Mortgage Lenders and Brokers in Walled Lake, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Walled Lake, Michigan mortgage lenders include Citizens Bank, NACitizens Bank, NA455 E Eisenhower Pkwy, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 5.44%, Fifth Third Bank, National AssociationFifth Third Bank, National Association39950 W 14 Mile Rd, Walled Lake, MI 48390A+5.0 ★Texas Ratio: 3.22%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2181 N Pontiac Trl, Walled Lake, MI 48390A+5.0 ★Texas Ratio: 3.68%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Zeal Credit UnionZeal Credit Union1260 N Pontiac Trl, Walled Lake, MI 48390 3139A+5.0 ★Texas Ratio: 4.89%, First Merchants BankFirst Merchants Bank3930 S State Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.12%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, and Michigan Schools and GovernmenMichigan Schools and Governmen3230 N Pontiac Trl, Walled Lake, MI 48390A+5.0 ★Texas Ratio: 3.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Walled Lake, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Walled Lake are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Walled Lake, Michigan
Market share is the lender's share of all home loans closed in Walled Lake, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Walled Lake 455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1 office in Walled Lake 39950 W 14 Mile Rd, Walled Lake, MI 48390 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 8 | 5.4% | 100% | $215,000 | |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 4 | 2.7% | 80% | $190,000 | View |
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2181 N Pontiac Trl, Walled Lake, MI 48390 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2.7% | 80% | $220,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 4 | 2.7% | 80% | $217,500 | View |
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1260 N Pontiac Trl, Walled Lake, MI 48390 3139 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 4 | 2.7% | 80% | $60,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 4 | 2.7% | 100% | $142,500 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.4% | 66.7% | $1,240,000 | View |
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3230 N Pontiac Trl, Walled Lake, MI 48390 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $215,000 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 2 | 1.4% | 100% | $90,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 1 +3 HELOCs |
0.7% | 100% | $145,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $45,000 | |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $175,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 1 | 0.7% | 100% | $325,000 | View |
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30419 6 Mile Rd, Livonia, MI 48152 3460 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.7% | 100% | $325,000 | View |
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706 |
Conventional | 1 | 0.7% | 100% | $35,000 | |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 30 | 20.3% | 83.3% | $217,333 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 27 +1 HELOCs |
18.2% | 96.6% | $224,259 | |
Staunton Financial Inc
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Conventional | 4 | 2.7% | 100% | $210,000 | |
Mortgage Center LC
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Conventional | 3 | 2% | 100% | $241,666 | |
Msu Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.7% | 100% | $305,000 | |
Legacy Mortgage
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Mortgage 1 Incorporated
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Ross Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 6 | 4.1% | 100% | $250,000 | |
loanDepot.com LLC
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Conventional | 4 | 2.7% | 57.1% | $137,500 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 2% | 100% | $178,333 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 2% | 100% | $191,666 | |
Stockton Mortgage Corporation
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Conventional | 2 | 1.4% | 100% | $275,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $285,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.7% | 100% | $135,000 | |
Zippy Loans, LLC
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Conventional | 1 | 0.7% | 100% | $25,000 | |
Kind Lending, LLC
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FHA | 1 | 0.7% | 100% | $185,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Resicentral LLC
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Conventional | 1 | 0.7% | 100% | $305,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Connexus Credit Union
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Conventional | 1 | 0.7% | 100% | $55,000 | |
Baxter Credit Union
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Conventional | 1 | 0.7% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $65,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 100% | $315,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.7% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.7% | 50% | $135,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Walled Lake Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Walled Lake, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Walled Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Walled Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Walled Lake, MI
Use these to narrow the list above. Each category shows how many Walled Lake, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Walled Lake, MI
Independent mortgage companies closed 65.5 percent of home loans in Walled Lake, Michigan in 2025, banks 12.8 percent and credit unions 21.6 percent. Rocket Mortgage was the largest mortgage company, Citizens Bank, NA the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Walled Lake, MI
By home loans closed in 2025, Citizens Bank, NA was the largest mortgage lender in Walled Lake, Michigan with 0 loans, about 0 percent of the market. The largest lender headquartered in Michigan was Lake Michigan Credit Union with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Walled Lake, Michigan in 2025, led by United Wholesale Mortgage with 4. 3 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 19 credit unions closed home loans in Walled Lake, Michigan in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Walled Lake, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Walled Lake, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Walled Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
