Mortgage Lenders and Brokers in Cass City, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cass City, Michigan mortgage lenders include Thumb Bank & TrustThumb Bank & Trust2543 S Sherman Rd, Applegate, MI 48401A+5.0 ★Texas Ratio: 0.17%, Independent BankIndependent Bank6241 Main St, Cass City, MI 48726A5.0 ★Texas Ratio: 6.46%, Tri-County BankTri-County Bank6363 West Main Street, Cass City, MI 48726A5.0 ★Texas Ratio: 8.17%, Frankenmuth Credit UnionFrankenmuth Credit Union6141 Cass City Rd, Cass City, MI 48726A5.0 ★Texas Ratio: 8.18%, Team One Credit UnionTeam One Credit Union499 BRICK ST, BAD AXE, MI 48413A+5.0 ★Texas Ratio: 4.14%, Huntington National BankHuntington National Bank6363 Main St, Cass City, MI 48726A+5.0 ★Texas Ratio: 3.66%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, State Savings BankState Savings Bank49 N Benzie Blvd, Beulah, MI 49617A+5.0 ★Texas Ratio: 1.81%, and Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cass City, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cass City are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cass City, Michigan
Market share is the lender's share of all home loans closed in Cass City, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cass City 2543 S Sherman Rd, Applegate, MI 48401 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 7 | 7.1% | 53.8% | $69,285 | View |
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1 office in Cass City 6241 Main St, Cass City, MI 48726 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 5 +7 HELOCs |
5.1% | 100% | $167,000 | View |
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1 office in Cass City 6363 West Main Street, Cass City, MI 48726 A5.0 ★Texas Ratio: 8.17% |
Conventional | 3 | 3% | 60% | $178,333 | View |
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6141 Cass City Rd, Cass City, MI 48726 A5.0 ★Texas Ratio: 8.18% |
Conventional, USDA, HELOC | 12 +1 HELOCs |
12.1% | 92.3% | $110,000 | View |
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499 BRICK ST, BAD AXE, MI 48413 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 4 | 4% | 100% | $50,000 | View |
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6363 Main St, Cass City, MI 48726 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 3 +3 HELOCs |
3% | 100% | $68,333 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 2 | 2% | 66.7% | $125,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 1% | 100% | $165,000 | View |
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49 N Benzie Blvd, Beulah, MI 49617 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 1% | 100% | $285,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1% | 100% | $105,000 | View |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1% | 100% | $255,000 | View |
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3559 Main St, Akron, MI 48701 A5.0 ★Texas Ratio: 12.49% |
Conventional | 1 | 1% | 100% | $185,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 11.1% | 75% | $137,727 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 10.1% | 83.3% | $123,000 | |
Legacy Mortgage
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Conventional, FHA | 4 | 4% | 100% | $175,000 | |
Michigan Mutual, Inc
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Conventional, FHA | 2 | 2% | 100% | $65,000 | |
Mortgage Center LC
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Conventional | 1 | 1% | 50% | $45,000 | |
BLG Holdings, LLC
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FHA | 1 | 1% | 100% | $175,000 | |
Staunton Financial Inc
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Conventional | 1 | 1% | 100% | $165,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, USDA | 5 | 5.1% | 100% | $141,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 3 | 3% | 100% | $148,333 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 2% | 100% | $65,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 2% | 50% | $90,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 2% | 100% | $75,000 | |
Mortgage300 Corporation
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Conventional, FHA | 2 | 2% | 100% | $170,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1% | 100% | $175,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1% | 100% | $75,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1% | 50% | $135,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1% | 100% | $225,000 | |
loanDepot.com LLC
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FHA | 1 | 1% | 100% | $145,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1% | 100% | $115,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 1% | 100% | $105,000 | |
ClearPath Lending
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VA | 1 | 1% | 100% | $245,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1% | 100% | $135,000 | |
Geneva Financial LLC
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USDA | 1 | 1% | 100% | $185,000 | |
Nationstar Mortgage
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FHA | 1 | 1% | 100% | $135,000 | |
Paramount Residential Mortgage
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USDA | 1 | 1% | 100% | $145,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cass City Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cass City, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Cass City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cass City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cass City, MI
Use these to narrow the list above. Each category shows how many Cass City, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Cass City, MI
Independent mortgage companies closed 57.6 percent of home loans in Cass City, Michigan in 2025, banks 25.3 percent and credit unions 17.2 percent. Rocket Mortgage was the largest mortgage company, Thumb Bank & Trust the largest bank and Frankenmuth Credit Union the largest credit union. Among lenders headquartered in Michigan, Thumb Bank & Trust led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cass City, MI
By home loans closed in 2025, Thumb Bank & Trust was the largest mortgage lender in Cass City, Michigan with 7 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Cass City, Michigan in 2025, led by Flagstar Bank NA with 1. 3 lenders closed VA loans, led by Rocket Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 3 credit unions closed home loans in Cass City, Michigan in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cass City, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cass City, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cass City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
