Mortgage Lenders and Brokers in Skidway Lake, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Skidway Lake, Michigan mortgage lenders include Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Frankenmuth Credit UnionFrankenmuth Credit Union710 N Van Dyke Rd, Bad Axe, MI 48413A5.0 ★Texas Ratio: 8.18%, United Bay Community CUUnited Bay Community CU1309 N Lincoln St, Bay City, MI 48708 6172A5.0 ★Texas Ratio: 6.23%, Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Community FinancialCommunity Financial12483 State St, Atlanta, MI 49709, Dow Credit UnionDow Credit Union600 E Lyon Rd, Midland, MI 48640 5396, Credit Union OneCredit Union One2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, and Nicolet National BankNicolet National Bank468 N Ripley Blvd, Alpena, MI 49707A+5.0 ★Texas Ratio: 2.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Skidway Lake, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Skidway Lake are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Skidway Lake, Michigan
Market share is the lender's share of all home loans closed in Skidway Lake, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, FHA, HELOC | 9 +4 HELOCs |
10.6% | 52.9% | $99,444 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 6 +5 HELOCs |
7.1% | 77.8% | $123,333 | View |
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710 N Van Dyke Rd, Bad Axe, MI 48413 A5.0 ★Texas Ratio: 8.18% |
Conventional, USDA | 4 | 4.7% | 100% | $132,500 | View |
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1309 N Lincoln St, Bay City, MI 48708 6172 A5.0 ★Texas Ratio: 6.23% |
Conventional | 2 | 2.4% | 100% | $95,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $45,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 1 | 1.2% | 100% | $85,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional | 1 | 1.2% | 100% | $265,000 | |
Dow Credit Union
600 E Lyon Rd, Midland, MI 48640 5396 |
Conventional | 1 | 1.2% | 100% | $85,000 | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 1.2% | 66.7% | $15,000 | View |
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468 N Ripley Blvd, Alpena, MI 49707 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 1.2% | 100% | $85,000 | View |
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2936 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 1.2% | 100% | $15,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 1.2% | 100% | $75,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1.2% | 100% | $25,000 | View |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
FHA | 1 | 1.2% | 100% | $145,000 | View |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 15.3% | 81.2% | $141,923 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 5.9% | 83.3% | $117,000 | |
Staunton Financial Inc
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FHA, USDA | 4 | 4.7% | 80% | $132,500 | |
Mortgage 1 Incorporated
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Conventional | 2 | 2.4% | 100% | $170,000 | |
BLG Holdings, LLC
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Conventional, USDA | 2 | 2.4% | 100% | $190,000 | |
Great Lakes Federal Credit Uni
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Conventional | 1 | 1.2% | 100% | $95,000 | |
Legacy Mortgage
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FHA | 1 | 1.2% | 100% | $275,000 | |
Neighborhood Mortgage Solutions, LLC
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Conventional | 1 | 1.2% | 100% | $85,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 1.2% | 100% | $165,000 | |
Mortgage Center LC
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Conventional | 1 | 1.2% | 100% | $65,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
3.5% | 50% | $85,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 3.5% | 42.9% | $71,666 | |
Newrez LLC
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Conventional, VA | 2 | 2.4% | 66.7% | $150,000 | |
Guild Mortgage Company
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Conventional, VA | 2 | 2.4% | 66.7% | $245,000 | |
Das Acquisition Company, LLC
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Conventional, VA | 2 | 2.4% | 100% | $160,000 | |
New American Funding, LLC.
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Conventional | 2 | 2.4% | 66.7% | $100,000 | |
Panorama Mortgage Group, LLC
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Conventional | 1 | 1.2% | 100% | $235,000 | |
Gvc Mortgage, Inc.
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FHA | 1 | 1.2% | 100% | $115,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.2% | 100% | $195,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.2% | 100% | $75,000 | |
New Day Financial, LLC.
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VA | 1 | 1.2% | 100% | $165,000 | |
Mortgage300 Corporation
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VA | 1 | 1.2% | 100% | $135,000 | |
Mortgage Research Center
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VA | 1 | 1.2% | 33.3% | $195,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.2% | 50% | $95,000 | |
Navy Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $85,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Skidway Lake Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Skidway Lake, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Skidway Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Skidway Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Skidway Lake, MI
Use these to narrow the list above. Each category shows how many Skidway Lake, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Skidway Lake, MI
Independent mortgage companies closed 60 percent of home loans in Skidway Lake, Michigan in 2025, banks 23.5 percent and credit unions 16.5 percent. Rocket Mortgage was the largest mortgage company, Mercantile Bank the largest bank and Frankenmuth Credit Union the largest credit union. Among lenders headquartered in Michigan, Mercantile Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Skidway Lake, MI
By home loans closed in 2025, Mercantile Bank was the largest mortgage lender in Skidway Lake, Michigan with 9 loans, about 10.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Skidway Lake, Michigan in 2025, led by Staunton Financial Inc with 3. 8 lenders closed VA loans, led by Rocket Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 10 credit unions closed home loans in Skidway Lake, Michigan in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Skidway Lake, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Skidway Lake, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Skidway Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
