Mortgage Lenders and Brokers in Housatonic, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Housatonic, Massachusetts mortgage lenders include Greylock Federal Credit UnionGreylock Federal Credit Union2 Park St, Adams, MA 01220A5.0 ★Texas Ratio: 7.93%, Lee BankLee Bank279 Main St, Great Barrington, MA 01230A+5.0 ★Texas Ratio: 4.42%, Pittsfield Cooperative BankPittsfield Cooperative Bank431 Main St, Dalton, MA 01226A+5.0 ★Texas Ratio: 2.25%, Adams Community BankAdams Community Bank93 Park St, Adams, MA 01220A+5.0 ★Texas Ratio: 3.06%, Nbt Bank NANbt Bank NA210 Main St, Great Barrington, MA 01230A+5.0 ★Texas Ratio: 3.43%, Studio BankStudio BankA5.0 ★Texas Ratio: 11.28%, United Wholesale Mortgage, Guaranteed Rate, Inc., Rocket Mortgage, and Charles Schwab Bank, SsbCharles Schwab Bank, SsbA+5.0 ★Texas Ratio: 0.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Housatonic, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Housatonic are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Housatonic, Massachusetts
Market share is the lender's share of all home loans closed in Housatonic, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 Park St, Adams, MA 01220 A5.0 ★Texas Ratio: 7.93% |
Conventional, HELOC | 8 +2 HELOCs |
36.4% | 100% | $218,750 | View |
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279 Main St, Great Barrington, MA 01230 A+5.0 ★Texas Ratio: 4.42% |
Conventional | 4 | 18.2% | 100% | $270,000 | View |
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431 Main St, Dalton, MA 01226 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 3 | 13.6% | 75% | $235,000 | View |
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93 Park St, Adams, MA 01220 A+5.0 ★Texas Ratio: 3.06% |
Conventional | 1 | 4.5% | 100% | $235,000 | View |
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210 Main St, Great Barrington, MA 01230 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 11.28% |
Conventional | 1 | 4.5% | 100% | $415,000 | View |
United Wholesale Mortgage
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Conventional | 1 | 4.5% | 100% | $135,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 4.5% | 100% | $195,000 | |
Rocket Mortgage
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Conventional | 1 | 4.5% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 4.5% | 100% | $275,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 4.5% | 100% | $435,000 |
Housatonic Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Housatonic, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Housatonic? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Housatonic in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Housatonic, MA
Use these to narrow the list above. Each category shows how many Housatonic, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Housatonic, MA
Independent mortgage companies closed 18.2 percent of home loans in Housatonic, Massachusetts in 2025, banks 45.5 percent and credit unions 36.4 percent. United Wholesale Mortgage was the largest mortgage company, Lee Bank the largest bank and Greylock Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Greylock Federal Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Housatonic, MA
By home loans closed in 2025, Greylock Federal Credit Union was the largest mortgage lender in Housatonic, Massachusetts with 8 loans, about 36.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 1 credit unions closed home loans in Housatonic, Massachusetts in 2025, alongside 4 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Housatonic, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Housatonic, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Housatonic. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
