Davison, Michigan mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1121 S State Rd, Davison, MI 48423A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank727 S State Rd, Davison, MI 48423A+5.0 ★Texas Ratio: 3.66%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, ELGA Credit UnionELGA Credit Union8415 Davison Rd, Davison, MI 48423A+5.0 ★Texas Ratio: 4.72%, Financial Plus Credit UnionFinancial Plus Credit Union8075 Lapeer Rd, Davison, MI 48423 2529, Dort Financial Credit UnionDort Financial Credit Union1441 S State Rd, DAVISON, MI 48423 1911A+5.0 ★Texas Ratio: 4.06%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, and PNC Bank N.A.PNC Bank N.A.855 Marshall St, Allegan, MI 49010A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Davison, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Davison are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Davison, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Davison 1121 S State Rd, Davison, MI 48423 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.7% | 100% | $165,000 | View |
|
1 office in Davison 727 S State Rd, Davison, MI 48423 A+5.0 ★Texas Ratio: 3.66% |
FHA, HELOC | 1 +2 HELOCs |
0.9% | 100% | $335,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 8 | 6.9% | 100% | $213,750 | |
|
8415 Davison Rd, Davison, MI 48423 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 5 | 4.3% | 75% | $71,000 | View |
Financial Plus Credit Union
8075 Lapeer Rd, Davison, MI 48423 2529 |
Conventional | 4 | 3.4% | 80% | $80,000 | |
|
1441 S State Rd, DAVISON, MI 48423 1911 A+5.0 ★Texas Ratio: 4.06% |
Conventional, HELOC | 3 +3 HELOCs |
2.6% | 100% | $31,666 | View |
|
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 2 +2 HELOCs |
1.7% | 100% | $160,000 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 2 | 1.7% | 100% | $185,000 | View |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 1.7% | 100% | $95,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $195,000 | View |
|
53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
VA | 1 | 0.9% | 100% | $245,000 | View |
|
5399 E Court St N, Burton, MI 48509 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 0.9% | 100% | $45,000 | View |
|
2230 S Center Rd, Burton, MI 48519 A+5.0 ★Texas Ratio: 5.96% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
|
131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
|
2936 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.9% | 100% | $75,000 | View |
|
5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.9% | 100% | $95,000 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 16 | 13.8% | 94.1% | $193,750 | |
Rocket Mortgage
|
Conventional, FHA, VA | 14 | 12.1% | 88.2% | $164,285 | |
Legacy Mortgage
|
Conventional, FHA | 9 | 7.8% | 100% | $196,111 | |
Mortgage 1 Incorporated
|
Conventional, FHA | 3 | 2.6% | 100% | $211,666 | |
Michigan Mutual, Inc
|
Conventional, FHA | 2 | 1.7% | 100% | $110,000 | |
BLG Holdings, LLC
|
Conventional, FHA | 2 | 1.7% | 100% | $200,000 | |
Ross Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $165,000 | |
Msu Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mortgage300 Corporation
|
Conventional, FHA | 7 | 6% | 100% | $222,142 | |
Das Acquisition Company, LLC
|
Conventional, FHA | 3 | 2.6% | 100% | $215,000 | |
American Financial Resources LLC
|
FHA | 2 | 1.7% | 100% | $260,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 1.7% | 100% | $195,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 1.7% | 100% | $135,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 1.7% | 100% | $145,000 | |
Diamond Residential Mtg Corp
|
FHA, USDA | 2 | 1.7% | 100% | $165,000 | |
New American Funding, LLC.
|
FHA | 2 | 1.7% | 100% | $195,000 | |
Cornerstone First Mortgage, LLC
|
FHA | 1 | 0.9% | 100% | $115,000 | |
Premier Mortgage Resources, LLC
|
FHA | 1 | 0.9% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.9% | 100% | $255,000 | |
Newrez LLC
|
Conventional | 1 | 0.9% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.9% | 100% | $345,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.9% | 100% | $305,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.9% | 100% | $215,000 | |
Mortgage Research Center
|
VA | 1 | 0.9% | 50% | $205,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
Village Capital & Investment
|
VA | 1 | 0.9% | 100% | $335,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Davison? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Davison in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Davison, MI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 67.2 percent of home loans in Davison, Michigan in 2025, banks 10.3 percent and credit unions 22.4 percent. United Wholesale Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 8 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Davison, Michigan with 2 loans, about 1.7 percent of the market. The largest lender headquartered in Michigan was Lake Michigan Credit Union with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Davison, Michigan in 2025, led by United Wholesale Mortgage with 5. 6 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 10 credit unions closed home loans in Davison, Michigan in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Davison, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Davison, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Davison. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.