Mortgage Lenders and Brokers in Pleasant Ridge, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pleasant Ridge, Michigan mortgage lenders include Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%, First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, First Merchants BankFirst Merchants Bank3930 S State Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.12%, Credit Union OneCredit Union One2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, PNC Bank N.A.PNC Bank N.A.855 Marshall St, Allegan, MI 49010A+5.0 ★Texas Ratio: 4.24%, and Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pleasant Ridge, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pleasant Ridge are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pleasant Ridge, Michigan
Market share is the lender's share of all home loans closed in Pleasant Ridge, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
3.1% | 100% | $430,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 2 | 3.1% | 100% | $285,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 2 | 3.1% | 100% | $610,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 2 | 3.1% | 100% | $480,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 2 | 3.1% | 100% | $315,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 1 +6 HELOCs |
1.5% | 100% | $15,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 1 +4 HELOCs |
1.5% | 100% | $105,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +2 HELOCs |
1.5% | 100% | $675,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
1.5% | 100% | $405,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $695,000 | |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.5% | 100% | $595,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
FHA | 1 | 1.5% | 100% | $265,000 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 1 | 1.5% | 100% | $185,000 | View |
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3501 Hamlin Rd, Auburn Hills, MI 48326 A+5.0 ★Texas Ratio: 0.54% |
Conventional | 1 | 1.5% | 100% | $325,000 | View |
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4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 1 | 1.5% | 100% | $75,000 | View |
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625 N Main St, Clawson, MI 48017 1529 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.5% | 100% | $45,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 1.5% | 100% | $155,000 | View |
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24028 Woodward Ave, Pleasant Ridge, MI 48069 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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24028 Woodward Ave, Pleasant Ridge, MI 48069 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional | 12 | 18.5% | 100% | $187,500 | |
United Wholesale Mortgage
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Conventional | 10 | 15.4% | 100% | $557,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 1.5% | 100% | $455,000 | |
Ross Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $465,000 | |
BLG Holdings, LLC
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Conventional | 1 | 1.5% | 100% | $315,000 | |
Msu Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
CrossCountry Mortgage, LLC
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Conventional | 2 | 3.1% | 100% | $370,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 1.5% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.5% | 100% | $245,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.5% | 100% | $355,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.5% | 100% | $215,000 | |
Newrez LLC
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Conventional | 1 | 1.5% | 50% | $185,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $275,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.5% | 100% | $595,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 1.5% | 100% | $345,000 | |
Provident Funding Associates
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Conventional | 1 | 1.5% | 100% | $385,000 | |
Baxter Credit Union
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Conventional | 1 | 1.5% | 100% | $295,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.5% | 100% | $55,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $425,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 1 | 1.5% | 100% | $1,405,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.5% | 100% | $45,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 1.5% | 100% | $735,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1.5% | 100% | $335,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pleasant Ridge Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pleasant Ridge, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Pleasant Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pleasant Ridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pleasant Ridge, MI
Use these to narrow the list above. Each category shows how many Pleasant Ridge, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Pleasant Ridge, MI
Independent mortgage companies closed 63.1 percent of home loans in Pleasant Ridge, Michigan in 2025, banks 23.1 percent and credit unions 13.8 percent. Rocket Mortgage was the largest mortgage company, Bank of America NA the largest bank and Credit Union One the largest credit union. Among lenders headquartered in Michigan, First State Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pleasant Ridge, MI
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Pleasant Ridge, Michigan with 2 loans, about 3.1 percent of the market. The largest lender headquartered in Michigan was First State Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Pleasant Ridge, Michigan in 2025, led by Michigan First Credit Union with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 12 credit unions closed home loans in Pleasant Ridge, Michigan in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pleasant Ridge, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pleasant Ridge, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pleasant Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
