Mortgage Lenders and Brokers in Bancroft, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bancroft, Michigan mortgage lenders include Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, PfcuPfcu6451 Cherry Meadow Dr SE, Caledonia, MI 49316A+5.0 ★Texas Ratio: 2.00%, Citizens Bank, NACitizens Bank, NA455 E Eisenhower Pkwy, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 5.44%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, ELGA Credit UnionELGA Credit Union1479 Straits Dr, Bay City, MI 48706A+5.0 ★Texas Ratio: 4.72%, Northpointe BankNorthpointe Bank3333 Deposit Dr Ne, Grand Rapids, MI 49546A5.0 ★Texas Ratio: 8.47%, Dort Financial Credit UnionDort Financial Credit Union5750 Baypointe Blvd, Clarkston, MI 48346 3192A+5.0 ★Texas Ratio: 4.06%, Loc Credit UnionLoc Credit Union1025 E Grand River Ave, Brighton, MI 48116 1803A+5.0 ★Texas Ratio: 1.78%, and Vibe Credit UnionVibe Credit Union3082 Coolidge Hwy, Berkley, MI 48072A+5.0 ★Texas Ratio: 5.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bancroft, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bancroft are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bancroft, Michigan
Market share is the lender's share of all home loans closed in Bancroft, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 4 +2 HELOCs |
5.3% | 57.1% | $160,000 | View |
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6451 Cherry Meadow Dr SE, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 4 | 5.3% | 100% | $137,500 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +3 HELOCs |
4% | 60% | $108,333 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, USDA, HELOC | 2 +1 HELOCs |
2.7% | 100% | $240,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 2 | 2.7% | 66.7% | $155,000 | View |
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1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.3% | 100% | $95,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1.3% | 100% | $495,000 | View |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 1 | 1.3% | 50% | $75,000 | View |
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1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 1.3% | 100% | $25,000 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 1 | 1.3% | 100% | $25,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
FHA | 1 | 1.3% | 100% | $105,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 1.3% | 50% | $215,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 16% | 70.6% | $177,500 | |
Mortgage 1 Incorporated
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Conventional | 5 | 6.7% | 85.7% | $331,000 | |
Legacy Mortgage
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Conventional, FHA | 4 | 5.3% | 100% | $247,500 | |
Msu Federal Credit Union
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Conventional, HELOC | 3 +7 HELOCs |
4% | 75% | $185,000 | |
GreenStone Farm Credit Services
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Conventional | 3 | 4% | 100% | $278,333 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 2.7% | 100% | $195,000 | |
Mortgage Center LC
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Conventional | 1 | 1.3% | 100% | $155,000 | |
BLG Holdings, LLC
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Conventional | 1 | 1.3% | 100% | $315,000 | |
Staunton Financial Inc
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Conventional | 1 | 1.3% | 100% | $255,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, USDA | 6 | 8% | 100% | $285,000 | |
Freedom Mortgage Corporation
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VA | 2 | 2.7% | 75% | $240,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 1.3% | 100% | $225,000 | |
loanDepot.com LLC
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FHA | 1 | 1.3% | 100% | $125,000 | |
Resicentral LLC
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Conventional | 1 | 1.3% | 100% | $155,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.3% | 100% | $285,000 | |
Amerisave Mortgage Company
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VA | 1 | 1.3% | 50% | $195,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 1.3% | 100% | $135,000 | |
Click n' Close, Inc.
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FHA | 1 | 1.3% | 100% | $255,000 | |
Mortgage300 Corporation
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USDA | 1 | 1.3% | 100% | $115,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 100% | $325,000 | |
Mortgage Research Center
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VA | 1 | 1.3% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 1.3% | 100% | $305,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.3% | 100% | $205,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.3% | 100% | $195,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bancroft Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bancroft, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Bancroft? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bancroft in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bancroft, MI
Use these to narrow the list above. Each category shows how many Bancroft, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Bancroft, MI
Independent mortgage companies closed 65.3 percent of home loans in Bancroft, Michigan in 2025, banks 14.7 percent and credit unions 20 percent. Rocket Mortgage was the largest mortgage company, Huntington National Bank the largest bank and Pfcu the largest credit union. Among lenders headquartered in Michigan, Pfcu led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bancroft, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Bancroft, Michigan with 4 loans, about 5.3 percent of the market. The largest lender headquartered in Michigan was Pfcu with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Bancroft, Michigan in 2025, led by Rocket Mortgage with 2. 6 lenders closed VA loans, led by Freedom Mortgage Corporation, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 12 credit unions closed home loans in Bancroft, Michigan in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bancroft, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bancroft, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bancroft. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
