Clarksville, Michigan mortgage lenders include United Bank of MichiganUnited Bank of Michigan132 S Main St, Clarksville, MI 48815A+5.0 ★Texas Ratio: 0.48%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, PfcuPfcu6451 Cherry Meadow Dr SE, Caledonia, MI 49316A+5.0 ★Texas Ratio: 2.00%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Preferred Credit UnionPreferred Credit Union7473 Storey Rd, Belding, MI 48809 9360A+5.0 ★Texas Ratio: 1.25%, Union BankUnion Bank523 Ada Dr Se, Ada, MI 49301A5.0 ★Texas Ratio: 10.25%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, and Consumers Professional Credit UnionConsumers Professional Credit Union1515 S Main St, Eaton Rapids, MI 48827 1951A+5.0 ★Texas Ratio: 3.02%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clarksville, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clarksville are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Clarksville, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Clarksville 132 S Main St, Clarksville, MI 48815 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 2 | 2.9% | 66.7% | $190,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, VA, HELOC | 11 +6 HELOCs |
16.2% | 100% | $275,000 | |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 4 | 5.9% | 80% | $415,000 | View |
|
6451 Cherry Meadow Dr SE, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 3 | 4.4% | 75% | $128,333 | View |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +6 HELOCs |
1.5% | 100% | $585,000 | View |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
1.5% | 100% | $235,000 | View |
|
7473 Storey Rd, Belding, MI 48809 9360 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 1.5% | 100% | $25,000 | View |
|
523 Ada Dr Se, Ada, MI 49301 A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 1.5% | 100% | $135,000 | View |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 1.5% | 100% | $335,000 | View |
|
1515 S Main St, Eaton Rapids, MI 48827 1951 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 1.5% | 100% | $45,000 | View |
|
7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage 1 Incorporated
|
Conventional | 6 | 8.8% | 100% | $260,000 | |
Rocket Mortgage
|
Conventional, FHA | 5 | 7.4% | 100% | $183,000 | |
United Wholesale Mortgage
|
Conventional | 2 | 2.9% | 66.7% | $300,000 | |
Success Mortgage Partners, Inc
|
Conventional, FHA | 2 | 2.9% | 100% | $285,000 | |
GreenStone Farm Credit Services
|
Conventional | 2 | 2.9% | 100% | $415,000 | |
Msu Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $315,000 | |
Northern Mortgage Services, LLC
|
Conventional | 1 | 1.5% | 100% | $365,000 | |
Gold Star Mortgage Financial Group, Corporation
|
USDA | 1 | 1.5% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 2.9% | 66.7% | $140,000 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 2 | 2.9% | 100% | $325,000 | |
Guild Mortgage Company
|
Conventional | 2 | 2.9% | 100% | $300,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 2.9% | 100% | $260,000 | |
American Pacific Mortgage Corporation
|
Conventional | 2 | 2.9% | 100% | $385,000 | |
Nationstar Mortgage
|
Conventional | 2 | 2.9% | 100% | $70,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $65,000 | |
American Financial Resources LLC
|
Conventional | 1 | 1.5% | 100% | $215,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1.5% | 100% | $345,000 | |
Newrez LLC
|
Conventional | 1 | 1.5% | 100% | $55,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 1.5% | 100% | $135,000 | |
Oaktree Funding Corp
|
VA | 1 | 1.5% | 100% | $405,000 | |
Mortgage Research Center
|
VA | 1 | 1.5% | 100% | $375,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 1.5% | 100% | $245,000 | |
Nationwide Mortgage Bankers, Inc.
|
FHA | 1 | 1.5% | 100% | $265,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 1.5% | 100% | $105,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Clarksville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clarksville in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Clarksville, MI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 60.3 percent of home loans in Clarksville, Michigan in 2025, banks 14.7 percent and credit unions 25 percent. Mortgage 1 Incorporated was the largest mortgage company, United Bank of Michigan the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, United Bank of Michigan led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
By home loans closed in 2025, United Bank of Michigan was the largest mortgage lender in Clarksville, Michigan with 2 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Clarksville, Michigan in 2025, led by Rocket Mortgage with 1. 4 lenders closed VA loans, led by Lake Michigan Credit Union, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 6 credit unions closed home loans in Clarksville, Michigan in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clarksville, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clarksville, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clarksville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.