Huntington, Massachusetts mortgage lenders include Westfield BankWestfield Bank14 Russell Rd, Huntington, MA 01050A+5.0 ★Texas Ratio: 2.93%, UMassFive College Federal Credit UnionUMassFive College Federal Credit Union1 Campus Center Way, Amherst, MA 01003A5.0 ★Texas Ratio: 7.52%, Greenfield Savings BankGreenfield Savings Bank108 N Pleasant St, Amherst, MA 01002A+5.0 ★Texas Ratio: 3.75%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, PeoplesBankPeoplesBank56 Amity St, Amherst, MA 01002A+5.0 ★Texas Ratio: 5.27%, Luso Federal Credit UnionLuso Federal Credit Union599 East St, Ludlow, MA 01056A5.0 ★Texas Ratio: 7.60%, Polish National Credit UnionPolish National Credit Union46 Main St, Chicopee, MA 01020A+5.0 ★Texas Ratio: 1.02%, BankesbBankesb770 Main St, Agawam, MA 01001, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, and Nationstar Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Huntington, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Huntington are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Huntington, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Huntington 14 Russell Rd, Huntington, MA 01050 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 6 +7 HELOCs |
18.2% | 100% | $211,666 | View |
|
1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 4 | 12.1% | 100% | $95,000 | View |
|
108 N Pleasant St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 3 | 9.1% | 100% | $268,333 | View |
|
806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +5 HELOCs |
6.1% | 100% | $255,000 | View |
|
56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 2 +1 HELOCs |
6.1% | 100% | $315,000 | View |
|
599 East St, Ludlow, MA 01056 A5.0 ★Texas Ratio: 7.60% |
Conventional | 1 | 3% | 100% | $235,000 | View |
|
46 Main St, Chicopee, MA 01020 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 3% | 100% | $405,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
HELOC | 0 +3 HELOCs |
0% | 0% | ||
|
375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Nationstar Mortgage
|
Conventional, FHA | 3 | 9.1% | 100% | $131,666 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA, USDA | 2 | 6.1% | 100% | $135,000 | View |
Rocket Mortgage
|
Conventional | 1 | 3% | 100% | $45,000 | |
Affordable Mortgage Advisors
|
Conventional | 1 | 3% | 100% | $245,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 3% | 100% | $195,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 3% | 100% | $305,000 | |
Homestead Funding Corp.
|
FHA | 1 | 3% | 100% | $355,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 3% | 100% | $205,000 | |
Farm Credit East ACA
|
Conventional | 1 | 3% | 100% | $355,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 3% | 100% | $365,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 3% | 100% | $145,000 |
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Huntington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Huntington in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Huntington, MA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 39.4 percent of home loans in Huntington, Massachusetts in 2025, banks 42.4 percent and credit unions 18.2 percent. Nationstar Mortgage was the largest mortgage company, Westfield Bank the largest bank and UMassFive College Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Westfield Bank led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
By home loans closed in 2025, Westfield Bank was the largest mortgage lender in Huntington, Massachusetts with 6 loans, about 18.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Huntington, Massachusetts in 2025, led by Nationstar Mortgage with 1. 1 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 3 credit unions closed home loans in Huntington, Massachusetts in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Huntington, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Huntington, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Huntington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.