Mortgage Lenders and Brokers in Lake Orion, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Orion, Michigan mortgage lenders include Citizens Bank, NACitizens Bank, NA1376b S Lapeer Rd, Lake Orion, MI 48360A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.88 W Flint St, Lake Orion, MI 48362A+5.0 ★Texas Ratio: 4.24%, Huntington National BankHuntington National Bank471 S Broadway St, Lake Orion, MI 48362A+5.0 ★Texas Ratio: 3.66%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3515 S Baldwin Rd, Lake Orion, MI 48359A+5.0 ★Texas Ratio: 3.68%, Superior National BankSuperior National Bank201 S Superior Ave, Baraga, MI 49908A+5.0 ★Texas Ratio: 4.32%, First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%, Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, and United Federal Credit UnionUnited Federal Credit Union1026 W Midland Rd, AUBURN, MI 48611A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Orion, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Orion are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Orion, Michigan
Market share is the lender's share of all home loans closed in Lake Orion, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lake Orion 1376b S Lapeer Rd, Lake Orion, MI 48360 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
1.6% | 100% | $205,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Lake Orion 88 W Flint St, Lake Orion, MI 48362 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1 office in Lake Orion 471 S Broadway St, Lake Orion, MI 48362 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 7 +3 HELOCs |
11.3% | 87.5% | $139,285 | View |
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3515 S Baldwin Rd, Lake Orion, MI 48359 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 3.2% | 100% | $115,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 2 | 3.2% | 100% | $185,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 1.6% | 100% | $55,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 1.6% | 100% | $45,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.6% | 50% | $215,000 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.6% | 100% | $665,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 1 | 1.6% | 100% | $805,000 | |
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706 |
Conventional | 1 | 1.6% | 100% | $155,000 | |
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831 BROWN RD, LAKE ORION, MI 48359 A+5.0 ★Texas Ratio: 4.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, HELOC | 12 +2 HELOCs |
19.4% | 100% | $318,333 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 11.3% | 90% | $292,142 | |
Staunton Financial Inc
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Conventional | 2 | 3.2% | 100% | $345,000 | |
Msu Federal Credit Union
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Conventional | 1 | 1.6% | 100% | $205,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 1.6% | 100% | $185,000 | |
Ross Mortgage Corporation
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Conventional | 1 | 1.6% | 100% | $185,000 | |
Union Home Mortgage Corp.
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Conventional | 4 | 6.5% | 100% | $260,000 | |
The Loan Store, Inc
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Conventional | 3 | 4.8% | 100% | $651,666 | |
American Financial Resources LLC
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Conventional | 2 | 3.2% | 100% | $415,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 3.2% | 100% | $230,000 | |
Diamond Residential Mtg Corp
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Conventional | 2 | 3.2% | 100% | $240,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 1.6% | 100% | $225,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.6% | 100% | $105,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.6% | 100% | $245,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 1.6% | 100% | $335,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.6% | 33.3% | $105,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.6% | 100% | $305,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.6% | 50% | $145,000 |
Lake Orion Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Orion, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Lake Orion? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Orion in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Orion, MI
Use these to narrow the list above. Each category shows how many Lake Orion, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Orion, MI
Independent mortgage companies closed 67.7 percent of home loans in Lake Orion, Michigan in 2025, banks 12.9 percent and credit unions 19.4 percent. United Wholesale Mortgage was the largest mortgage company, Citizens Bank, NA the largest bank and Genisys Credit Union the largest credit union. Among lenders headquartered in Michigan, Genisys Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Orion, MI
By home loans closed in 2025, Citizens Bank, NA was the largest mortgage lender in Lake Orion, Michigan with 1 loans, about 1.6 percent of the market. The largest lender headquartered in Michigan was Genisys Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Lake Orion, Michigan in 2025, led by Rocket Mortgage with 3. 1 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 9 credit unions closed home loans in Lake Orion, Michigan in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Orion, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Orion, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Orion. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
