Ravenna, Michigan mortgage lenders include ChoiceOne BankChoiceOne Bank3069 S Slocum Rd, Ravenna, MI 49451A+5.0 ★Texas Ratio: 5.45%, Lake Michigan Credit UnionLake Michigan Credit Union12409 Stafford Rd, Ravenna, MI 49451, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Towne Mortgage CompanyTowne Mortgage Company2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Comerica BankComerica Bank101 N Main St Ste 100, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 4.14%, Community Choice Credit UnionCommunity Choice Credit Union39440 W 14 Mile Rd, Commerce Township, MI 48390 3907A+5.0 ★Texas Ratio: 5.61%, Adventure Credit UnionAdventure Credit Union14049 Lindsey Pvt Ln, Dewitt, MI 48820A+5.0 ★Texas Ratio: 4.17%, and Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ravenna, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ravenna are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Ravenna, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Ravenna 3069 S Slocum Rd, Ravenna, MI 49451 A+5.0 ★Texas Ratio: 5.45% |
Conventional, FHA | 13 | 9.2% | 87.5% | $154,230 | View |
Lake Michigan Credit Union
12409 Stafford Rd, Ravenna, MI 49451 |
Conventional, FHA, HELOC | 28 +29 HELOCs |
19.9% | 93.3% | $269,285 | |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 8 +9 HELOCs |
5.7% | 80% | $235,000 | View |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 4 | 2.8% | 100% | $202,500 | View |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 3 +4 HELOCs |
2.1% | 42.9% | $291,666 | View |
|
6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 2 +2 HELOCs |
1.4% | 66.7% | $165,000 | View |
|
101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
1.4% | 100% | $190,000 | View |
|
39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $115,000 | View |
|
14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 2 | 1.4% | 100% | $100,000 | View |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $385,000 | View |
|
1888 E Sherman Blvd, Muskegon, MI 49444 1822 A5.0 ★Texas Ratio: 8.29% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $185,000 | View |
|
501 Main St, Frankfort, MI 49635 A5.0 ★Texas Ratio: 10.41% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,895,000 | View |
|
1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 1 | 0.7% | 100% | $665,000 | View |
|
3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
|
1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.7% | 100% | $15,000 | View |
|
379 S Old Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $355,000 | View |
|
2222 Holton Road, Dalton Township, MI 49445 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 0.7% | 100% | $25,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage 1 Incorporated
|
Conventional, FHA | 13 | 9.2% | 100% | $281,153 | |
Rocket Mortgage
|
Conventional, FHA, VA | 12 | 8.5% | 85.7% | $190,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 6 | 4.3% | 100% | $276,666 | |
VanDyk Mortgage Corporation
|
Conventional, FHA | 4 | 2.8% | 100% | $260,000 | |
Northern Mortgage Services, LLC
|
Conventional | 1 | 0.7% | 100% | $295,000 | |
Msu Federal Credit Union
|
Conventional | 1 | 0.7% | 100% | $225,000 | |
Success Mortgage Partners, Inc
|
FHA | 1 | 0.7% | 100% | $245,000 | |
Mortgage Center LC
|
Conventional | 1 | 0.7% | 100% | $585,000 | |
T2 Financial LLC
|
Conventional | 3 | 2.1% | 100% | $165,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $125,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 1.4% | 100% | $140,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 1.4% | 100% | $235,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, VA | 2 | 1.4% | 100% | $290,000 | |
Leaderone Financial Corp.
|
Conventional | 2 | 1.4% | 100% | $200,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.7% | 50% | $255,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $225,000 | |
Gvc Mortgage, Inc.
|
Conventional | 1 | 0.7% | 100% | $255,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $175,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 0.7% | 100% | $245,000 | |
Discover Bank
|
Conventional | 1 | 0.7% | 100% | $65,000 | |
American Financing Corporation
|
FHA | 1 | 0.7% | 100% | $165,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.7% | 50% | $205,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
Nationstar Mortgage
|
VA | 1 | 0.7% | 100% | $155,000 | |
Mortgage Research Center
|
VA | 1 | 0.7% | 33.3% | $295,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.7% | 100% | $155,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 0.7% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
Champions Funding, LLC
|
Conventional | 1 | 0.7% | 100% | $355,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Ravenna? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ravenna in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Ravenna, MI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 47.5 percent of home loans in Ravenna, Michigan in 2025, banks 24.8 percent and credit unions 27.7 percent. Towne Mortgage Company was the largest mortgage company, ChoiceOne Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, ChoiceOne Bank led with 13 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
By home loans closed in 2025, ChoiceOne Bank was the largest mortgage lender in Ravenna, Michigan with 13 loans, about 9.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Ravenna, Michigan in 2025, led by VanDyk Mortgage Corporation with 2. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 9 credit unions closed home loans in Ravenna, Michigan in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ravenna, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ravenna, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ravenna. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.