 3 | 1.1% | 100% | $145,000 | |
Neighborhood Mortgage Solutions, LLC
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Conventional | 1 | 0.4% | 100% | $145,000 | |
St. James Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 7 +1 HELOCs |
2.5% | 100% | $177,857 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 5 | 1.8% | 100% | $131,000 | |
The Mortgage Link, Inc.
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Conventional, FHA, VA | 5 | 1.8% | 100% | $197,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.4% | 80% | $160,000 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 1.4% | 100% | $210,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.1% | 80% | $61,666 | |
Mortgage Research Center
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VA | 3 | 1.1% | 42.9% | $178,333 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.1% | 75% | $235,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $230,000 | |
Ruoff Mortgage Company
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Conventional | 2 | 0.7% | 100% | $115,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 0.7% | 100% | $90,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 0.7% | 60% | $200,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.7% | 100% | $165,000 | View |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 50% | $85,000 | |
Better Mortgage Corporation
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Conventional, FHA | 2 | 0.7% | 100% | $240,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.7% | 100% | $140,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.7% | 100% | $100,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $25,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.4% | 100% | $145,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $85,000 | |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 20% | $275,000 | |
Newrez LLC
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FHA | 1 | 0.4% | 33.3% | $205,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $175,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 14.3% | $25,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Data Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $155,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 50% | $15,000 | |
Universal 1 Credit Union Inc.
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Conventional | 1 | 0.4% | 100% | $175,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 50% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $135,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.4% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wayne Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wayne, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Wayne? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wayne in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wayne, MI
Use these to narrow the list above. Each category shows how many Wayne, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Wayne, MI
Independent mortgage companies closed 71.9 percent of home loans in Wayne, Michigan in 2025, banks 12.5 percent and credit unions 15.7 percent. Towne Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and DFCU Financial the largest credit union. Among lenders headquartered in Michigan, Flagstar Bank NA led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wayne, MI
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Wayne, Michigan with 5 loans, about 1.8 percent of the market. The largest lender headquartered in Michigan was Flagstar Bank NA with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Wayne, Michigan, Rocket Mortgage approved the highest share of completed applications in 2025 at 81.1 percent, against a 84.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Wayne, Michigan in 2025, led by Rocket Mortgage with 17. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 19 credit unions closed home loans in Wayne, Michigan in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wayne, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wayne, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wayne. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
