Mortgage Lenders and Brokers in Fremont, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fremont, Michigan mortgage lenders include Gerber Federal Credit UnionGerber Federal Credit Union508 State St, Fremont, MI 49412A+5.0 ★Texas Ratio: 4.59%, ChoiceOne BankChoiceOne Bank1423 W Main St, Fremont, MI 49412A+5.0 ★Texas Ratio: 5.45%, Huntington National BankHuntington National Bank2 W Main St, Fremont, MI 49412A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association55 W Main St, Fremont, MI 49412A+5.0 ★Texas Ratio: 3.22%, Horizon BankHorizon Bank211 W Main St, Fremont, MI 49412A+5.0 ★Texas Ratio: 4.40%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Northpointe BankNorthpointe Bank3333 Deposit Dr Ne, Grand Rapids, MI 49546A5.0 ★Texas Ratio: 8.47%, and Compass Credit UnionCompass Credit Union115 S Stone Rd, Fremont, MI 49412A+5.0 ★Texas Ratio: 2.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fremont, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fremont are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fremont, Michigan
Market share is the lender's share of all home loans closed in Fremont, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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508 State St, Fremont, MI 49412 A+5.0 ★Texas Ratio: 4.59% |
Conventional | 46 | 20.4% | 88.5% | $106,739 | View |
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1 office in Fremont 1423 W Main St, Fremont, MI 49412 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 21 | 9.3% | 84% | $133,095 | View |
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2 offices in Fremont 2 W Main St, Fremont, MI 49412 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, Jumbo, HELOC | 14 +17 HELOCs |
6.2% | 77.8% | $268,571 | View |
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1 office in Fremont 55 W Main St, Fremont, MI 49412 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 8 +6 HELOCs |
3.6% | 61.5% | $190,000 | View |
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1 office in Fremont 211 W Main St, Fremont, MI 49412 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $115,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, HELOC | 18 +3 HELOCs |
8% | 100% | $205,000 | |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, FHA, HELOC | 7 +2 HELOCs |
3.1% | 100% | $232,142 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 100% | $205,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 0.9% | 100% | $205,000 | View |
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115 S Stone Rd, Fremont, MI 49412 A+5.0 ★Texas Ratio: 2.43% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $45,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $75,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $245,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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4075 W Polk Rd, Hart, MI 49420 8177 A+5.0 ★Texas Ratio: 4.26% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
Rocket Mortgage
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Conventional, FHA | 12 | 5.3% | 65% | $192,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 4.4% | 90.9% | $221,000 | |
Mortgage 1 Incorporated
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Conventional, FHA | 4 | 1.8% | 100% | $225,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 3 | 1.3% | 60% | $115,000 | |
Neighborhood Mortgage Solutions, LLC
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Conventional | 2 | 0.9% | 66.7% | $175,000 | |
VanDyk Mortgage Corporation
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Conventional | 2 | 0.9% | 100% | $225,000 | |
Northern Mortgage Services, LLC
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Legacy Mortgage
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FHA | 1 | 0.4% | 100% | $215,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 3.6% | 100% | $198,750 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 2.7% | 85.7% | $235,000 | |
American Financial Resources LLC
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FHA | 4 | 1.8% | 100% | $215,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 4 | 1.8% | 100% | $165,000 | |
Mortgage Research Center
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VA | 4 | 1.8% | 57.1% | $352,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $198,333 | |
Newrez LLC
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VA | 2 | 0.9% | 100% | $335,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.9% | 66.7% | $55,000 | |
T2 Financial LLC
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Conventional | 2 | 0.9% | 100% | $220,000 | |
Village Capital & Investment
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VA | 2 | 0.9% | 100% | $290,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Everett Financial, Inc.
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VA | 1 | 0.4% | 100% | $225,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.4% | 25% | $55,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $375,000 | |
United Trust Bank
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.4% | 100% | $185,000 | |
Coast One Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Evergreen Bank Group
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 50% | $115,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 33.3% | $105,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 50% | $195,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.4% | 100% | $215,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $85,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 100% | $265,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Navy Federal Credit Union
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VA | 1 | 0.4% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 100% | $85,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 33.3% | $35,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.4% | 100% | $35,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chartway FCU
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fremont Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fremont, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Fremont? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fremont in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fremont, MI
Use these to narrow the list above. Each category shows how many Fremont, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Fremont, MI
Independent mortgage companies closed 40.9 percent of home loans in Fremont, Michigan in 2025, banks 28.4 percent and credit unions 30.7 percent. Rocket Mortgage was the largest mortgage company, ChoiceOne Bank the largest bank and Gerber Federal Credit Union the largest credit union. Among lenders headquartered in Michigan, Gerber Federal Credit Union led with 46 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fremont, MI
By home loans closed in 2025, Gerber Federal Credit Union was the largest mortgage lender in Fremont, Michigan with 46 loans, about 20.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Fremont, Michigan in 2025, led by Rocket Mortgage with 5. 9 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 8 credit unions closed home loans in Fremont, Michigan in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fremont, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fremont, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fremont. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
