South Rockwood, Michigan mortgage lenders include DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, Public Service Credit UnionPublic Service Credit Union3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142A+5.0 ★Texas Ratio: 5.17%, First Merchants BankFirst Merchants Bank3930 S State Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.12%, PNC Bank N.A.PNC Bank N.A.855 Marshall St, Allegan, MI 49010A+5.0 ★Texas Ratio: 4.24%, Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Michigan Legacy Credit UnionMichigan Legacy Credit Union22855 Gibraltar Rd, Flat Rock, MI 48134A+5.0 ★Texas Ratio: 2.18%, and Monroe Community Credit UnionMonroe Community Credit Union106 Park Pl, Dundee, MI 48131 1016A+5.0 ★Texas Ratio: 1.13%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Rockwood, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Rockwood are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in South Rockwood, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 3 +1 HELOCs |
4.4% | 100% | $301,666 | View |
|
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 2 | 2.9% | 100% | $230,000 | View |
|
3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 2 | 2.9% | 66.7% | $110,000 | View |
|
3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 1 +4 HELOCs |
1.5% | 50% | $155,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $185,000 | View |
|
2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 1.5% | 100% | $55,000 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 1.5% | 100% | $205,000 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 1 | 1.5% | 100% | $545,000 | View |
|
22855 Gibraltar Rd, Flat Rock, MI 48134 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 1.5% | 100% | $85,000 | View |
|
106 Park Pl, Dundee, MI 48131 1016 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 1.5% | 100% | $385,000 | View |
|
34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.5% | 100% | $55,000 | View |
|
23670 Telegraph Rd, Brownstown, MI 48134 A+5.0 ★Texas Ratio: 5.43% |
Conventional | 1 | 1.5% | 100% | $65,000 | View |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Community Financial
12483 State St, Atlanta, MI 49709 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA | 15 | 22.1% | 84.2% | $179,666 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 9 | 13.2% | 90% | $217,222 | |
Mortgage Center LC
|
Conventional | 3 | 4.4% | 100% | $165,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA, USDA | 2 | 2.9% | 75% | $225,000 | |
GreenStone Farm Credit Services
|
Conventional | 2 | 2.9% | 100% | $255,000 | |
Staunton Financial Inc
|
Conventional, FHA | 2 | 2.9% | 100% | $350,000 | |
Mortgage 1 Incorporated
|
Conventional | 1 | 1.5% | 100% | $255,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 4 | 5.9% | 80% | $282,500 | |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 4.4% | 100% | $248,333 | |
Ruoff Mortgage Company
|
Conventional | 1 | 1.5% | 100% | $95,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 1.5% | 100% | $185,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 1.5% | 20% | $245,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 1.5% | 100% | $355,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 1.5% | 100% | $85,000 | |
Land Home Financial Services,
|
FHA | 1 | 1.5% | 100% | $245,000 | |
Tjc Mortgage Inc
|
FHA | 1 | 1.5% | 100% | $165,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 1.5% | 100% | $95,000 | |
Lower, LLC
|
Conventional | 1 | 1.5% | 100% | $235,000 | |
Nexera Holding LLC
|
Conventional | 1 | 1.5% | 100% | $85,000 | |
The Mortgage Link, Inc.
|
FHA | 1 | 1.5% | 100% | $235,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Directions Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in South Rockwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Rockwood in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many South Rockwood, MI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 72.1 percent of home loans in South Rockwood, Michigan in 2025, banks 7.4 percent and credit unions 20.6 percent. Rocket Mortgage was the largest mortgage company, First Merchants Bank the largest bank and DFCU Financial the largest credit union. Among lenders headquartered in Michigan, DFCU Financial led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
By home loans closed in 2025, DFCU Financial was the largest mortgage lender in South Rockwood, Michigan with 3 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in South Rockwood, Michigan in 2025, led by United Wholesale Mortgage with 2. 2 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 11 credit unions closed home loans in South Rockwood, Michigan in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Rockwood, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Rockwood, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Rockwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.