Mortgage Lenders and Brokers in Muskegon Heights, Michigan
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Muskegon Heights, Michigan mortgage lenders include Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Fifth Third Bank, National AssociationFifth Third Bank, National Association2730 Sanford St, Muskegon Heights, MI 49444A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Towne Mortgage CompanyTowne Mortgage Company2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, Route 31 Federal Credit UnionRoute 31 Federal Credit Union715 Terrace St, Muskegon, MI 49440A+5.0 ★Texas Ratio: 1.80%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Michigan First Credit UnionMichigan First Credit Union20645 Gibraltar Rd, Brownstown Twp, MI 48183A+5.0 ★Texas Ratio: 4.92%, Family Financial Credit UnionFamily Financial Credit Union4075 W Polk Rd, Hart, MI 49420 8177A+5.0 ★Texas Ratio: 4.26%, and The Shelby State BankThe Shelby State Bank2222 Holton Road, Dalton Township, MI 49445A+5.0 ★Texas Ratio: 0.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Muskegon Heights, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Muskegon Heights are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Muskegon Heights, Michigan
Market share is the lender's share of all home loans closed in Muskegon Heights, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, HELOC | 10 +1 HELOCs |
8.3% | 83.3% | $103,000 | |
|
2730 Sanford St, Muskegon Heights, MI 49444 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 9 +4 HELOCs |
7.4% | 64.3% | $66,111 | View |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 4 +8 HELOCs |
3.3% | 66.7% | $70,000 | View |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, FHA | 4 | 3.3% | 100% | $85,000 | View |
|
715 Terrace St, Muskegon, MI 49440 A+5.0 ★Texas Ratio: 1.80% |
Conventional | 3 | 2.5% | 60% | $41,666 | View |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, FHA | 3 | 2.5% | 100% | $48,333 | View |
|
6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 3 | 2.5% | 75% | $68,333 | View |
|
20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
FHA | 2 | 1.7% | 66.7% | $110,000 | View |
|
4075 W Polk Rd, Hart, MI 49420 8177 A+5.0 ★Texas Ratio: 4.26% |
Conventional | 2 | 1.7% | 66.7% | $60,000 | View |
|
2222 Holton Road, Dalton Township, MI 49445 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 2 | 1.7% | 100% | $45,000 | View |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.8% | 100% | $95,000 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 1 | 0.8% | 100% | $115,000 | View |
|
3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
FHA | 1 | 0.8% | 100% | $75,000 | View |
|
508 State St, Fremont, MI 49412 A+5.0 ★Texas Ratio: 4.59% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 1 | 0.8% | 100% | $55,000 | |
|
144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 0.8% | 100% | $95,000 | View |
|
2730 Sanford St, Muskegon Heights, MI 49444 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1888 E Sherman Blvd, Muskegon, MI 49444 1822 A5.0 ★Texas Ratio: 8.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 11 | 9.1% | 78.6% | $104,090 | |
Mortgage 1 Incorporated
|
Conventional, FHA | 11 | 9.1% | 91.7% | $104,090 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 10 | 8.3% | 84.6% | $131,000 | |
VanDyk Mortgage Corporation
|
Conventional, FHA | 8 | 6.6% | 88.9% | $122,500 | |
Success Mortgage Partners, Inc
|
Conventional, FHA | 4 | 3.3% | 100% | $60,000 | |
Top Flite Financial, Inc.
|
FHA | 2 | 1.7% | 100% | $135,000 | |
Legacy Mortgage
|
FHA | 1 | 0.8% | 100% | $85,000 | |
T2 Financial LLC
|
FHA, VA | 5 | 4.1% | 100% | $125,000 | |
loanDepot.com LLC
|
Conventional, FHA | 2 | 1.7% | 66.7% | $55,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 1.7% | 100% | $40,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 1.7% | 100% | $40,000 | |
New American Funding, LLC.
|
Conventional | 2 | 1.7% | 66.7% | $65,000 | |
Fairway Independent Mort Corp
|
Conventional | 2 | 1.7% | 100% | $65,000 | |
Ruoff Mortgage Company
|
Conventional | 1 | 0.8% | 100% | $135,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.8% | 100% | $125,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.8% | 100% | $45,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.8% | 100% | $105,000 | |
Newrez LLC
|
VA | 1 | 0.8% | 25% | $145,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $95,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.8% | 100% | $95,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.8% | 100% | $135,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.8% | 100% | $125,000 | |
Leaderone Financial Corp.
|
FHA | 1 | 0.8% | 50% | $115,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Muskegon Heights Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Muskegon Heights, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Muskegon Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Muskegon Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Muskegon Heights, MI
Use these to narrow the list above. Each category shows how many Muskegon Heights, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Muskegon Heights, MI
Independent mortgage companies closed 63.6 percent of home loans in Muskegon Heights, Michigan in 2025, banks 19 percent and credit unions 17.4 percent. Towne Mortgage Company was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Muskegon Heights, MI
By home loans closed in 2025, Lake Michigan Credit Union was the largest mortgage lender in Muskegon Heights, Michigan with 10 loans, about 8.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Muskegon Heights, Michigan in 2025, led by Mortgage 1 Incorporated with 8. 5 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 7 credit unions closed home loans in Muskegon Heights, Michigan in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Muskegon Heights, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Muskegon Heights, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Muskegon Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
