MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Coleman, Michigan

Coleman, Michigan mortgage lenders include Members First Credit UnionMembers First Credit Union650 W 5th St, Clare, MI 48617A+5.0 ★Texas Ratio: 4.54%, Isabella BankIsabella Bank240 E Northern Ave, Barryton, MI 49305A+5.0 ★Texas Ratio: 4.10%, Dow Credit UnionDow Credit Union600 E Lyon Rd, Midland, MI 48640 5396, United Bay Community CUUnited Bay Community CU375 E Railway St, Coleman, MI 48618A5.0 ★Texas Ratio: 6.23%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%, Jolt Credit UnionJolt Credit Union915 S Euclid Ave, Bay City, MI 48706A+5.0 ★Texas Ratio: 2.11%, Lake Trust Credit UnionLake Trust Credit Union2222 Packard St, Ann Arbor, MI 48104 6368A5.0 ★Texas Ratio: 6.91%, and Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Coleman, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Coleman are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Coleman, Michigan

Market share is the lender's share of all home loans closed in Coleman, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
650 W 5th St, Clare, MI 48617
A+5.0 ★Texas Ratio: 4.54%
Conventional 7 8% 100% $150,714 View
240 E Northern Ave, Barryton, MI 49305
A+5.0 ★Texas Ratio: 4.10%
Conventional, HELOC 5
+1 HELOCs
5.7% 83.3% $253,000 View
Dow Credit Union
600 E Lyon Rd, Midland, MI 48640 5396
Conventional 5 5.7% 83.3% $181,000
375 E Railway St, Coleman, MI 48618
A5.0 ★Texas Ratio: 6.23%
Conventional 5 5.7% 100% $151,000 View
202 W Maumee St, Adrian, MI 49221
A+5.0 ★Texas Ratio: 3.66%
Conventional, FHA, HELOC 4
+4 HELOCs
4.6% 66.7% $117,500 View
2469 Cedar Street, Delhi Township, MI 48842
A-4.9 ★Texas Ratio: 16.59%
Conventional 3 3.4% 100% $321,666 View
53950 Gratiot Ave, Chesterfield, MI 48051
A5.0 ★Texas Ratio: 6.84%
Conventional 1 1.1% 100% $335,000 View
915 S Euclid Ave, Bay City, MI 48706
A+5.0 ★Texas Ratio: 2.11%
Conventional 1 1.1% 100% $295,000 View
★ 1 stars, 1 review
2222 Packard St, Ann Arbor, MI 48104 6368
A5.0 ★Texas Ratio: 6.91%
Conventional 1 1.1% 100% $125,000 View
230 Woodworth Ave, Alma, MI 48801
A+5.0 ★Texas Ratio: 0.63%
Conventional 1 1.1% 100% $305,000 View
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706
Conventional 1 1.1% 100% $185,000
710 N Van Dyke Rd, Bad Axe, MI 48413
A5.0 ★Texas Ratio: 8.18%
Conventional 1 1.1% 100% $285,000 View
2400 Green Rd, Ann Arbor, MI 48105 1550
A+5.0 ★Texas Ratio: 2.54%
HELOC 0
+1 HELOCs
0% n/a View
Rocket Mortgage
Conventional, FHA, VA 14 16.1% 82.4% $140,000
United Wholesale Mortgage
Conventional, VA 7 8% 87.5% $202,142
Staunton Financial Inc
Conventional, FHA 7 8% 100% $153,571
Mortgage 1 Incorporated
Conventional, FHA 2 2.3% 100% $140,000
Great Lakes Federal Credit Uni
Conventional 1 1.1% 100% $45,000
Legacy Mortgage
Conventional 1 1.1% 100% $135,000
Mortgage Center LC
Conventional 1 1.1% 100% $135,000
BLG Holdings, LLC
Conventional 1 1.1% 100% $185,000
Das Acquisition Company, LLC
Conventional 2 2.3% 100% $230,000
Mortgage Research Center
VA 2 2.3% 100% $290,000
Cornerstone First Mortgage, LLC
Conventional 1 1.1% 100% $165,000
A+5.0 ★Texas Ratio: 0.00%
FHA 1 1.1% 100% $95,000 View
loanDepot.com LLC
Conventional 1 1.1% 33.3% $65,000
Amerisave Mortgage Company
FHA 1 1.1% 33.3% $195,000
American Financing Corporation
FHA 1 1.1% 100% $135,000
ClearPath Lending
VA 1 1.1% 100% $225,000
Mortgage300 Corporation
Conventional 1 1.1% 100% $155,000
Churchill Mortgage Corporation
Conventional 1 1.1% 100% $75,000
Geneva Financial LLC
FHA 1 1.1% 100% $265,000
American Pacific Mortgage Corporation
Conventional 1 1.1% 100% $155,000
Dupaco Community Credit Union
Conventional 1 1.1% 100% $85,000
The Loan Store, Inc
Conventional 1 1.1% 100% $335,000
Carrington Mortgage Services LLC
VA 1 1.1% 66.7% $345,000
Tammac Holdings Corporation
Conventional 1 1.1% 50% $35,000
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Coleman, Michigan

Looking for mortgage lenders near me or mortgage brokers near me in Coleman? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Coleman in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Coleman, MI

Use these to narrow the list above. Each category shows how many Coleman, MI lenders fit and what that kind of lender is usually best for.

Who Lends in Coleman, MI

Independent mortgage companies closed 55.2 percent of home loans in Coleman, Michigan in 2025, banks 17.2 percent and credit unions 27.6 percent. Rocket Mortgage was the largest mortgage company, Isabella Bank the largest bank and Members First Credit Union the largest credit union. Among lenders headquartered in Michigan, Members First Credit Union led with 7 loans.

55.2%
Mortgage companies
17.2%
Banks
27.6%
Credit unions
13%
FHA loans
8%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.

More Michigan Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Coleman, MI

Who is the largest mortgage lender in Coleman, MI?

By home loans closed in 2025, Members First Credit Union was the largest mortgage lender in Coleman, Michigan with 7 loans, about 8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Coleman, MI mortgage lenders offer FHA, VA and USDA loans?

8 lenders closed FHA loans in Coleman, Michigan in 2025, led by Rocket Mortgage with 3. 5 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Coleman, MI lender list?

Yes. 6 banks and 11 credit unions closed home loans in Coleman, Michigan in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Coleman, MI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Coleman, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Coleman, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Coleman. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.