Burt, Michigan mortgage lenders include Frankenmuth Credit UnionFrankenmuth Credit Union710 N Van Dyke Rd, Bad Axe, MI 48413A5.0 ★Texas Ratio: 8.18%, ELGA Credit UnionELGA Credit Union1479 Straits Dr, Bay City, MI 48706A+5.0 ★Texas Ratio: 4.72%, Dort Financial Credit UnionDort Financial Credit Union5750 Baypointe Blvd, Clarkston, MI 48346 3192A+5.0 ★Texas Ratio: 4.06%, Financial Plus Credit UnionFinancial Plus Credit Union4129 N Euclid Ave, Bay City, MI 48706, United Financial Credit UnionUnited Financial Credit Union1026 W Midland Rd, AUBURN, MI 48611A+5.0 ★Texas Ratio: 4.11%, North Central Area Credit UnionNorth Central Area Credit Union3140 Ivanrest AVE SW, Grandville, MI 49418A+5.0 ★Texas Ratio: 5.83%, Dow Credit UnionDow Credit Union600 E Lyon Rd, Midland, MI 48640 5396, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Burt, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Burt are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Burt, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
710 N Van Dyke Rd, Bad Axe, MI 48413 A5.0 ★Texas Ratio: 8.18% |
Conventional | 17 | 25.4% | 94.4% | $163,235 | View |
|
1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 3 | 4.5% | 75% | $78,333 | View |
|
5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional, HELOC | 2 +1 HELOCs |
3% | 100% | $505,000 | View |
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706 |
Conventional | 2 | 3% | 66.7% | $60,000 | |
|
1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.5% | 100% | $65,000 | View |
|
3140 Ivanrest AVE SW, Grandville, MI 49418 A+5.0 ★Texas Ratio: 5.83% |
Conventional | 1 | 1.5% | 100% | $35,000 | View |
Dow Credit Union
600 E Lyon Rd, Midland, MI 48640 5396 |
Conventional | 1 | 1.5% | 100% | $345,000 | |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 1.5% | 100% | $295,000 | View |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 10 | 14.9% | 90.9% | $189,000 | |
Rocket Mortgage
|
Conventional, VA | 5 | 7.5% | 75% | $157,000 | |
Legacy Mortgage
|
Conventional | 3 | 4.5% | 100% | $161,666 | |
Great Lakes Federal Credit Uni
|
Conventional | 2 | 3% | 100% | $70,000 | |
BLG Holdings, LLC
|
FHA | 1 | 1.5% | 100% | $245,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 4 | 6% | 100% | $150,000 | View |
Planet Home Lending, LLC
|
VA | 2 | 3% | 100% | $280,000 | |
Mortgage Research Center
|
VA | 2 | 3% | 40% | $275,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 1.5% | 100% | $205,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 1.5% | 100% | $105,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1.5% | 100% | $225,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 1.5% | 100% | $245,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 1.5% | 100% | $285,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 1.5% | 100% | $155,000 | |
ClearPath Lending
|
VA | 1 | 1.5% | 100% | $165,000 | |
Mortgage300 Corporation
|
Conventional | 1 | 1.5% | 100% | $145,000 | |
New American Funding, LLC.
|
Conventional | 1 | 1.5% | 100% | $185,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 1.5% | 100% | $155,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Burt? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Burt in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Burt, MI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 49.3 percent of home loans in Burt, Michigan in 2025, banks 7.5 percent and credit unions 43.3 percent. United Wholesale Mortgage was the largest mortgage company, Mercantile Bank the largest bank and Frankenmuth Credit Union the largest credit union. Among lenders headquartered in Michigan, Frankenmuth Credit Union led with 17 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
By home loans closed in 2025, Frankenmuth Credit Union was the largest mortgage lender in Burt, Michigan with 17 loans, about 25.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Burt, Michigan in 2025, led by United Wholesale Mortgage with 4. 7 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 8 credit unions closed home loans in Burt, Michigan in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Burt, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Burt, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Burt. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.