Mortgage Lenders and Brokers in Bangor, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bangor, Michigan mortgage lenders include Sturgis Bank & TrustSturgis Bank & Trust232 W Monroe St, Bangor, MI 49013A5.0 ★Texas Ratio: 9.46%, Honor Credit UnionHonor Credit Union1253 Lincoln Rd, Allegan, MI 49010A+5.0 ★Texas Ratio: 5.27%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Arbor Financial Credit UnionArbor Financial Credit Union7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316A5.0 ★Texas Ratio: 12.10%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, United Federal Credit UnionUnited Federal Credit Union1026 W Midland Rd, AUBURN, MI 48611A+5.0 ★Texas Ratio: 4.11%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, OMNI Community Credit UnionOMNI Community Credit Union101 W Monroe St, Bangor, MI 49013A+5.0 ★Texas Ratio: 2.36%, and Michigan First Credit UnionMichigan First Credit Union20645 Gibraltar Rd, Brownstown Twp, MI 48183A+5.0 ★Texas Ratio: 4.92%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bangor, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bangor are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bangor, Michigan
Market share is the lender's share of all home loans closed in Bangor, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bangor 232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional, HELOC | 6 +5 HELOCs |
6.8% | 85.7% | $118,333 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 11 +2 HELOCs |
12.5% | 68.8% | $252,272 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 6 +3 HELOCs |
6.8% | 85.7% | $213,333 | View |
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7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional, HELOC | 5 +2 HELOCs |
5.7% | 100% | $273,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 3 +7 HELOCs |
3.4% | 60% | $201,666 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 3.4% | 60% | $181,666 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +3 HELOCs |
2.3% | 100% | $375,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 50% | $175,000 | |
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101 W Monroe St, Bangor, MI 49013 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 1 | 1.1% | 50% | $145,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
VA | 1 | 1.1% | 100% | $335,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 1.1% | 100% | $295,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 1.1% | 100% | $295,000 | View |
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241 E Saginaw St, East Lansing, MI 48823 B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
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1309 N Lincoln St, Bay City, MI 48708 6172 A5.0 ★Texas Ratio: 6.23% |
Conventional | 1 | 1.1% | 100% | $115,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 11.4% | 64.7% | $260,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 6.8% | 85.7% | $216,666 | |
GreenStone Farm Credit Services
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Conventional | 5 | 5.7% | 100% | $291,000 | |
Top Flite Financial, Inc.
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Conventional | 2 | 2.3% | 100% | $260,000 | |
Mortgage 1 Incorporated
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Conventional | 1 | 1.1% | 100% | $125,000 | |
Michigan Mutual, Inc
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FHA | 1 | 1.1% | 100% | $275,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 1.1% | 100% | $175,000 | |
Mortgage Center LC
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Conventional | 1 | 1.1% | 50% | $55,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA, HELOC | 8 +1 HELOCs |
9.1% | 100% | $181,250 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.3% | 100% | $250,000 | |
Mortgage Research Center
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VA | 2 | 2.3% | 100% | $200,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 1.1% | 100% | $65,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.1% | 100% | $155,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 1.1% | 100% | $165,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.1% | 50% | $135,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.1% | 100% | $45,000 | |
Village Capital & Investment
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VA | 1 | 1.1% | 100% | $185,000 | |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bangor Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bangor, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Bangor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bangor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bangor, MI
Use these to narrow the list above. Each category shows how many Bangor, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Bangor, MI
Independent mortgage companies closed 50 percent of home loans in Bangor, Michigan in 2025, banks 19.3 percent and credit unions 30.7 percent. Rocket Mortgage was the largest mortgage company, Sturgis Bank & Trust the largest bank and Honor Credit Union the largest credit union. Among lenders headquartered in Michigan, Sturgis Bank & Trust led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bangor, MI
By home loans closed in 2025, Sturgis Bank & Trust was the largest mortgage lender in Bangor, Michigan with 6 loans, about 6.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Bangor, Michigan in 2025, led by Rocket Mortgage with 3. 5 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 9 credit unions closed home loans in Bangor, Michigan in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bangor, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bangor, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bangor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
