Mortgage Lenders and Brokers in Mount Morris, Michigan
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Mount Morris, Michigan mortgage lenders include ELGA Credit UnionELGA Credit Union1479 Straits Dr, Bay City, MI 48706A+5.0 ★Texas Ratio: 4.72%, Dort Financial Credit UnionDort Financial Credit Union5750 Baypointe Blvd, Clarkston, MI 48346 3192A+5.0 ★Texas Ratio: 4.06%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, Sovita Credit UnionSovita Credit Union5399 E Court St N, Burton, MI 48509A+5.0 ★Texas Ratio: 0.45%, Michigan First Credit UnionMichigan First Credit Union20645 Gibraltar Rd, Brownstown Twp, MI 48183A+5.0 ★Texas Ratio: 4.92%, Tri-County BankTri-County Bank4511 Van Dyke Rd, Almont, MI 48003A5.0 ★Texas Ratio: 8.17%, and Towne Mortgage CompanyTowne Mortgage Company2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Morris, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Morris are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Morris, Michigan
Market share is the lender's share of all home loans closed in Mount Morris, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 5 | 8.5% | 83.3% | $35,000 | View |
|
5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
3.4% | 66.7% | $55,000 | View |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 3.4% | 100% | $95,000 | View |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA | 2 | 3.4% | 100% | $160,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 2 | 3.4% | 100% | $140,000 | |
|
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 1.7% | 100% | $125,000 | View |
|
5399 E Court St N, Burton, MI 48509 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 1.7% | 100% | $45,000 | View |
|
20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
FHA | 1 | 1.7% | 100% | $165,000 | View |
|
4511 Van Dyke Rd, Almont, MI 48003 A5.0 ★Texas Ratio: 8.17% |
Conventional | 1 | 1.7% | 100% | $865,000 | View |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
FHA | 1 | 1.7% | 100% | $155,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.7% | 100% | $85,000 | View |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 10 | 16.9% | 71.4% | $135,000 | |
Legacy Mortgage
|
Conventional, FHA | 7 | 11.9% | 100% | $113,571 | |
United Wholesale Mortgage
|
Conventional, VA | 4 | 6.8% | 80% | $107,500 | |
BLG Holdings, LLC
|
FHA | 2 | 3.4% | 100% | $130,000 | |
Mortgage 1 Incorporated
|
Conventional | 1 | 1.7% | 100% | $235,000 | |
Staunton Financial Inc
|
Conventional | 1 | 1.7% | 100% | $175,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 4 | 6.8% | 100% | $190,000 | |
Mortgage300 Corporation
|
FHA, USDA | 3 | 5.1% | 75% | $151,666 | |
loanDepot.com LLC
|
Conventional, HELOC | 1 +1 HELOCs |
1.7% | 100% | $75,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
USDA | 1 | 1.7% | 100% | $105,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 1.7% | 100% | $155,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 1.7% | 33.3% | $95,000 | |
Das Acquisition Company, LLC
|
USDA | 1 | 1.7% | 100% | $135,000 | |
Click n' Close, Inc.
|
USDA | 1 | 1.7% | 100% | $155,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 1.7% | 100% | $105,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.7% | 50% | $55,000 |
Mount Morris Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Morris, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Mount Morris? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Morris in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Morris, MI
Use these to narrow the list above. Each category shows how many Mount Morris, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Morris, MI
Independent mortgage companies closed 69.5 percent of home loans in Mount Morris, Michigan in 2025, banks 10.2 percent and credit unions 20.3 percent. Towne Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and ELGA Credit Union the largest credit union. Among lenders headquartered in Michigan, ELGA Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Morris, MI
By home loans closed in 2025, ELGA Credit Union was the largest mortgage lender in Mount Morris, Michigan with 5 loans, about 8.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Mount Morris, Michigan in 2025, led by Rocket Mortgage with 4. 4 lenders closed VA loans, led by Freedom Mortgage Corporation, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 7 credit unions closed home loans in Mount Morris, Michigan in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Morris, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Morris, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Morris. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
