Mortgage Lenders and Brokers in Fruitport, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fruitport, Michigan mortgage lenders include Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Dow Credit UnionDow Credit Union600 E Lyon Rd, Midland, MI 48640 5396, Adventure Credit UnionAdventure Credit Union14049 Lindsey Pvt Ln, Dewitt, MI 48820A+5.0 ★Texas Ratio: 4.17%, ChoiceOne BankChoiceOne Bank5515 Van Dyke Rd, Almont, MI 48003A+5.0 ★Texas Ratio: 5.45%, and First National Bank of AmericaFirst National Bank of America241 E Saginaw St, East Lansing, MI 48823B-4.3 ★Texas Ratio: 23.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fruitport, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fruitport are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fruitport, Michigan
Market share is the lender's share of all home loans closed in Fruitport, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, VA, HELOC | 41 +22 HELOCs |
27% | 87.2% | $216,463 | |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 8 +15 HELOCs |
5.3% | 66.7% | $153,750 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 5 +5 HELOCs |
3.3% | 75% | $221,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 5 +3 HELOCs |
3.3% | 100% | $279,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2.6% | 100% | $335,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, HELOC | 3 +1 HELOCs |
2% | 100% | $338,333 | View |
Dow Credit Union
600 E Lyon Rd, Midland, MI 48640 5396 |
Conventional | 1 | 0.7% | 100% | $365,000 | |
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14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.7% | 50% | $345,000 | View |
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241 E Saginaw St, East Lansing, MI 48823 B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
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2222 Holton Road, Dalton Township, MI 49445 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
4Front Credit Union
515 E Cayuga St, Bellaire, MI 49615 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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1888 E Sherman Blvd, Muskegon, MI 49444 1822 A5.0 ★Texas Ratio: 8.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, VA | 11 | 7.2% | 92.3% | $304,090 | |
Rocket Mortgage
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Conventional, VA | 11 | 7.2% | 100% | $187,727 | |
Mortgage 1 Incorporated
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Conventional, FHA, VA | 11 | 7.2% | 92.9% | $256,818 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 7 | 4.6% | 100% | $336,428 | |
Northern Mortgage Services, LLC
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Conventional, FHA | 2 | 1.3% | 100% | $280,000 | |
GreenStone Farm Credit Services
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Conventional | 2 | 1.3% | 100% | $510,000 | |
Lakeview Loan Servicing, LLC
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FHA | 3 | 2% | 100% | $238,333 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 2% | 100% | $268,333 | |
T2 Financial LLC
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Conventional, FHA | 3 | 2% | 100% | $238,333 | |
New American Funding, LLC.
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Conventional, VA | 3 | 2% | 75% | $298,333 | |
CrossCountry Mortgage, LLC
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FHA, VA | 2 | 1.3% | 66.7% | $220,000 | |
Navy Federal Credit Union
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VA | 2 | 1.3% | 50% | $395,000 | |
Ruoff Mortgage Company
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FHA | 1 | 0.7% | 100% | $415,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Royal United Mortgage LLC
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FHA | 1 | 0.7% | 100% | $135,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.7% | 100% | $285,000 | |
Newrez LLC
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VA | 1 | 0.7% | 100% | $465,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.7% | 100% | $345,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.7% | 100% | $135,000 | |
Union Home Mortgage Corp.
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USDA | 1 | 0.7% | 100% | $245,000 | |
Weichert Financial Services
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VA | 1 | 0.7% | 100% | $435,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Hometown Equity Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $255,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $45,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 33.3% | $395,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.7% | 100% | $645,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 33.3% | $565,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.7% | 100% | $205,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fruitport Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fruitport, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Fruitport? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fruitport in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fruitport, MI
Use these to narrow the list above. Each category shows how many Fruitport, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Fruitport, MI
Independent mortgage companies closed 50.7 percent of home loans in Fruitport, Michigan in 2025, banks 16.4 percent and credit unions 32.9 percent. United Wholesale Mortgage was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 41 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fruitport, MI
By home loans closed in 2025, Lake Michigan Credit Union was the largest mortgage lender in Fruitport, Michigan with 41 loans, about 27 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Fruitport, Michigan in 2025, led by Lakeview Loan Servicing, LLC with 3. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 8 credit unions closed home loans in Fruitport, Michigan in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fruitport, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fruitport, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fruitport. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
