Mortgage Lenders and Brokers in Snow Hill, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Snow Hill, Maryland mortgage lenders include M&T BankM&T Bank110 W Market St, Snow Hill, MD 21863A+5.0 ★Texas Ratio: 4.11%, The Farmers Bank of WillardsThe Farmers Bank of Willards12831 Coastal Hwy, Ocean City, MD 21842A5.0 ★Texas Ratio: 6.46%, First Shore Federal Savings and Loan AssociationFirst Shore Federal Savings and Loan Association310 Franklin Ave, Berlin, MD 21811, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Citizens Bank, NACitizens Bank, NA7637 Old Georgetown Rd, Bethesda, MD 20814A+5.0 ★Texas Ratio: 5.44%, Bay Capital Mortgage CorporationBay Capital Mortgage CorporationAnnapolis, MD, First Home MortgageFirst Home MortgageBaltimore, MDA+5.0 ★Texas Ratio: 0.00%, Rocket Mortgage, and Luminate BankLuminate BankA5.0 ★Texas Ratio: 11.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Snow Hill, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Snow Hill are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Snow Hill, Maryland
Market share is the lender's share of all home loans closed in Snow Hill, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Snow Hill 110 W Market St, Snow Hill, MD 21863 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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12831 Coastal Hwy, Ocean City, MD 21842 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 2.6% | 100% | $85,000 | View |
First Shore Federal Savings and Loan Association
310 Franklin Ave, Berlin, MD 21811 |
Conventional | 1 | 2.6% | 100% | $95,000 | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bay Capital Mortgage Corporation
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FHA | 2 | 5.1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 2.6% | 100% | $275,000 | View |
Rocket Mortgage
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Conventional, FHA | 6 | 15.4% | 60% | $125,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 3 | 7.7% | 100% | $245,000 | View |
Embrace Home Loans, Inc.
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FHA, VA | 3 | 7.7% | 100% | $225,000 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
5.1% | 75% | $250,000 | |
United Wholesale Mortgage
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FHA | 2 | 5.1% | 100% | $255,000 | |
Primelending
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Conventional, FHA | 2 | 5.1% | 100% | $80,000 | |
Freedom Mortgage Corporation
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VA | 2 | 5.1% | 100% | $345,000 | |
Newrez LLC
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Conventional, VA | 2 | 5.1% | 66.7% | $185,000 | |
Cmg Mortgage Inc
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Conventional, USDA | 2 | 5.1% | 100% | $250,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 2.6% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 2.6% | 100% | $145,000 | |
loanDepot.com LLC
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Conventional | 1 | 2.6% | 100% | $125,000 | |
Pennymac Loan Services LLC
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VA | 1 | 2.6% | 100% | $205,000 | |
Linkbank
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Conventional | 1 | 2.6% | 100% | $635,000 | |
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A5.0 ★Texas Ratio: 13.31% |
Conventional | 1 | 2.6% | 100% | $165,000 | View |
Nationstar Mortgage
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Conventional | 1 | 2.6% | 100% | $175,000 | |
Mortgage Research Center
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FHA | 1 | 2.6% | 100% | $325,000 | |
Radius Financial Group Inc
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Conventional | 1 | 2.6% | 100% | $265,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 2.6% | 50% | $145,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a |
Snow Hill Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Snow Hill, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Snow Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Snow Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Snow Hill, MD
Use these to narrow the list above. Each category shows how many Snow Hill, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Snow Hill, MD
Independent mortgage companies closed 76.9 percent of home loans in Snow Hill, Maryland in 2025, banks 23.1 percent and credit unions 0 percent. Bay Capital Mortgage Corporation was the largest mortgage company, M&T Bank the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, The Farmers Bank of Willards led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Snow Hill, MD
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Snow Hill, Maryland with 0 loans, about 0 percent of the market. The largest lender headquartered in Maryland was The Farmers Bank of Willards with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Snow Hill, Maryland in 2025, led by Rocket Mortgage with 4. 5 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 1 credit unions closed home loans in Snow Hill, Maryland in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Snow Hill, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Snow Hill, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Snow Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
