Mortgage Lenders and Brokers in Onaga, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Onaga, Kansas mortgage lenders include The Farmers State Bank of WestmorelandThe Farmers State Bank of Westmoreland301 Leonard St, Onaga, KS 66521A5.0 ★Texas Ratio: 9.50%, Outdoor BankOutdoor Bank100 S Range Ave, Colby, KS 67701C-3.7 ★Texas Ratio: 30.67%, Kaw Valley State Bank & TrustKaw Valley State Bank & Trust103 E Parallel St, Clifton, KS 66937A+5.0 ★Texas Ratio: 0.48%, Landmark National BankLandmark National Bank1741 North Washington Street, Auburn, KS 66402A+5.0 ★Texas Ratio: 5.97%, Community First National BankCommunity First National Bank210 Tuttle Creek Blvd, Manhattan, KS 66502A+5.0 ★Texas Ratio: 1.41%, Bank of the Flint HillsBank of the Flint Hills408 Missouri Ave, Alma, KS 66401A+5.0 ★Texas Ratio: 0.96%, Capitol Federal Savings BankCapitol Federal Savings Bank114 E Cloud Ave, Andover, KS 67002A+5.0 ★Texas Ratio: 5.21%, Central National BankCentral National Bank120 E Main St, Beloit, KS 67420A+5.0 ★Texas Ratio: 0.14%, Commerce BankCommerce Bank137 W Maple St, Columbus, KS 66725A+5.0 ★Texas Ratio: 0.89%, and The Farmers State BankThe Farmers State Bank209 Montana Ave, Holton, KS 66436A+5.0 ★Texas Ratio: 2.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Onaga, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Onaga are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Onaga, Kansas
Market share is the lender's share of all home loans closed in Onaga, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Onaga 301 Leonard St, Onaga, KS 66521 A5.0 ★Texas Ratio: 9.50% |
Conventional | 16 | 25.4% | 100% | $142,500 | View |
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100 S Range Ave, Colby, KS 67701 C-3.7 ★Texas Ratio: 30.67% |
Conventional | 6 | 9.5% | 100% | $223,333 | View |
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103 E Parallel St, Clifton, KS 66937 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 5 | 7.9% | 100% | $223,000 | View |
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1741 North Washington Street, Auburn, KS 66402 A+5.0 ★Texas Ratio: 5.97% |
Conventional, FHA | 3 | 4.8% | 100% | $201,666 | View |
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210 Tuttle Creek Blvd, Manhattan, KS 66502 A+5.0 ★Texas Ratio: 1.41% |
Conventional, VA | 3 | 4.8% | 100% | $178,333 | View |
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408 Missouri Ave, Alma, KS 66401 A+5.0 ★Texas Ratio: 0.96% |
Conventional | 3 | 4.8% | 100% | $161,666 | View |
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114 E Cloud Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.21% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $245,000 | View |
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120 E Main St, Beloit, KS 67420 A+5.0 ★Texas Ratio: 0.14% |
FHA | 1 | 1.6% | 100% | $165,000 | View |
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137 W Maple St, Columbus, KS 66725 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 1.6% | 100% | $265,000 | View |
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209 Montana Ave, Holton, KS 66436 A+5.0 ★Texas Ratio: 2.37% |
Conventional | 1 | 1.6% | 100% | $155,000 | View |
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620 4th St, Centralia, KS 66415 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.6% | 100% | $125,000 | View |
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500 Main St, Almena, KS 67622 A5.0 ★Texas Ratio: 6.60% |
Conventional | 1 | 1.6% | 100% | $265,000 | View |
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308 W Central Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.22% |
Conventional | 1 | 1.6% | 100% | $545,000 | View |
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★ 1.7 stars, 3 reviews 10851 Mastin St, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.6% | 100% | $155,000 | View |
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13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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539 W 6th St, Junction City, KS 66441 B+4.8 ★Texas Ratio: 16.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investment Services Corporation
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FHA | 1 | 1.6% | 100% | $275,000 | |
United Wholesale Mortgage
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Conventional, VA | 4 | 6.3% | 100% | $385,000 | |
Rocket Mortgage
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Conventional | 4 | 6.3% | 80% | $85,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 3.2% | 100% | $375,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 2 | 3.2% | 66.7% | $310,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 1.6% | 100% | $85,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 1.6% | 100% | $455,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.6% | 50% | $65,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 1.6% | 100% | $235,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.6% | 100% | $375,000 | View |
21St Mortgage
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Conventional | 1 | 1.6% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% |
Onaga Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Onaga, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Onaga? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Onaga in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Onaga, KS
Use these to narrow the list above. Each category shows how many Onaga, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Onaga, KS
Independent mortgage companies closed 25.4 percent of home loans in Onaga, Kansas in 2025, banks 74.6 percent and credit unions 0 percent. Mortgage Investment Services Corporation was the largest mortgage company, The Farmers State Bank of Westmoreland the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, The Farmers State Bank of Westmoreland led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Onaga, KS
By home loans closed in 2025, The Farmers State Bank of Westmoreland was the largest mortgage lender in Onaga, Kansas with 16 loans, about 25.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Onaga, Kansas in 2025, led by Landmark National Bank with 2. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 1 credit unions closed home loans in Onaga, Kansas in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Onaga, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Onaga, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Onaga. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
